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How to Save Income Tax Other than 80C?

80TTA Interest income from saving bank accounts. ₹10,000
80E Tax on income spent on interest payments of education loans up to 8 years No limit
80D Health insurance premiums From ₹25,000 up to 50,000 for senior citizens [Source]
24(b) Interest repayment on home loans ₹2 Lakh [Source]
80EEA Interest repayment on home loans for first-time buyers [Source] ₹50,000
10(10D) Sum assured on life insurance plans
[Source]
Entire amount
10(13A) House rent allowance (if HRA is given in salary break-up) [Source] Specified conditions
80GG House rent allowance (if HRA is not mentioned in salary break-up) [Source] Specified conditions
80G Donation to Charity 50% or 100% of donation amount up to a limit of 10% of gross total income [Source]
80GGA Donation for scientific research and rural development [Source] No limit
80GGC Donation to Political parties [Source] No limit
80DD Treatment of Disabled persons ₹75,000 for 40%-80% disability ₹1,25,000 for higher than 80% disability [Source]
80U Disabled persons ₹75,000 for 40%-80% disability ₹1,25,000 for higher than 80% disability [Source]
80DDB Medical ailments ₹40,000 (₹1,00,000 for senior citizens) [Source]

What Are the Various Tax Saving Investments Other than 80C?

Eligibility

Exemption limit

Health insurance for self and family (spouse and dependent children)

₹25,000

For self and family + parents below 60 years of age

₹25,000 + ₹25,000) = ₹50,000

For self and family (below 60 years) + Parents above 60 years of age

₹25,000 + ₹50,000 = ₹75,000

For self and family (with members above 60 years) + senior citizen parents

₹50,000 + ₹50,000) = ₹1,00,000

Provision for tax rebate under Section 80D is extended to health check-up expenses as well. You can claim tax waiver on such costs amounting up to ₹5,000 respectively.

Such exemption is inclusive of the ₹25,000 rebate on health insurance. This means that people who have claimed ₹5,000 as their medical check-up costs are eligible for ₹20,000 rebate on premium charges. 

[Source]

Know more about:-

FAQs about Tax Saving Options other than 80C