Bajaj Avenger Insurance

Purchasing a two-wheeler can be difficult if you don’t know what to look for. Buying an insurance policy for the two-wheeler can be equally difficult if you are unaware about the parameter you must check for a well-rounded policy. Following is an elaboration on the factors you need to look for while buying a Bajaj Avenger two-wheeler insurance policy. 

Bajaj Auto started the production of the Avenger in 2005. Unlike commuter bikes, the Avenger is specifically designed for biking enthusiasts. It draws a great deal of inspiration from the Kawasaki Eliminator when it comes to the outer body design.

The Bajaj Avenger, being a powerful bike, is more affordable than other cruiser-style vehicles but still boasts a hefty price tag. After purchase, you would never want your bike to encounter damage. However, road accidents are common and sooner or later, your Avenger may undergo unforeseen damages.

An Avenger bike insurance plan will not prevent such accidents. However, it can reduce your financial liability from such incidents by offering reimbursement for repair expenses. Apart from being a wise choice, two-wheeler insurance is also mandatory in India, under the Motor Vehicles Act 1988. Failure to comply with this law will result in traffic fines of Rs. 2,000, and Rs. 4,000 for repeated offence.

However, before elaborating further into what you should look for in an insurance policy for your Bajaj Avenger bike; check out what makes this particular bike model so popular among Indians.

The Bajaj Avenger features some attractive specifications, which has fast made it one of the more popular bike models in India. Some of them include:

• Up to 220 CC engines. This is capable of delivering immense power to the vehicle, allowing it to traverse challenging terrain without breaking a sweat.
• The build quality and design of the Avenger is especially impressive, setting it apart from other bikes in the same price range.
• A BS-VI compliant Bajaj Avenger model is expected to arrive in 2020. This bike should reduce harmful emission while driving as well.
• The new Bajaj Avenger, launching in 2020 will also have an Anti-Lock Braking System (ABS), as per the new mandate of the government of India.

The Avenger model brought by Bajaj has several variants in its line-up, each better than the previous one. You can look through their entire catalogue to choose the one best suited to your needs.

Now, we understand that such a motorcycle is a prized possession. Any unforeseen damage that befalls the vehicle is, therefore, can be quite expensive to repair. A Bajaj Avenger bike insurance plan can help to safeguard you from such added costs.

But to ensure that you avail the maximum financial protection under your insurance policy, it is crucial to make sure that you choose a competent insurance provider.

Are you looking for the best insurance provider? Why not go the Digit way?

Digit is one of the best choices for securing your financial interests after buying a Bajaj Avenger motorcycle. The company’s policies boast of attractive benefits, which can limit your loss in the event of accidental damage. You must avail a Digit two-wheeler insurance policy for the following reasons:

Easy and Swift Purchase and Renewal Process

Most insurers need you to go to their offices or meet with their agents before buying an insurance plan. Digit does away with such lengthy procedures. Instead, with a completely online buying process, consumers can sit in the comfort of their homes and select bike insurance as per their preference.

Digit’s streamlined renewal process also conveniences existing customers to extend their protection for successive terms. To undertake a successful renewal, policyholders do not even need to undergo bike inspections. Instead, they can simply clear the premium payments online and look forward to continued safety.

Many Insurance Policy Options to Choose from

Digit offers enough flexibility to customers to choose their coverage. There are three primary types of policies available with the provider -

• Third-Party Liability Two-Wheeler Insurance Policy – In the event of an accident involving your bike, it is not just your vehicle that sustains damage. Such damage may also befall another individual or property. In such a case, you are liable to bear the expenses for damage suffered by the third-party person, property or vehicle. A third-party liability plan provides reimbursement for such expenses. However, you cannot claim for damages sustained by your bike.
• Comprehensive Two-Wheeler Insurance Policy – If you are seeking both third-party liability cover, along with financial assistance to repair your own bike’s damage, opting for a comprehensive policy from Digit is the best choice. Apart from such all-round protection, a comprehensive plan also provides aid in case of theft or irreparable damage to the bike. Further, you can also opt for the cover in case of the damages your bike incurs due to fire, natural calamities or man-made disasters.

Additionally, you can also opt for an own damage bike insurance cover if you have purchased your Bajaj Avenger post-September 2018. In this plan, you can avail all benefits available in a comprehensive policy, minus the third-party liability portion of the plan.

Choose your policy based on your individualistic needs and priorities. Do not simply pick the policy with the lowest premiums.

Paperless, Hassle-free Claim Settlement

Digit follows a completely paperless process for claim filing and settlement. This means you do not need to keep track of policy documents every time you need assistance from the insurer. Further, Digit’s facility of smartphone-enabled self-inspection for raising claims is an added advantage that helps to streamline the entire process.

Additionally, Digit’s high claim settlement ratio also helps to reduce the chances of your claim getting rejected. 

Attractive No Claim Bonus Benefits

If you have claim-free terms, Digit will offer impressive No Claim Bonus benefits on your insurance premium for the successive year. Try to accumulate NCB through successive claim-free terms for the best benefits. You can avail an NCB discount of up to 50% on your Bajaj Avenger bike insurance premium.

Considerable Insured Declared Value

A higher IDV is always a desirable trait from your Avenger bike insurance policy. With this feature in Digit’s policy, you are eligible to avail a higher sum insured if your bike is totalled or stolen. With the IDV, you can try to replace your previous Bajaj Avenger, minimising financial loss substantially.

Digit also allows you to freely customise the IDV for your bike, giving you enhanced control over the bike’s insurance policy.

More than 1000 Network Garages

Suppose you meet with an accident while riding your Bajaj Avenger and you do not have enough cash in hand to get your bike repaired. In this scenario, y+

You can head to your nearest network garage under Digit for cashless repairs. Digit has more than 1,000 network garages across India. With each passing day, this network is growing further, ensuring that wherever you go with your Bajaj Avenger, a network garage is always present nearby.

24x7 Customer Service Availability

A Bajaj Avenger bike insurance plan is useless if your insurer is unresponsive during times of need. Digit understands this perfectly and ensures 24-hour customer care services so that policyholders can seek assistance at any time. Therefore, if you face a road accident in the middle of the night, don’t think twice about dialling up Digit at 1800-103-4448.

The concerned representative will call you back in within a few minutes and answer any queries you might have.

A Wide Variety of Add-On Covers

You can choose from a range of add-ons to guarantee better protection for your finances against unforeseen damage to your bike. Digit offers a number of add-on options for you to choose from. Some of them include:

• Zero depreciation cover
• Consumable cover
• Engine and gear protection cover
• Return to invoice cover
• Breakdown assistance cover

With such benefits and more, Digit’s Bajaj Avenger two-wheeler insurance policies are the perfect option when it comes to availing all-round financial security for your prized vehicle.