Stamp Duty and Property/Flat Registration Charges in Delhi

Stamp duty is an essential part of a house purchase, which shows that property has exchanged hands. Moreover, it has impeccable legal value, and any sale is considered valid only after the stamp duty and registration fee process are completed. Hence, on that note, let’s know everything there is to know about the stamp duty in Delhi.

The stamp duty rate in Delhi is a sum of money a person has to pay to get their property registered in Delhi. The stamp duty and registry charges in Delhi keep getting revised because they are a significant source of income for the state government. So let’s check out what these rates are!

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Here is how to calculate the registration charges and stamp duty in Delhi for a woman.

• Cost of your property =  ₹ 10,00,000
• Registration Charge =  1% of ₹10,00,000 = ₹ 1000
• Stamp Duty = 4% of ₹10,00,000 = ₹ 4000

Here are the steps to use a stamp duty calculator. 

Step 1: Visit the official portal of Revenue and stamps department of Delhi

Step 2: Click on the Stamp Duty Calculator available under the stamp duty section.

Step 3: Enter some details as per your requirement and submit.

Step 4: A new page will appear on the screen, where you need to fill in different information.

Step 5: After filling all the details, you can find out how much you have to pay.

There is no offline method to pay the stamp duty in Delhi. There is only an online stamp duty payment Delhi. You have to pay the stamp duty through the SHCIL (Stock Holding Corporation of India) website. Here are the steps.

• Step 1: Visit the Stock Holding Corporation of India’s official website.
• Step 2: In the state list drop down menu, choose the NCT of Delhi option.
• Step 3: Make the stamp duty payment here via UPI/Credit Card/Debit Card/NEFT, etc.

If you wish to visit a centre, the Stock Holding Corporation of India has an authorised collection centre or an ACC where you have the option to pay in cash.

After making your payment for stamp duty, you can visit a sub registrar’s office for the process of registration. Here is the website where you can set up an appointment.

• To encourage property ownership among women, there are lower stamp duty rates for them.
• Stamp duty is a one time charge. Failure to pay it may result in a penalty along with the outstanding amount. Penalties can go up to 10 times of the original liability.
• Stamp duty is an essential part of the State revenue despite being charged by the Central government.
• One can make the stamp duty payment online with e-stamps.
• Stamp duty is factored in while calculating a borrower’s loan eligibility only where the cost of the property is up to 10 lakhs.

Stamp duty and registration charges are allowed for tax exemption under Sec 80C of the Income Tax Act.. The maximum deduction under this section is capped at ₹ 1.5 lakhs.

That was all regarding the stamp duty in Delhi! So, if you’re registering property in Delhi, now you know how!