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Stamp Duty and Property/Flat Registration Charges in Karnataka

What Are the Property Registration & Stamp Duty Rates in Karnataka?

Property Registration Charges in Karnataka


Take a look at the Karnataka property registration charges in this table illustrated below.


Fee Type

Fee Amount

BMRDA, BBMP and village areas added cess

10% on the stamp duty

Registration charge

1% of the property value

BMRDA and other surcharges

3% on the stamp duty

Corporation and BBMP added surcharges

2% on the stamp duty

What Are the Stamp Duty Rates in Karnataka?



Stamp Duty

Property Value


Between ₹21 lakh - ₹35 lakh


Less than ₹20 Lakh


Above ₹35 lakh

Let’s check what is the stamp duty in Karnataka, based on gender.

Individuals should know that registration and stamp duty charges are similar for both men and women in Karnataka, unlike other states.


Stamp Duty

Registration Charges

Men, Women, Joint owners

Stamp duty is 3% on properties worth ₹45 lakhs, 2% on properties less than ₹20 lakhs, and 5% on those worth over ₹45 lakhs.

The registration charge is 1% of the property cost.

Individuals should know that apart from stamp duty the Government also levies cess and surcharge. Ideally, a surcharge of 2%  and cess of 10%  charged on property priced above ₹35 lakh.

One buying a property in a rural area has to pay a surcharge of 3% as the home buyer is obligated to pay a 5.65% stamp duty.

What Are the Stamp Duty Rates on Different Property Deeds in Karnataka?


Here are the applicable stamp duty rates in Karnataka on different property deeds:

[4] [5]

Property Deeds

Stamp Duty

Sale Agreement

During a sale agreement, the stamp duty is tagged at 0.1% of the property’s market value and it is borne by the new buyer.

Loan Agreement

The minimum stamp duty payable for a buyer is set at ₹500. As per Article 6 of the Karnataka Stamp Act, a stamp duty of 0.1% is collected for a loan agreement in Karnataka.

Gift (If Donee is not a family member of donor)

5% on the market value + Additional duty + Surcharge

Gift (If Donee is a specified family member of donor)

₹1000 + surcharge and Additional duty

Let’s check the ways to calculate stamp duty and registration charges in Karnataka. This will help in understanding the concept better.

How to Calculate Registration Charges and Stamp Duty in Karnataka?


Individuals should know that the stamp duty is based on property value and area. This rate is a set value that doesn’t allow purchasing a property priced less than the mentioned amount.

However, stamp duty is charged on a high property value and reckoner rate.

Let’s look at an example to understand the calculation of Karnataka state stamp duty for a property.

A property costs around ₹5,000 per square ft as per BBMP.

Guidance property value

₹5000x1000= ₹50,00,000

An individual wants to purchase a property of 1000 square feet at ₹5,000 per sqft in Karnataka.

Here the guidance property value will be-

Guidance property value

₹5000x1000= ₹50,00,000

The Karnataka stamp duty charges will be –

Stamp Duty Charges

5.6% of ₹50,00,000 = ₹1,50,000

Let’s check the Karnataka property registration fee

Registration Charges

3% of ₹50,00,000 = ₹50,000

Here the total stamp duty and registration charges are needed.

Total of Stamp Duty and Registration charges

₹1,50,000 + ₹50,000 = ₹2,00,000

Hence, an individual has to pay the mentioned amount:

Total amount needed to be paid

Property cost+ Total of Stamp Duty and Registration charges ₹50,00,000+ ₹2,00,000= ₹52,00,000

However, a manual calculation can be time straining and filled with errors. It is beneficial to use a convenient tool such as an online Karnataka stamp duty calculator.

Steps to Use a Stamp Duty Calculator

How to Pay Stamp Duty and Registration Fees in Karnataka?

What Are the Points to Consider Before Paying Stamp Duty in Karnataka?

What Are the Factors That Affect Stamp Duty in Karnataka?


Factors that affect the stamp duty in Karnataka are as follows -


Stamp Duty Rates and Registration Charges in Karnataka

Age and gender

Senior citizens have to pay a lower stamp duty charge in Karnataka. This factor affects the charges significantly. Moreover, in India, men have to pay 2% more stamp duty. This is not applicable to Karnataka.

Property location

Stamp duty charges are usually higher in the urban area, while properties outside these areas enjoy lower stamp duties.

Property age

The stamp duty is calculated on the total value of the house or property where the age of this property plays a crucial role. Individuals should know that older properties are less expensive than newer ones.

Basic amenities

Properties surrounded with basic amenities such as elevators, swimming pools, etc., have higher stamp duty. The property value will be higher.

Are Tax Benefits Available on Stamp Duty and Registration Charges?

FAQs About Stamp Duty and Registration Charges in Karnataka