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Third-party motor insurance premium for different categories of vehicle is going to increase from 1st June 2022. This was announced by the Ministry of Road Transport and Highways (MoRTH) on 25th May. The increase in the premiums is the first in three years with the last revision seen in FY 2019-20.
| Engine capacity | Old 4W TP rate | New 4W TP rate (effective 1st June 2022) | Difference in rates |
| Old four-wheeler not exceeding 1000 cc | ₹2,072 | ₹2,094 | 1.1% |
| Old four-wheeler exceeding 1000 cc but not exceeding 1500cc | ₹3,221 | ₹3,416 | 6.1% |
| Old four-wheeler exceeding 1500 cc | ₹7,890 | ₹7,897 | 0.1% |
| Engine capacity | Old 2W TP rate | New 2W TP rate (effective 1st June 2022) | Difference in rates |
| Old two-wheeler not exceeding 75 cc | ₹482 | ₹538 | 11.6% |
| Old two-wheeler exceeding 75 cc but not exceeding 150 cc | ₹752 | ₹714 | -5.1% |
| Old two-wheeler exceeding 150 cc but not exceeding 350 cc | ₹1,193 | ₹1,366 | 14.5% |
| Old two-wheeler exceeding 350 cc | ₹2323 | ₹2,804 | 20.7% |
| Engine capacity | Old 4W TP rate | New 4W TP rate (effective 1st June 2022) | Difference in rates |
| New four-wheeler not exceeding 1000 cc | ₹5,286 | ₹6,521 | 23.4% |
| New four-wheeler exceeding 1000 cc but not exceeding 1500cc | ₹3,285 | ₹10,640 | 11.6% |
| New four-wheeler exceeding 1500 cc | ₹24,305 | ₹24,596 | 1.2% |
| Engine capacity | Old 2W TP rate | New 2W TP rate (effective 1st June 2022) | Difference in rates |
| New two-wheeler not exceeding 75 cc | ₹1,045 | ₹2,901 | 177.6% |
| New two-wheeler exceeding 75 cc but not exceeding 150 cc | ₹3,285 | ₹3,851 | 17.2% |
| New two-wheeler exceeding 150 cc but not exceeding 350 cc | ₹5,453 | ₹7,365 | 35.1% |
| Vehicle kilowatt capacity (KW) | Old EV TP rate | New EV TP rate (effective 1st June 2022) | Difference in rates |
| Not exceeding 3KW | ₹888 | ₹2,466 | 177.6% |
| Exceeding 3KW but not exceeding 7KW | ₹2,792 | ₹3,273 | 17.2% |
| Exceeding 7KW but not exceeding 16KW | ₹4,635 | ₹6,260 | 35.1% |
| Exceeding 16KW | 11,079 | ₹12,849 | 16.0% |
| Engine capacity | Old 4W TP rate | New 4W TP rate (effective 1st June 2022) | Difference in rates |
| Not exceeding 7500 kg | ₹15,746 | ₹16,049 | 1.9% |
| Exceeding 7500 kgs but not exceeding 12,000 kgs | ₹26,935 | ₹27,186 | 0.9% |
| Exceeding 12,000 kgs but not exceeding 20,000 kgs | ₹33,418 | ₹35,313 | 5.7% |
| Exceeding 20,000 kgs but not exceeding 40,000 kgs | ₹43,037 | ₹43,950 | 2.1% |
| Exceeding 40,000 kgs | ₹41,561 | ₹44,242 | 6.5% |
| Engine capacity | Old 4W TP rate | New 4W TP rate (effective 1st June 2022) | Difference in rates |
| Not exceeding 7500 kg | ₹8,438 | ₹16,049 | 90.2% |
| Exceeding 7500 kgs but not exceeding 12,000 kgs | ₹17,204 | ₹27,186 | 58.0% |
| Exceeding 12,000 kgs but not exceeding 20,000 kgs | ₹10,876 | ₹35,313 | 224.7% |
| Exceeding 20,000 kgs but not exceeding 40,000 kgs | ₹17,476 | ₹43,950 | 151.5% |
| Exceeding 40,000 kgs | ₹24,825 | ₹44,242 | 78.2% |
| Engine capacity | Old TP rate | New TP rate (effective 1st June 2022) | Difference in rates |
| Up to 6HP | ₹857 | ₹910 | 6.2% |
| Segment | Old TP rate | New TP rate (effective 1st June 2022) | Difference in rates |
| Autorickshaw | ₹2,595 | ₹2,539 | -2.2% |
| E-Rickshaw | ₹1,685 | ₹1,648 | -2.1% |
| Segment | Old TP rate | New TP rate (effective 1st June 2022) | Difference in rates |
| Educational institution bus | ₹13,874 | ₹12,192 | -12.1% |
| Other than educational institution bus | ₹14,494 | ₹14,343 | -1.00% |
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