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Mukhyamantri Chiranjeevi Yojana

mukhyamantri chiranjeevi swasthya bima yojana

Medical emergencies are uncertain, which can incur substantial expenses. However, coping up with the cost is challenging for most individuals.

Considering the current scenario, the Rajasthan Government has launched Mukhyamantri Chiranjeevi Yojana scheme. It aims to offer affordable health insurance and treatment packages to economically weaker sections.

Keep scrolling to learn about this Mukhyamantri Chiranjeevi Swasthya Bima Yojana details.

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What Is Mukhyamantri Chiranjeevi Yojana?

Chiranjeevi Yojana 2021 is a scheme launched by the Chief Minister of Rajasthan, Ashok Gehlot. This scheme extends affordable health insurance packages to the financially weaker sections of society.

Under this scheme, the eligible candidates can receive health insurance of ₹5 lakhs. This insurance policy covers almost 1576 treatments and medical expenses.

Individuals need to pay a nominal premium of ₹850 under the Chiranjeevi Yojana and receive the best treatment at affiliated private and government hospitals.

Let's understand why this insurance based scheme was launched.

What Are the Objectives of Mukhyamantri Chiranjeevi Swasthya Bima Yojana?

Following are the features of Chiranjeevi Bima Yojana -

  • This insurance aims to offer health insurance to families under BPL, SECC and NFS category
  • Small farmers and contractors can avail benefits of this policy
  • Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana also gets covered in this scheme
  • Families who don't qualify under eligibility parameters can also get insured by paying a nominal premium of ₹850 yearly
  • This scheme covers major illnesses, haemodialysis expenses and COVID-19 treatment costs.

Let's check the eligibility requirements under this scheme.

Who Can Apply for Mukhyamantri Chiranjeevi Yojana Registration?

This healthcare insurance scheme was created to offer quality treatment to families belonging to the BPL category. 

The list underneath states the requirements for those who can apply for this scheme -

  • Families belonging to COVID-19 ex-gratia list
  • Contractual farmers
  • Socio-Economic Caste Census 2011 beneficiaries
  • Jan Aadhaar Card holder
  • National Food Security Act cardholders
  • Marginal and small farmers
  • Samvida workers of all departments

Every individual belonging to the mentioned categories can avail the Chiranjeevi scheme through an easy application process.

What Are the Eligibility Criteria for Chiranjeevi Swasthya Bima Yojana?

Following are basic eligibility that Chiranjeevi Swasthya Yojana applicants have to fulfil -

  • Applicants must be a permanent resident of Rajasthan.
  • The applicant should belong below the poverty line.

Additionally, they have to submit certain documents to complete the application.

Documents Required for Chiranjeevi Bima Yojana

The documents needed for Chiranjeevi Swasthya Bima Yojana registration are -

  • Aadhaar card
  • Passport size photograph
  • Address proof
  • Bank statement
  • Income certificate
  • BPL certificate
  • Mobile number
  • Ration card
  • Voter Card
  • Driving License (optional)

The mentioned documents and eligibility parameters have to be fulfilled by the individuals belonging to the specified categories.

What Are the Guidelines to Apply for Chiranjeevi Yojana?

These are some of the essential guidelines mandatory to be followed by Chiranjeevi Mukhyamantri Yojana applicants.

  • The State Government mandates that hospitals enlisted under this scheme won't charge an amount for treatment of COVID-19 and mucormycosis.
  • This scheme has enlisted 450 private hospitals and more than 756 government ones.
  • Beneficiaries can connect with customer helpdesk and resolve their queries or issues.
  • Applicants need to prove their permanent residency in Rajasthan to avail different benefits offered by this scheme.
  • Contractual workers, NFSA cardholders, and marginal farmers will not need to pay the registration fees.

These are some vital pieces of information on Chiranjeevi Yojana that potential applicants must check.

How to Apply for Chiranjeevi Yojana Registration?

Following are the steps to make an application for Chiranjeevi Yojana online.

  • Step 1: Visit the official Mukhyamantri Chiranjeevi Swasthya Bima Yojana website and click on the link below registration section to redirect to SSO.
  • Step 2: Individuals without registration have to click the registration option and select the category from industry, citizen and employee. The registration process will be complete after filling in the requisite details.
  • Step 3: Following the registration, one can log in ID to the account with password and captcha code
  • Step 4: Click on the option of the ABMGRSBY application and enter all the required information such as your name, mobile number, email ID etc.
  • Step 5: Upload the documents and click on submit.

In this way, you will be able to apply under the Chiranjeevi Mukhyamantri Yojana.

What Are the Benefits of Chiranjeevi Bima Yojana?

Following are the benefits of Mukhyamantri Chiranjeevi Bima Yojana -

  • Beneficiaries can receive health insurance of ₹5 lakhs and pay a nominal premium of ₹850 per family on a yearly basis.
  • This scheme also covers the medical expenses for 5 days before the hospitalisation and fifteen days after discharge.
  • Individuals registered under this scheme can receive treatment from Government and private hospitals.
  • This is the scheme from the Rajasthan State Government that offers the applicants cashless treatment from the hospitals.
  • The insurance covers nearly 1576 medical tests and most kinds of treatments for different diseases.

Individuals who have made an application must keep a tab on the status to receive updates on the beneficiary list.

List of Diseases Covered in Chiranjeevi Yojana

The Chiranjeevi Yojana card holders have many diseases covered under the scheme. Here are the diseases that the Chiranjeevi Yojana covers:

Department Treatment
Cardiology Angiography and Angioplasty
Cardiac Surgery Bypass and valve surgery
Urology Stone operation using laser
Oncology Medical Oncology, Surgical Oncology, Cancer Surgery
General and Laparoscopic surgery Hernia and Appendix
Nephrology Dialysis
Joint Replacement & Spine Surgery TKR (Total Knee Replacement) and THR (Total Hip Replacement)

How to Check Application Status of Chiranjeevi Yojana?

An authority will assess the application submitted for Chiranjeevi Yojana online registration.

The selected beneficiaries will receive a status link if the data provided are verified. They can open the link on their dashboard. This link will also help find the stage of application process.

However, it is beneficial to keep a tab on the official website for updates and guidelines.

How to Renew Chiranjeevi Yojana?

Online policy renewals can be completed on the official website. It might be necessary for you to access your account and complete the renewal procedure before the expiration of your current policy. If you are a Chiranjeevi Yojana beneficiary then you can refer to the below mentioned steps to renew your Chiranjeevi Swasthya Bima Yojana:

  • Step 1: Navigate to https://sso.rajasthan.gov.in in your open browser. 
  • Step 2: Enter your SSO ID and password to log in. 
  • Step 3: The SSO dashboard will open following your login. On the homepage, select 'Utility Type Services'. 
  • Step 4: A new page will open. Type "Application for Mukhyamantri Chiranjeevi Yojana" under the "Avail Services" option, then choose it. 
  • Step 5: The Chiranjeevi Yojana portal will be displayed to you. 
  • Step 6: On the new page that displays, click "Renew Chiranjeevi Policy." 
  • Step 7: Choose a category, complete all the required fields, and press Submit. 
  • Step 8: The screen will display your member information. 
  • Step 9: Select 'Pay for Policy' and make your payment online. 
  • Step 10: Information will be updated and your Chiranjeevi Policy will be renewed.
  • Step 11: Take a printout of the updated Chiranjeevi Yojana after downloading it.

Features of the Chiranjeevi Yojana

In partnership with the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana, the Chiranjeevi Rajasthan Health Insurance Scheme provides its users with many important features, including:

Features Description
Eligibility and Enrollment The Chiranjeevi Rajasthan Health Insurance Scheme is open to recipients of the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana.
Cashless Treatment Through the National Food Security Act (NFSA) and Socio-Economic and Caste Census (SECC) categories, qualified individuals who fall below the poverty line can receive cashless treatment.
Small Farmers and Contract Workers are Included The program expands its coverage to include small farmers and contract workers, guaranteeing that they can take use of the health insurance plan as well.
Coverage of Critical illnesses The program provides significant financial assistance for treating serious medical illnesses like COVID-19 and haemodialysis

What is the Difference Between Ayushman and Chiranjeevi Yojana?

The Indian government created the Mukhyamantri Chiranjeevi Swasthya Bima Yojana and Ayushman Bharat health insurance programs. However, they have unique differences:

Parameters Ayushman Bharat Chiranjeevi Yojana
Coverage Ayushman Bharat, also called Pradhan Mantri Jan Arogya Yojana (PMJAY), is a national health protection program that provides over 10 crore underprivileged families with annual incomes of up to ₹5 lakh per family. Chiranjeevi Yojana serves qualified families in those states, such as Rajasthan and Gujarat, and is implemented at the state level.
Scope In public and accredited private hospitals across India, Ayushman Bharat provides coverage for a broad variety of hospital services, from secondary to tertiary care, including pre- and post-hospitalization charges. The Mukhyamantri Chiranjeevi Swasthya Bima Yojana's services are limited, contingent upon the state in which it is implemented.
Implementation To guarantee national coverage, Ayushman Bharat expands its reach throughout all of India's states and union territories. Meanwhile, certain states like Gujarat and Rajasthan are served under the Chiranjeevi Yojana.
Beneficiaries Ayushman Bharat aims to cover economically disadvantaged families across the country, as determined by statistics from the Socio-Economic Caste Census (SECC). Chiranjeevi Yojana provides coverage to qualifying families in accordance with standards established by the state government in question.
Funding Both the federal and state governments contribute to Ayushman Bharat's funding: the federal government pays for 60% of the program's expenses while state governments pick up the remaining 40%. Chiranjeevi Yojana, on the other hand, is completely dependent on funding from the individual state governments.

These are some vital pieces of information on Chiranjeevi Yojana that potential applicants must check. This initiative represents a future in which health equality is not only a promise but a reality, with its promise of cashless treatment and dedication to equality. It is more than just a healthcare program.

 

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