9000+ Cashless Garages
96% Claims Settled (FY 23-24)

9000+ Cashless Garages
96% Claims Settled (FY 23-24)
Ducati holds a long record for innovative products, mechanical development and electronic solutions that enhance the overall riding experience of motorcycle enthusiasts. The automaker concentrates on building a connected experience between the rider and the bike.
However, Ducati is also known for its high-end offerings. Thus, is it necessary to opt for Ducati two-wheeler insurance to ensure maximum financial security.
Additionally, in 1988 the Motor Vehicles Act mandated a two-wheeler insurance policy for every Indian rider. In fact, riding any bike without proper insurance documents is considered a crime and applies hefty penalties and punishments.
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered.
Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.
If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Third Party | Comprehensive | Own Damage |
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your scooter or bike |
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Customize your IDV |
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Extra protection with customized add-ons |
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Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
Following are the car insurance add-ons available for Ducati bike insurance:
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Select the plan, add-ons and click on ‘Continue.’
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Complete the payment and mandatory KYC verification process.
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled.
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
The “made in Italy” Ducati bikes are infamous for their Desmodromic Valve Actuation, futuristic technology and unconventional designs. The Italian automaker offers a vast range of model series, including Diavel, Monster, Multistrada, Hypermotard, Superbike and Streetfighter. Further, Ducati extends an enormous range of associated accessories and lifestyle and technical apparel in more than 80 countries globally.
In 2008, Ducati collaborated with Precision Motors India Private Limited, the luxury automobile importer, to enter the Indian automobile market. But in 2013, the company terminated its long-term venture with Precision. Ducati made a grand re-entry in 2015 independently, and since then, it has been focusing on expanding its business and service network portfolio.
Motorcycle insurance policy guarantees more than keeping you road-legal in India. Let us find out what more protections it offers.
In this regard, Digit Insurance extends NCB discounts ranging between 20% and 50% based on the number of non-claim years.
When looking for insurance companies, there are several other factors to consider than Ducati two-wheeler insurance price. A few of them are the IDV factor, NCB discounts, policy customisation facility, add-on covers and more. Digit Insurance is one such option that provides all these facilities to ensure maximum protection.
Note: You can carry forward the add-on cover benefits by increasing your Ducati two-wheeler insurance renewal price.
IDV Modification - The Insured Declared Value is directly proportional to the premiums payable. So, if you opt for higher IDV, you have to pay higher premiums. But higher IDV ensures higher compensation in case your bikes get stolen or severely damaged. Digit gives you the option to increase or decrease the premiums at your convenience.
Online Claiming Option - Now raise a claim instantly in 3 simple steps.
Call on 1800 258 5956 to get a self-inspection link on your registered mobile number
Submit the images of your damaged bike on the link
Click on your preferred mode of repair from the given options- ‘Reimbursement’ or ‘Cashless’ to finish the process
Vast Chain of Digit Network Bike Garages - Digit has collaborated with over 2900 garages nationwide to offer you a seamless experience. Besides, you can opt for cashless claims against your two-wheeler insurance for Ducati.
Stellar Customer Support - Having any queries regarding your insurance for Ducati two-wheeler? Do not worry! Instead, connect with Digit’s 24X7 customer care executives to get instant and reliable assistance.
Furthermore, Digit lets us lower your insurance premiums. For that, you have to opt for voluntary deductibles and avoid unnecessary claims. However, lowering the Ducati two-wheeler insurance premium reduces the protection. So, seek the help of experts at Digit to make an informed choice.
Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Ducati bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:
No, you cannot include any add-on to your third-party bike insurance policy. For that, you need to opt for a comprehensive plan.
Pillion rider is considered as a third-party. Thus, a third-party insurance policy covers the injuries of a pillion rider.