Mahindra Bike Insurance

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Third-party premium has changed from 1st June. Renew now

What’s Covered in Mahindra Bike Insurance

Accidents Common damages faced during accidents
Theft In case your bike or scooter is unfortunately stolen
Fire Common damages faced due to a fire
Natural Disasters Damages caused due to nature’s many furies
Personal Accident For times when you’ve hurt yourself too bad
Third Party Losses When someone or something gets hurt for your bike’s actions

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why should you buy Digit's Mahindra Bike Insurance?

Cashless Repairs 2900+ Cashless Network Garages for you to choose from across India
Smartphone-enabled Self Inspection Quick and Paperless claims process through a Smartphone-enabled self-inspection process
Super-fast Claims Average turn around time for two-wheeler claims is 11 days
Customize your Vehicle IDV With us, you can customize your vehicle IDV as per your choice!
24*7 Support 24*7 call facility even on National Holidays

Bike Insurance plans that fit your needs

Third Party A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Third Party Comprehensive

Damages/Losses to own two-wheeler due to an accident

 		× ✔

Damages/Losses to own two-wheeler in case of fire

 		× ✔

Damages/Losses to own two-wheeler in case of a natural calamity

 		× ✔

Damages to Third-Party Vehicle

× ✔

Damages to Third-Party Property

 		× ✔

Personal Accident Cover

 		× ✔

Injuries/Death of a Third-Party Person

 		× ✔

Theft of your scooter or bike

 		× ✔

Customize your IDV

 		× ✔

Extra protection with customized add-ons

 		× ✔
Get Quote Get Quote

Know more about the difference between comprehensive and third party two wheeler insurance

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card