Honda Concerto Insurance

Co-developed by Honda and Austin Rover Group, Honda Concerto was introduced in October 1989. This car has been imported to India before other Honda models and is equipped with features that make it a luxury car. 

If you are a Honda Concerto owner, you must know the importance of obtaining car insurance. Honda Concerto car insurance will help you secure your finances if you meet with an accident or such unfortunate incidences. 

Owing to that, we present this piece on car insurance for Honda Concerto, its benefits and advantages of availing insurances from reputed insurers like Digit.

Reputed insurance companies Digit offers a range of benefits if you obtain car insurance from them. Here are some of the perks you can get by bearing the Honda Concerto insurance cost:

1. Instant Claims - Digit boasts of a claim settlement history of 96%. Its smartphone-enabled claim process settles your claims in few minutes. 

1. Cashless Facility - If you bring your Honda Concerto to any one of the Digit network car garages, you can avail cashless facility. Under this facility, you need not pay for repair costs out of your pockets. Your insurer will directly settle the payment with the repair centre. 

1. Wide Range of Network Garages - Digit has over 5800 network garages across India that offer a cashless facility. Therefore, getting your Concerto repaired can be seamless. 

1. IDV Customisation - The Concerto insurance price depends on the Insured Declared Value of your car. Therefore, choosing the right IDV is crucial as it directly reflects on the return amount you will receive if you resale your car or it suffers heavy damages. At Digit, you can customise the IDV as per your requirement and choose your return value. 

1. Add-on Policies - If you obtain a comprehensive Honda Concerto car insurance from Digit, you can get the benefits of several add-on policies as follows -

• Zero-depreciation cover
• Passenger cover
• Return to invoice cover
• Tyre protect cover
• Breakdown assistance
• Consumable cover
• Engine and gearbox protection cover

1. 24x7 Customer Support - In case you have queries regarding the Honda Concerto insurance renewal price or any other relevant matter, you can get in touch with Digit’s customer service any hour of the day. They are available all the time, even on national holidays. 

Apart from this, Digit offers a free of cost doorstep pick-up and drop facility to policyholders of the comprehensive plan. 

Therefore, without any delay, you must avail of a Honda Concerto car insurance if not already.

Given below are some benefits of availing of Honda Concerto car insurance:

• Reduces Financial Liability - Big-ticket purchases like a car can increase financial pressure for some individuals. On top of that, any damages to the purchased car can further increase the burden. However, Honda Concerto insurance can cover the damage costs and help you in saving for future expenses. 

• Decreases Legal Liability - As per the Motor Vehicles Act, 1988, every driver should mandatorily possess at least a third-party car insurance policy to avoid hefty traffic fines. According to the law, you might need to pay ₹2000 for a first time offence and ₹4000 for the second time. Therefore, it is intelligent to pay Honda Concerto insurance price than exorbitant penalties. 

• Third-party Damages Cover - A third-party car insurance policy is a basic plan that covers damages caused to a third-party vehicle, property or person by your car. Every driver must have this plan as the law mandates it. 

• Own Car Damages Cover - Although a third-party car insurance plan is mandatory to obtain, it does not cover damages caused to your car. To that cause, you can avail of a comprehensive car insurance plan and cover damages caused to your car during accidents, theft, natural or artificial disasters and more. 

• Personal Accident Cover - Under this cover, you and your family are eligible to receive compensation if you meet with car accidents that result in permanent total disability or death. 

Therefore, it is evident that opting for Honda Concerto insurance renewal is convenient as it allows you to avoid financial and legal liabilities.

Here are some key specifications of this model from Honda -

1. The Concerto features angular-looking headlights and straight lines over its bodywork and bumper. Further, it equips flush door handles and body-coloured door mirrors. 

2. At its back, there’s a tailgate and an additional pair of windows behind the C-pillars. 

3. The interior of the car features a low seating position and straight lines inside the cabin. It also has an enlarged trunk that could carry 400 litres, and with the rear seats folded, the capacity could reach up to 1200 litres. 

4. Honda Concerto has a choice of two engines under its hood- 1.5-litre (base version) and 1.6-litre (top version). 

5. This model’s UK and European versions comes with McPherson struts suspension system whereas, the Japanese version equips a double-wishbone suspension. 

Despite having such optimised features, this car is susceptible to risks and accidents. Therefore, you should obtain Concerto insurance and cover charges that may arise due to unprecedented incidents.