Hero CBZ Insurance

World's largest two-wheeler manufacturer, Hero MotoCorp, gave the Indian automotive market its first-ever 150 cc motorcycle CBZ in 1999. This iconic motorcycle was quite ahead of its time and offered a different level of riding experience.

The aesthetic appeal and CB design scheme of CBZ lend the bike optimal performance accompanied by improved fuel economy. Besides, the riding dynamics of this particular bike is widely found among the present generation motorcycles.

Despite possessing such cutting-edge features, CBZ is exposed to accidents or any other threats like fire, theft and more. Thus, it is crucial to purchase Hero CBZ insurance for your financial security if you already own this bike.

However, for a hassle-free experience, you need to find a reliable insurance provider like Digit. 

Digit extends Hero CBZ insurance online to streamline the process. This sets Digit apart from other insurance providers in India. However, there are more reasons behind its popularity. Some of them are-

1. More than 2900 Network Garages to Choose from - Digit network bike garages are available at every corner of the country. So, irrespective of where you are, you will find a network garage nearby where you can opt for cashless repairing of bike damages against your insurance policy.

1. Involves Less Paperwork - Traditionally, an insurer sends a representative to inspect the cause of your insurance claim. But Digit does away with such formalities. For your convenience, it provides a smartphone-enabled self-inspection method to simplify the process and save time. However, if you choose to file a claim over the internet, you do not have to undergo lengthy paperwork.

For its existing customers, Digit further offers Hero CBZ insurance renewal online. 

1. 3 Insurance Options to Select from - The primary purpose of an insurance policy is to safeguard your finances in the event of motorcycle accidents. So, for your convenience, Digit extends 3 insurance products as stated below.

1. Third-Party Liability Two-Wheeler Insurance Policy - This policy provides financial coverage against any loss one may incur for third-party damage caused in an accident with your Hero CBZ. Furthermore, the policy safeguards the losses like the injury or death of a third-party person involved in the accident and other litigation expenses.

1. Comprehensive Two-Wheeler Insurance Policy - Besides the third-party liabilities, comprehensive two-wheeler insurance for Hero CBZ financially covers any threats such as theft, accidents and more. Also, both you and the other party can file for damages from Digit. The insurer offers a payout under unavoidable circumstances like fire, vandalism, natural disasters, man-made calamities and others.

1. Own damage Bike Insurance - This Hero CBZ insurance product provides access to substantial protection for their motorcycles to the policyholders. This policy does not cover third-party liabilities. Thus, existing third-party insurance policyholders can opt for their own damage cover separately for better security.

1. Offers Additional Benefits - Digit comes with a wide range of add-on policies. Some of the benefits are:

• Zero depreciation cover

• Consumable cover

• Breakdown assistance

• Engine and gearbox protection cover

• Return to invoice cover 

1. Round the Clock Customer Support - One of the prime reasons to consider Digit is its 24X7 customer care support. Be it a Sunday or a national holiday; Digit executives will happily answer all your insurance-related queries.

1. Simplified Hero CBZ Insurance Policy Renewal and Buying Process - Both for its existing and upcoming customers, Digit aims to simplify the renewal and purchasing processes. Potential individuals can buy the insurance policy online and can similarly renew their policies later. 

1. Option to Personalise IDV - After deducting the depreciation cost, the insurer offers the Insured Declared Value for your two-wheeler based on your insurance policy. A policyholder can claim this IDV amount in the event of irreparable bike damages or theft. Digit lets its customers customise the IDV as per requirement. 

1. Extends No Claim Benefits - If you do not file a claim against your Hero CBZ insurance, you are qualified to enjoy a discount on your premiums on renewal.

All these reasons prove why Digit is the best answer to your affordable and accessible Hero CBZ insurance queries.

With countless options available in the market, it is quite common for you to wonder what sets Digit apart from the others. Listed below are some of the features you can avail when you avail a CBZ bike insurance policy from us:

• Third-Party Damage Protection - A third-party bike insurance provides extensive coverage for all damages caused to a third-party person, vehicle or property due to your two-wheeler. Accidents are almost always hard to predict, but the consequences can be devastating. A third-party liability insurance, at least, safeguards you against third-party damages and reduces financial strain.

• Protection from Legal Consequences - According to the Motor Vehicle Amendment Act 2019, all Indian two-wheeler owners must purchase a third-party insurance policy. Else, they are liable to bear a fine of ₹ 2000 or up to 3 months imprisonment. This applies to first-time offenders. In case of a second offence, one has to pay ₹ 4000 or face up to 3 months of jail time.

• Extra Coverage with Comprehensive Policy - With a comprehensive bike insurance cover, you can be sure of protection in the case of both third-party as well as own bike damages. Further, it extends coverage in the case of damages caused to your vehicle due to fire, theft, flood, earthquake, etc.

• Personal Accident Cover - It is mandatory to have a personal accident cover, which provides coverage for the owner-driver’s expenses due to death or disability post an accident.

Learn more about Hero CBZ

The reason behind the popularity of Hero CBZ was its twin-pod instrument cluster along with a dedicated speedo and tachometer. These features were utterly new in the Indian automotive market. Also, the rivals of CBZ lack these aspects.

The following are some of the interesting facts about Hero CBZ.

1. CBZ featured an engine of 156.8 cc with a SOHC setup. Such a robust 12.5 HP engine was capable of generating 8000 rpm. Also, the engine came along with a 5-speed slick gearbox. 

2. The bike possessed a unique Keihin slide-type carburettor to ensure an enhanced air-fuel mixture to the engine. 

3. CBZ was capable of sprinting to a speed of 60 km/hr in 5 seconds only. The top speed of the bike was 125 km/hr. All these provided agility to CBZ.

4. CBZ offered a refined fuel economy and supported a ride of a minimum of 600 km. Thanks to its 12.5-litre fuel tank.

5. It was the first-ever motorcycle featuring a 240 mm front disc brake with brake callipers from Nissin and a 130 mm rear drum.

Such highly advanced features made it one of the most efficient and trusted two-wheelers in the late 90s. 

But what if it gets stolen or damaged? Here comes the role of Hero CBZ insurance! Such an insurance policy will guarantee financial protection against any unforeseen scenarios.