Hero Hunk Insurance

Given the success of its 2007 siblings, Hero updated its website by adding the new Hunk model in 2011. The features and performance Hunk offered at the time was advanced and impressive enough to attract young motorcycle enthusiasts. However, in 2016, Hero discontinued the production of Hunk models.

If you still ride this bike, contact Digit to secure a convenient Hero Hunk bike insurance policy against competitive premiums.

Digit proffers an array of lucrative benefits against two-wheeler insurance policies. Keep reading to learn about them.

1. Online Purchase Option - Now you can buy Hero Hunk insurance online at your convenience. New customers can visit Digit’s official website and navigate through the scheme options to pick a deal as per your requirements. For renewal, log in to your respective accounts.

1. Two Convenient Policy Options - Digit Insurance tailors policy covers to suit the diverse requirements of its customers. You can pick from the following scheme options-

1. Third-Party Policy - Under this scheme, Digit will bear the expenses of the third-party damages caused by your Hero Hunk. That means, if your bike hits another vehicle, person or property, third-party Hero Hunk insurance will extend financial aid to compensate the losses.

1. Comprehensive Policy - This scheme ensures well-rounded protection against third-party and own bike damages. So, if your Hunk gets stolen or damaged in earthquakes, floods, fire, vandalism etc., comprehensive Hunk insurance will provide complete financial security.

Note: Third-party cover is exclusive of own bike damage protection. To add it to your base plan, buy the cover separately.

1. Base Policy Elevation - Maximise your base plan with add-on covers Digit offers. You can choose from 7 options such as -

   • Engine and gearbox protection
   • Return to invoice cover
   • Tyre protection
   • Breakdown assistance
   • Zero depreciation cover
   • Consumable cover etc.

To carry them forward, increase your Hero Hunk insurance renewal policy price.

1. High Compensation - Digit offers you the facility to improve your Insured Declared Value against a minimal increment of premiums. Remember, higher IDV assures better compensation in case of theft or irreparable damage.

1. Quick Claim Settlements - With Digit, you can be sure to get all your claims settlement in the least minimum TAT. File your claim online by submitting images as proof on the smartphone-enabled self-inspection system.

1. 2900+ Digit Network Bike Garages - Now ride your bike hassle-free anywhere in India. Digit has collaborated with over 2900 garages nationwide, each of which offers cashless repairs. 

1. Dependable Customer Care Service - Wondering how to opt for Hero Hunk insurance renewal online? Connect with Digit’s 24X7 customer care support for speedy and convenient assistance.

Digit Insurance also allows you to lower your premiums by choosing higher deductibles and avoiding small claims.

The below reasons justify why two-wheeler insurance is mandatory in India.

1. Necessary Legal Compliance - Valid bike insurance relaxes hefty legal penalties of ₹ 2,000 and ₹ 4,000, respectively. However, anyone riding a motorcycle without valid insurance documents may end up in prison for up to 3 months or get his/her driving license confiscated.

1. Third-Party Protection - If your Hero Hunk damages or injures another bike, person or property in an accident, your insurer will bear the entire loss. By law, a third-party policy is compulsory for every two-wheeler owner in India.

1. Own Bike Damage Protection - Comprehensive policy covers both third-party and own bike damages to ensure optimal protection. Also, damage sustained during floods, earthquakes, fire, etc., falls under this scheme. Even in case of complete loss or theft, your insurer will pay you the IDV amount.

1. Personal Accident Cover - If you have bought a second-hand model after September 2018, then by law, you have o obtain two-wheeler insurance for Hero Hunk. This cover compensates in case the policyholder dies or undergoes partial or permanent disability in a bike accident.

1. No Claim Bonus Discounts - Against every non-claim year, you can earn a bonus that serves as attractive discounts on premiums. 

Therefore, it is wise to bear insurance premiums rather than pay hefty repairing bills.

Other than new colours, Hero Hunk variants came with a wide range of features. A few of them were-

• Powered with a 150 cc single-cylinder engine, Hunk could generate 14.4 bHP of power and 12.8 Nm of torque. The variants had a fuel tank of 12.4 litres.

• Mated with a 5-speed gearbox, Hero Hunk offered mileage of 52 kmpl.

• The updated model featured an altered visor, digital console, stylish side panels, LED tail lights, exhaust cover, tubeless tyres and many more specifications.

In short, Hero Hunk models exhibited features that easily went up against other 150cc two-wheelers. Therefore, Hero Hunk bike insurance is necessary to safeguard your finances against probable accidental damages and other threats.