Hero Xtreme Insurance

Hero Motocorp made its contribution in the 150cc motorcycle segment by launching Hero Xtreme. Since its inception in 2013, the company has made several upgrades and launched new variants specially tailored to a motorist's needs. 

Being an owner of this bike, you should know the importance of possessing a valid Hero Xtreme bike insurance policy. 

Several insurance companies in India offer a range of insurance covers along with other benefits. One such insurer is Digit. 

In this piece, you will find the advantages of availing insurance in general and from providers like Digit, along with other details.

Apart from offering competitive insurance prices, Digit comes with a host of benefits for its customers. They are as follows:

1. Simple Online Process - There are several advantages of obtaining insurance policies online. Some of them include less turnaround time, paperless procedures and more. At Digit, you can apply for Hero Xtreme insurance online without the hassle of presenting hard copies. Owing to their technology-driven processes, you can simply upload the documents online and complete the entire process in a few minutes. 

1. Wide Range of Network Garages - More than 2900 Digit network bike garages are available across India from where you can get cashless repairs for your Hero commuter.

1. Cashless Facility - While raising a claim, you can opt for a cashless facility from any Digit network garage. Under this facility, you do not bear any costs for your bike damages as the insurer will settle payment directly with the repair centre. 

1. Insurance Covers - Digit offers three insurance coverages- a basic third-party damage cover that includes coverage benefits for third-party damages, a standalone own damage bike cover and a comprehensive insurance policy including both. As per your requirement, you have the flexibility in choosing any one of the policies. 

1. Customisation of IDV - Insurers offer Xtreme insurance premium based on the Insured Declared Value of your bike. They find out this value by subtracting depreciation from the selling price of the bike. However, providers like Digit allow you to customise this value and maximise your returns. 

1. Add-on Policies - Digit provides a list of add-on policies to policyholders of their comprehensive plan. The policies are:

   • Consumable cover
   • Zero-depreciation cover
   • Breakdown assistance
   • Engine and gearbox protection cover
   • Return to invoice cover

1. 24x7 Customer Service: If you have queries regarding Hero Xtreme insurance renewal policy, you can get in touch with Digit's responsive customer support any hour of the day. 

Hence, considering the above pointers, you can enjoy innumerable perks by obtaining two-wheeler insurance for Hero Xtreme.

Basic third-party insurance for your Hero motorcycle is mandatory as per law whereas, a comprehensive one helps in reducing financial burden. 

To that end, here are some lucrative benefits of Hero Xtreme bike insurance:

1. Avoid Legal Accountability - As per the Motor Vehicles Act, every driver should at least possess a third-party insurance policy to avoid hefty traffic fines. These fines can go up to ₹2000 for a first-time offence and ₹4000 for repetition. Therefore, it is ideal to obtain two-wheeler insurance and avoid legal liabilities. 

1. No Claim Bonus - For every claim-free year, an insurer offers a No Claim Bonus, which is a discount on the policy premium. While opting for Hero Xtreme insurance renewal online, you can avail of this benefit. 

1. Compensation for Personal Accident - In case you are involved in a bike accident that results in serious damages like permanent total disability or death, you are liable to receive a personal accident cover as per IRDA. Under this cover, you and your family can get financial support. 

1. Covers Third-party Liabilities - Basic third-party insurance covers damages caused to a third-party person, vehicle or property by your Hero motorcycle. It also settles litigation issues, and further decreases your liabilities. 

1. Own Damage Cover - By obtaining comprehensive insurance for your Hero Xtreme bike, you can cover damages inflicted on it due to accidents, theft, natural or artificial disasters etc. 

To get additional benefits, you can consider Digit insurance.

This standard class vehicle is loaded with features such as follows:

1. It has a fuel capacity of a minimum of 12.1 litres. 

2. The model equips a 163c cc engine. 

3. It is available in 5-speed constant mesh transmission. 

4. The bike's suspension features a front telescopic hydraulic type and rear rectangular swing arm with 5 steps adjustable gas reservoir suspension. 

5. This bike's dimensions are 2080 mm in length, 765 mm in width and 1145 mm in height. 

Although this bike guarantees unmatched performance and safety, you must not ignore the instances of accidents and other unfortunate events that can cause serious damage to your bike, resulting in high repair costs. Therefore, it is evident that getting Hero Xtreme bike insurance is an effective way to curtail such costs. In this regard, you can consider insurance policies from Digit.