Mahindra Centuro Insurance

Mahindra had significantly been successful in the two-wheeler segment, thanks to its Centuro motorcycle. Launched on 4th August 2014 in the Indian automobile market, Centuro was one of the most feature-laden bikes in its segment. 

If you ride this bike, it is best to obtain Mahindra Centuro insurance to avoid unnecessary financial stress. 

However, it is easy to secure motor insurance in India due to the vast availability of insurance companies. In this regard, Digit Insurance is a go-to option.

Digit brings you a plethora of attractive offers and benefits. Keep reading to know about them.

1. Convenient Policy Options - Digit understands the diverse requirements of its clients and crafts its insurance schemes accordingly. The insurer offers the following scheme options-

1. Third-Party Policy - Under this scheme, you are free from any third-party liabilities. That means, if your Centuro bike damages another vehicle, person or property, Digit will provide financial assistance to the affected party on your behalf. Further, it also takes care of the litigation issues, if any.

Note: Third-party policy does not offer own damage protection. However, you can buy standalone own damage protection to strengthen your policy scheme.

1. Own Bike Damage Policy - Unlike the previous cover, this scheme provides financial assistance for own bike damage. That means, if your bike gets damaged due to flood, earthquake, fire, theft or any other threats, Digit will cover all the repairing costs. 

1. Comprehensive Policy - This is the most extensive cover Digit extends. Comprehensive policy covers both third-party and own bike damage expenses. Besides, you can further elevate your protection by including add-ons to your base policy.

1. Wide Range of Add-ons - Digit provides an array of add-on covers to help you improve your two-wheeler insurance for Mahindra Centuro. You can pick any of the following options-

   • Return to Invoice Cover
   • Tyre Protection
   • Consumables Cover
   • Roadside Assistance and more

Note: These add-ons involve extra charges.

1. 100% Digitised Process - Digit gives you the option to buy or renew Mahindra Centuro insurance online. 

To buy a policy online, provide your bike’s registration number. Existing customers can enter their registered mobile number to renew their policy scheme. Alternatively, you can provide the policy number or the last 5 digits of the engine number for Mahindra Centuro insurance renewal online.

1. High Claim Settlement Ratio - Now you can raise a claim hassle-free with Digit Insurance in 3 easy steps.

1. Call on 1800 258 5956 to receive a self-inspection link on your registered mobile number

2. Submit the images of your damaged bike on the link

3. Choose the mode of repair- “Reimbursement” or “Cashless”

This way, you can save a significant amount of time. Also, Digit has a record of settling the majority number of claims raised.

1. Policy Customisation with IDV Alteration - Higher IDV offers higher compensation in case your Centuro bike gets stolen or damaged beyond repair. Thus, Digit allows its customers to modify the Insured Declared Value as per their requirements. Nevertheless, to improve the IDV, you need to increase your premiums marginally. And to carry forward the facility after renewing your policy, you need to revise your Mahindra Centuro insurance policy renewal price.

1. Vast Garage Networks - Digit has collaborated with more than 2900 network garages across India. So, regardless of where you are, you will find Digit network bike garages at your service offering cashless repairs.

1. Dependable Customer Care Service - Digit owns an energetic team of customer care support offering round-the-clock assistance. 

Additionally, Digit gives you the option to improve your insurance coverage by selecting higher deductibles and avoiding unnecessary claims. But lower premiums affect the overall protection. Therefore, compromising on financial protection is not a feasible idea to consider.

Digit brings you a plethora of attractive offers and benefits. Keep reading to know about them.

1. Convenient Policy Options - Digit understands the diverse requirements of its clients and crafts its insurance schemes accordingly. The insurer offers the following scheme options-

1. Third-Party Policy - Under this scheme, you are free from any third-party liabilities. That means, if your Centuro bike damages another vehicle, person or property, Digit will provide financial assistance to the affected party on your behalf. Further, it also takes care of the litigation issues, if any.

Note: Third-party policy does not offer own damage protection. However, you can buy standalone Own damage protection to strengthen your policy scheme.

1. Own Bike Damage Policy - Unlike the previous cover, this scheme provides financial assistance for own bike damage. That means, if your bike gets damaged due to flood, earthquake, fire, theft or any other threats, Digit will cover all the repairing costs. 

1. Comprehensive Policy - This is the most extensive cover Digit extends. Comprehensive policy covers both third-party and own bike damage expenses. Besides, you can further elevate your protection by including add-ons to your base policy.

1. Wide Range of Add-ons - Digit provides an array of add-on covers to help you improve your two-wheeler insurance for Mahindra Centuro. You can pick any of the following options-

   • Return to Invoice Cover
   • Tyre Protection
   • Consumables Cover
   • Roadside Assistance and more

Note: These add-ons involve extra charges.

1. 100% Digitised Process - Digit gives you the option to buy or renew Mahindra Centuro insurance online. 

To buy a policy online, provide your bike’s registration number. Existing customers can enter their registered mobile number to renew their policy scheme. Alternatively, you can provide the policy number or the last 5 digits of the engine number for Mahindra Centuro insurance renewal online.

1. High Claim Settlement Ratio - Now you can raise a claim hassle-free with Digit Insurance in 3 easy steps.

1. Call on 1800 258 5956 to receive a self-inspection link on your registered mobile number

2. Submit the images of your damaged bike on the link

3. Choose the mode of repair- “Reimbursement” or “Cashless”

This way, you can save a significant amount of time. Also, Digit has a record of settling the majority number of claims raised.

1. Policy Customisation with IDV Alteration - Higher IDV offers higher compensation in case your Centuro bike gets stolen or damaged beyond repair. Thus, Digit allows its customers to modify the Insured Declared Value as per their requirements. Nevertheless, to improve the IDV, you need to increase your premiums marginally. And to carry forward the facility after renewing your policy, you need to revise your Mahindra Centuro insurance policy renewal price.

1. Vast Garage Networks - Digit has collaborated with more than 2900 network garages across India. So, regardless of where you are, you will find Digit network bike garages at your service offering cashless repairs.

1. Dependable Customer Care Service - Digit owns an energetic team of customer care support offering round-the-clock assistance. 

Additionally, Digit gives you the option to improve your insurance coverage by selecting higher deductibles and avoiding unnecessary claims. But lower premiums affect the overall protection. Therefore, compromising on financial protection is not a feasible idea to consider.

Mahindra had introduced Centuro to compete against other 100-110 cc motorcycles like Hero Passion Pro TR, Honda Dream Neo, Bajaj Discover 100M and more. However, the automaker offered an upgraded version of this model named Centuro Rockstar. 

• Engine - When it comes to Mahindra, you can be assured of enhanced fuel economy and performance. Centuro came with a 106.7 cc MCi-5 motor churning out 8.5 PS of maximum power at 7,500 rpm and a peak torque of 8.5 Nm at 5,500 rpm. 

• Brakes - Installed with 130 mm drum brakes at both ends, Centuro delivered sufficient stopping power. The modified version featured a front 240 mm disc brake.

• Mileage - Centuro comprised a fuel tank of 12.7 litres offering an impressive mileage of 85.45 kmpl.

Additional Features

The upgraded version exhibited features such as-

• Stainless steel cover on the exhaust
• Digital dash
• Remote key fob
• Anti-theft alarm
• Flip-type key
• LED pilot lights

These cutting edge refinements are not enough to protect your car from possible chances of damages. Besides, Centuro variants are now not available in India. Therefore, the replacement and repairing costs will be expensive. Therefore, to refrain from such financial burdens, Mahindra Centuro insurance is an ideal option.