Suzuki Samurai Insurance

Suzuki, a Japanese multinational automaker, launched a ‘No Problem’ motorcycle in India named Samurai in 1996. The Japanese meaning of Samurai is ‘powerful warrior’, and this motorcycle gained popularity among bike enthusiasts for its durability and performance.

Equipped with world-class features, Samurai is still popular and doing an impressive business in the second sales market. So, if you are planning to buy this motorcycle for city commuting, then you should also consider reliable Suzuki Samurai insurance for financial protection.

According to the Motor Vehicles Act 1988, every Indian biker must have a third party bike insurance policy to be road legal. Otherwise, one may have to bear serious repercussions. But one can also choose comprehensive motorcycle insurance to be rest assured of better protection other than third party liabilities.

There are some leading insurance providers in India like Digit that offer convenient policy covers for a hassle-free experience.

So, let us discuss a few features and benefits of bike insurance offered by reliable insurers like Digit. But before that, you need to walk through some salient features of the Samurai bike.

There are several other corporations that provide bike insurance policies in India. But the below reasons justify the benefits of considering Digit for your Samurai insurance.

1. Three Types of Two-Wheeler Insurance - Digit has crafted its products as per the requirements of its customers. Go through the three options for understanding the difference to make an informed choice.

1. Third-Party Liability Cover - This insurance cover ensures financial security against any third party damage or injury to property or person caused in an accident by your bike.

1. Comprehensive Cover - Under this scheme, you can enjoy all-around protection from both own damage and third-party damage caused by accidents. This protection plan also offers coverage against unforeseen mishaps such as fire, theft, natural or man-made disasters.

1. Own Damage Cover - Individuals who have already purchased a third-party liability insurance cover can also opt for an own damage cover for their Suzuki Samurai. Therefore, they do not need to wait for their third-party insurance policy renewal to upgrade to a comprehensive cover.

1. Buy or Renew Insurance Online - To ensure the customer a seamless experience, Digit extends Suzuki Samurai insurance online. A prospective individual can initiate the buying process by visiting Digit’s official website and navigating two-wheeler policy plans. This gives you the chance to compare the various kinds of options available and then opt for the most convenient one. However, for online Suzuki Samurai insurance renewal, fill up your policy details and clear the yearly premiums on time for uninterrupted protection.

1. Wide Range of Additional Covers - Digit offers an array of add-ons to improve your insurance coverage subsequently. Customers can choose from the following options-

   • Return to invoice cover
   • Consumable cover
   • Engine and gear protection cover
   • Breakdown assistance

2. Instant Claim Processing and High Settlement Ratio - Digit does not adhere to the conventional process of approving a claim. Instead, the insurer offers a smartphone-enabled self-inspection system to streamline the process. Also, it tries to settle a maximum number of claims at the earliest against your Suzuki Samurai insurance. Further, it offers high claim settlement ratios that reduce the chance of rejecting claims. Nonetheless, remember to determine and choose the suitable scheme to maximise your benefits.

1. Insured Declared Value Customisation - The insurer deducts the depreciation cost from the manufacturer’s ex-showroom price to obtain the IDV. Now, Digit permits its customers to customise the IDV amount as per their convenience.

1. No Claim Bonus Benefits - Like other leading insurers, Digit, too, provides No Claim Bonus benefits. If you do not file any claim for five years in a row, you may earn up to a 50% discount on your premiums upon policy renewal. 

1. Collaboration with over 2900 Network Garages - Digit network bike garages are available at every corner of the country in case you need one for an emergency. 

1. Uninterrupted Customer Care Service - Digit’s customer care executives are always available to help you with your Suzuki Samurai insurance policy renewal queries or any other doubts.

These are the benefits of choosing Digit over its competitors. The insurer guarantees these features at affordable premiums. Also, remember to opt for higher deductibles and lower claims to maximise your benefits.

To reduce the accident rate in Indian streets, two-wheeler insurance is of utmost importance. Below are the reasons stating the significance of the bike insurance policy.

1. Protects from Third-Party Liabilities - Suppose your bike gets involved in an accident and causes damage or injury to other property or person. In such cases, third-party two-wheeler insurance for Suzuki Samurai insurance will save you from financial stress. Such a scheme offers financial coverage to the affected party. And if you ride your bike without this policy, you may need to go through serious repercussions.

1. Saves from Hefty Fines or Punishments - According to the Motor Vehicles Act 1988, Indian bikers need a basic third-party liability insurance policy to be road legal. If anyone does not, then he may end up paying ₹ 2000. On repeating, he will have to bear a penalty of ₹ 4000. In the worst case, one may end up in jail for up to three months, or his license may get suspended.

1. Compensates for Own Damage Repair - The chances of your bike getting damaged due to an accident are equally higher, like third-party damage or injury. However, such damage repairing involves hefty bills. Here comes the importance of a comprehensive two-wheeler bike insurance policy that covers both third-party and own bike damages.

And to witness all these benefits, you need to find a reliable and accessible insurance provider like Digit. It is a genuine source of insurance for all circumstances.

Learn More About TVS Samurai

The collaboration of Suzuki and TVS Motors helped design one of the best-selling models in the late 90s. Samurai bike was lightweight and possessed a compact design. Also, Samurai set an example of a perfect balance between power and fuel efficiency. Some of its cutting edge features were-

• Samurai was powered by a 98.2 cc single-cylinder two-stroke engine mated with a four-speed manual gearbox. The 7.8 BHP engine was capable of generating maximum power of 5500 RPM. It offered mileage of over 50 km/litre. It could hit a top speed of around 87 km/h.

• Suzuki Samurai is installed with 130 mm drum brakes on both wheels. The 110 kg bike was effortless to handle and manoeuvre in city streets. Also, the 12-litre fuel tank offered an impressive range.

• The TVS Suzuki partnered Samurai bike was their first model with round headlights.

In the second-hand market, Suzuki Samurai costs around ₹ 14,000 to ₹ 32,000. However, the price depends on factors like total kilometre ridden and its current condition. You may end up getting a well-maintained second-hand model within ₹ 25,000 as well.

However, before you plan to invest such an amount in a second-hand motorcycle, it is crucial that you look for cost-effective Suzuki Samurai insurance options.