Yamaha FZ Insurance

The Japanese manufacturer Yamaha launched the sport tourer Fazer series in 2009. These motorcycles possess identical features as Yamaha FZ-S and Yamaha FZ16. Since its launch, the Fazer bikes have been through multiple facelifts and upgrades. 

Being an owner of this bike, you must possess a valid Yamaha Fazer insurance policy and know everything about its importance. 

In the following segment, you will find details on insurance for Yamaha Fazer and the benefits of obtaining one from reputed insurance providers like Digit.

Besides offering competitive policy premiums, insurance providers like Digit provide a host of other service benefits such as follows:

1. Quick Claim Settlement - Due to Digit’s smartphone-enabled claim process, you can expect to receive the claim money within a few minutes. Further, you can raise claims and self-inspect your FZ commuter damages from your mobile phone only. 

1. Easy Application Process - Digit gives you the option to apply for Yamaha FZ insurance online. This is a convenient procedure as it allows you to apply from your smartphone and does not require heavy paperwork. 

1. Network Garages - This insurer has more than 2900 network garages across India from where you can avail cashless facilities.

1. Cashless Repairs - If you get your Yamaha commuter repaired from any of the Digit network garages, you get to choose a cashless claim option. By selecting this option, you need not pay cash for your bike damage repair costs as the insurer will settle payment on your behalf. 

1. Coverage Options - Digit allows its customers to choose from the following two-wheeler insurance plans:

• Comprehensive Plan - This plan offers complete protection covering damage repair costs of your bike during accidents and also third-party damages. 

• Third-party Insurance Cover - Under this cover, you can get coverage benefits for third-party damages only. 

• Own Damage Bike Cover - If you wish to insure your bike against heavy damages during accidents, thefts, fires, etc., you can opt for a standalone own damage cover from Digit. 

1. Add-on Policies - On choosing a comprehensive Yamaha FZ insurance policy from this insurer, you can choose from the following add-on policies:

   1. Zero-depreciation cover
   2. Return to invoice cover
   3. Breakdown assistance
   4. Consumable cover
   5. Engine and gearbox protection cover

Thus, if you are looking for additional layers of protection for your Yamaha bike, you can consider insurers like Digit.

Two-wheeler insurance for Yamaha FZ comes with a list of lucrative benefits that make it a desirable choice among bike owners:

1. Reduces Financial Liability - Without valid insurance for your Yamaha bike, you may have to bear exorbitant repair charges arising from accidents or other unfortunate situations. These can, in turn, increase your financial liability and hamper your future plans. Therefore, it is practical to obtain two-wheeler insurance and reduce this liability. 

2. Avoid Hefty Traffic Fines - You must mandatorily possess at least a third-party insurance policy as per the Motor Vehicles Act. Failing to do so will incur heavy penalties and increase your financial burden. 

1. Third-party Liabilities Cover - By opting for a basic third-party insurance plan, you can cover damages caused to third-party persons, vehicles or properties by your Yamaha bike. This policy also covers litigation issues arising from such accidents. 

1. Personal Accident Cover - As per the IRDA regulations, you and your family are eligible for compensation in case of bike accidents resulting in permanent total disability or even death under a personal accident cover. 

1. Covers Own Damages - A third-party insurance cover will not provide complete coverage as it does not include own bike damages. To that end, you can obtain comprehensive insurance. 

Further, during Yamaha FZ insurance policy renewal, insurers offer a No Claim Bonus for not raising claims in a year within your policy term. 

To obtain more benefits, you can consider insurers like Digit.

Before purchasing Yamaha FZ bikes like FZ S FI and opting for Yamaha FZ insurance renewal online, you might want to consider some of the key specifications of this bike:

• Engine - Featuring an air-cooled single-cylinder petrol engine,  it offers a displacement of 149 cc. 

• Transmission and Gearbox - It is available in manual transmission and equips a 5-speed gearbox. 

• Fuel Tank and Mileage - Yamaha FZ S FI equips a fuel tank of 13 litres and has a mileage of 45 kmpl. 

• Dimensions and Chassis - The bike weighs 137 kg and has an overall length, width, and height of 1990 mm, 780 mm, and 1080 mm.

• Safety Features - Some of the safety features of this bike are a digital odometer and speedometer, low fuel indicator, negative LCD instrument cluster and more. 

Note that bikes that are BS-VI compliant from the Yamaha FZ series are available in the Indian market. 

Although these bikes are equipped with the latest features and upgraded technologies, they are exposed to risks and damages. Hence, you should avail Yamaha FZ insurance at the earliest and secure yourself from financial dents arising from repairing the damages. While you are searching for the most reliable insurance company, you can consider Digit.