Bentley Car Insurance

British manufacturer Bentley Motors Limited is a marketer of luxury cars and SUVs. They have been a subsidiary of the Volkswagen group since 1998. This company was originally founded by W.O. Bentley in 1919. Bentley cars are widely popular thanks to their winning streak in the 24 hours of the Le Mans motorsport event.

Further, this British brand of vehicles entered the Indian automobile industry in 2010. Some Bentley models in India include Flying Spur, Bentayga, Continental GT, and the Mulsanne. Currently, this manufacturing company revealed its first electric model, Bentayga Hybrid. Additionally, the company has a plan to electrify its existing products by 2023.

If you are planning to purchase Bentley cars in the upcoming year, you should learn about their key specifications and other details. However, your car can still incur heavy damages from accidents or other unfortunate events. Considering this, you might want to get proper Bentley car insurance from a reputed insurance company.

A well-rounded car insurance policy for Bentley provides coverage against damages caused by third-party accidents, fire, theft etc. Nevertheless, you can purchase a basic third-party insurance plan and get coverage against third-party damages only.

Furthermore, according to the Motor Vehicles Act, individuals possessing at least third-party insurance for Bentley cars can avoid hefty traffic fines. Thus, insurance policies reduce financial as well as legal liabilities.

Indian insurance companies offer both third-party and comprehensive plans at competitive Bentley car insurance prices. One such insurer is Digit. If you obtain Bentley car insurance online from this provider, you can enjoy several benefits.

When driving is much beyond your daily commute and relates to a drive of pleasure, elegance, and class, one name that strikes our mind is Bentley. The brand has its origin from Britain and is registered under the name of Bentley Motors Limited. It markets and sells luxury cars and SUVs across the globe. 

The cheapest model of Bentley is the Continental GT for which the price starts from Rs.3.29 crores. A middle segment model from Bentley-Flying Spur is priced at Rs.3.42 crores. The price for the most expensive model Bentley Mulsanne is Rs.5.56 crores. In total, there are four types of Bentley models sold in India. The last one is Bentayaga that is available at a price of Rs.3.78 crores. All the models have petrol fuel and are equipped with 8-speed ZF transmission.

None of the models from Bentley compromises on luxury. It belongs to the rich enabling them to feel super comfortable. The logo of Bentley is the symbol of B with two wings that denote speed. From SUV to Coupe, you can pick any model of your choice. The Bentley Cars are high maintenance rides, so it is important that you keep them safe. After all, buying a Bentley is a big investment. You also need to buy a Car Insurance Policy for your Bentley. Also, the Car Insurance Policy is a mandatory document to carry while driving. Without a policy, you will have to pay a hefty fine.

Here are the reasons that make Bentley Car Insurance important:

• For Legal Compliance: As per the Motor Vehicles Act, you must have a Car Insurance. You are not allowed to drive a car on the roads without an insurance policy. And if you do so, you will be bound to pay Rs.2000/- as a penalty imposed. You may also be put behind the bars for a period of 3 months and your licence may get cancelled.
  
• For managing Own Damage expenses: Car Insurance Policy will pay you when your Bently needs repair due to some loss/damage. Such losses may arise due to fire, theft, accident, and natural calamities. Also, Bentley is a high maintenance car. Getting a Car Insurance Policy will help you to save undue financial expenses.
  
• To pay off your Third-Party Legal Liability: When you hurt someone or damage a third person’s property, then you are liable to pay for such losses. The amount of liability can be huge. Your Car Insurance will pay for such losses and save you.
  
• To Widen the scope of basic Car Insurance: You can improve the scope of basic coverage under Car Insurance by buying add-on covers. These add-on covers come with an additional premium payment that will help you protect your Bentley for losses that are not covered under the basic car insurance policy.
  

Here are some of the reasons to choose Digit to protect your Bentley.

• Type of Insurance Policy: Digit Insurance offers two types of Car Insurance Policies. One is the Comprehensive Package Policy which offers coverage for own damages and third party losses. Second is the standalone Third-Party Liability Policy which will pay, on your behalf, for any liability incurred due to bodily injury or property damage, when you are at fault.
  
• Offers Add-On Covers: Digit offers add-on covers like Tyre Protect Cover, Zero Depreciation Cover, Breakdown Assistance, Engine and Gearbox Protection, and Consumable Cover, etc. For Bentley, you can buy Zero Depreciation Cover. Considering the high cost of the spare parts, this add-on will help you nullify the depreciation applicable to the spare parts at the time of the claim. You can also choose Return-to-Invoice Cover. It will work for you when you suffer a total loss of your car due to accident or theft.
  
• Allows to Customize the IDV: Digit Insurance allows you to choose an IDV for your car. Higher the IDV more is the protection.
  
• Simple Online Procedure: From buying to filing claims, Digit Insurance has made its complete procedure online. The insurer offers a smartphone-enabled method.
  
• Large Network of Garages: Digit Insurance has a wide network of garages that will offer you cashless repairs.
  
• Fast Claim Settlement: Digit maintains a high claim settlement ratio and is fast at handling claims. Generally, the claims are processed in minutes.
  
• Offers you competitive premium rates: The premium is fairly computed at competitive rates. There are no hidden costs. You can observe the premium calculation in the online calculator available at Digit’s webpage.
  
• No Middlemen: There are no middlemen or third-party agent involved in the buying process. So that you can take an informed and unbiased decision. Also, the premium does not include the commission of the middlemen.
  

Factors that affect the Bentley Car Insurance Premium

Here are the factors that affect the Bentley Car Insurance Premium:

• Geographical Location: If you are buying Bentley in one of the metropolitan cities, then the premium will be higher. It is because the probability of an accident is more due to a large number of vehicles and heavier traffic.
  
• Type of Insurance: A Comprehensive Package Policy for Bentley will cost you more. The package Policy has components including Own Damage and Third Party Liability. For a Standalone Third-Party Policy, the premium will less as compared to a comprehensive policy.
  
• Add-On Covers: The premium due to add-on covers increases because they come with an additional payment.
  
• Higher Voluntary Deductible: Choosing a higher voluntary deductible for your Bentley means less premium. But it also indicates that you will contribute your share at the time of claim.
  
• Age Of The Car: The depreciation value to the IDV of the car increases with passing time. So the IDV decreases which may reduce the car insurance premium with increasing age of the car.
  
• Security Device Enabled: If your Bentley has extra security devices enabled, like the alarm, then the insurance company may offer you a discount on the premium.
  
• No Claim Bonus: When for the first year, your Bentley goes without a claim, then for the renewal, you will get a bonus discount.
  
• The Capacity of the Engine: Different models of Bentley have engines with different cubic capacity. Hence for each model, the premium will differ. Largely, a third-party premium is dependent on the cubic capacity of the car. More cc means higher car insurance premium.
  

You can think of buying a Bentley for:

• Incomparable Luxury: The Bentley comes with super quality interiors, you will be gobsmacked by the sheer level of detail. These are super comfortable cars with premium quality upholstery. The stands of these cars are extremely graceful. Choose any car to drive yourself or for the purpose of chauffeur driven experience, Bentley won’t disappoint you. 
  
• Wooden + leathered interior: The wood used in the interior wears a thick layer of varnish and screams luxury. Along with that, the leather used is of the highest grade that you can imagine. With the combination of premium wood and leather, the smallest of metal bits look machined to perfection.
  
• Royalty: Everything you touch on the inside is soft, nulled or glass-based. It is a setting fit for modern-day royalty. Not just that, the powerful engine of any Bently will make you feel like the ruler of the roads. 
  
• Feel like James Bond: The instruments are fully digital in the new age Bentley cars. But the coolest thing about the centre console is very James Bond car-like, which is the Bently rotating display. The three-sided mechanism rotates between a 12.3” touch screen, an analogue set-up for compass, timer and thermometer, and a piece of precision fit wood veneer, all at the touch of a button.
  
• Safety Features: Bentleys are packed with Anti-Lock brakes, stability control, front-impact airbags, side-impact airbags, knee airbags, pre-tensioners, and powerful security system. The cars from Bentley are capable of anticipating accidents.
  
• Upbeat Technology: All the models from Bentley come with cutting-edge technology, unrivalled power, and unique craftsmanship, to enhance your driving experience.
  
• Amazing driving experience: Bentley’s cars combine luxury and power. The unbridled power from the engine purrs deeply while maintaining all the sophistication of a luxury car.
  
• Drive with grand style: The design language of all the Bentley cars is a symbol of British excellence. These cars do have a DNA of the vintage look without compromising in the technological advantages. All the cars from Bentley are so lovingly crafted and are delicate in its detailing. Any of these cars is capable to add grandeur to your personality.