Jaguar Car Insurance

Besides the legal compulsion to insure every car, here are some valid reasons why you should avail a Jaguar car insurance policy immediately after buying the vehicle. These include:

• Protection from Third-Party Liability - During accidents, you do not damage your own vehicle only. Instead, the mishap may lead to similar damage to an individual, property or a third party car. Consequently, under such conditions, you are legally liable to bear the expense of such damages. However, with an insurance policy in place, you can avail coverage for these expenses arising out of damages to a third party.
• Comprehensive Coverage - For the damage that your car sustains in accidents, insurance companies offer financial aid in the form of own-damage coverage under comprehensive insurance policies. Apart from accidental damage, such a policy also protects you financially against the damages that your Jaguar may sustain as a result of natural calamities, such as floods and earthquakes.
• No Claim Bonus - Another interesting benefit of a Jaguar insurance policy is the no-claim bonus offered under it. Policyholders who drive safely and consequently manage to avoid insurance claims in due course of a policy term are liable to receive this NCB as a reward from their insurance providers. With NCB, you can renew your policy at a discounted premium amount. Keep in mind that even though NCB affects Jaguar car insurance prices, it only reduces the premiums for the own damage portion of your plan. Moreover, you can accumulate NCB of up to 50% with five consecutive claim-free policy years.
• Personal Accident Cover - According to an IRDAI directive, all car insurance policies must include a clause for personal accident cover. It covers instances of disablement or death of the owner-driver of the car resulting due to an accident involving the vehicle.
• Compensation for Irreparable Damage and Theft - Jaguars are expensive vehicles, which is why theft is a constant worry for many owners. With a decent Jaguar insurance, you need not worry about your vehicle being stolen any longer. If such an event transpires, the car insurance policy will offer compensation amounting to the stolen car’s IDV. The same holds true for incidents where the car is damaged beyond repair due to an accident.

However, to avail all of these benefits, you need to pick your insurance company carefully. Digit is one of the most reputed Jaguar car insurance providers in India and is the perfect fit regardless of your specific needs.

Whether you are in the midst of Jaguar insurance renewal or new insurance purchase, Digit should be your top choice. Some of the features and benefits of the company’s policies include:

• Customisation of IDV – Digit policyholders can control exactly how much IDV is associated with their insurance policies. Higher IDV will result in a more well-rounded financial assistance if your vehicle is stolen or totalled, and vice versa.
• Claim Your Policy Online – We allow you to take advantage of our online claim filing process, in which you do not need to visit our offices to submit an official insurance claim. Additionally, you can complete a smartphone-enabled self-inspection process, rather than waiting for one of our representatives to drop in.
• Swift Claim Settlements – Due to our reliance on online claim filing, we can also settle claims extremely fast. You do not have to wait too long for the compensation to reach your bank account.
• 24x7 Customer Care – Our customer care team is always ready to assist you, whether it is in the early hours of the morning or night. You can even contact us on Sundays and on national holidays to resolve queries regarding your policy.
• Variegated Add-Ons – Digit allows you to customise your car insurance policies further with seven diverse add-ons. These include tyre protection, engine protection, passenger cover, consumable cover and more.
• Network Garages Throughout India – You can drive in to one of our 1400+ network garages in the country to avail cashless repairs for accidental damage to the insured vehicle. Therefore, you are never too far off from one such garage at any time.
• Doorstep Pick Up and Drop Options for Accidental Repairs – If you seek car repair at one of our network garages, your damaged Jaguar will be picked up from your home, without any additional costs. After repairs, a representative from the garage in question will also drop off the car to your home. All of this, free of charge!

• Engine Capacity: Heavier the engine, higher will be the third-party component in the insurance premium of the car. The third-party premium is completely dependent on the cubic capacity of the engine. 
  
• Types of Insurance Policy: For a Car Insurance, if you buy a Comprehensive Package Policy, then the premium will be more in comparison to that of the Third-Party Liability Policy. It is because the Comprehensive Package has both the components of Own Damage and Third-Party Liability.
  
• Value of the Car: The IDV of the car will affect the premium. For a low IDV, the premium will be less and vice versa. 
  
• No-Claim Bonus: You get a discount for every claim-free year. This is allowed at the time of renewal of your car policy.
  
• Add-On Covers: For every add-on cover you choose, the premium will increase. The coverage with add-on covers comes with the additional premium payment.
  
• Geographical location: The premium gets affected by the location in which the car is used. If the rate of insurance claims is higher in your locality, then the premium will be higher. For example, you are going to use your new Jag in a flood-prone area, then you will have to pay a higher premium against car insurance.
  
• Your driving record: If you are a good driver and do not have any record of accidents, then you might get a discount on your car insurance premium.
  
• Age of the car: The older the car grows, the more depreciation will be applicable on the car which will decrease the IDV of the car. So with the increasing age of the car the premium may drop.

Jaguar insurance cost is one of the first things that policyholders consider before opting for a plan. Listed below are some options to decrease such a policy’s cost significantly:

• Opt for Policies with Voluntary Deductibles - Besides the compulsory deductible on a car insurance policy, which your insurer decides, you can also choose a voluntary deductible. This is an additional deductible, reducing insurer’s liability during claims. Opting for voluntary deductibles is a certain way to lower premiums.
• Do Not Claim for Minor Repairs or Expenses - Filing an insurance claim to repair every little scratch or dent on your vehicle will be disadvantageous for you in the long term. Instead, save your claims for only major damages, where repair costs tend to be extensive. Doing so will help you earn no claim bonus on your policy. You can use this NCB to avail lower own damage premiums for your policy upon its renewal.
• Always Compare Policy Premiums of Various Insurance Companies - Some insurers tend to offer affordable car insurance premiums to policyholders. To determine the most economical option, be on the lookout for prices when scouring the internet, searching for a policy. For example, Digit’s Jaguar car insurance policies are priced around Rs.24000 per year, plus 18% GST.

Use these tips to lower insurance premiums to a comfortable range. However, make sure you do not compromise your financial security in a bid to achieve affordability!

Jaguar is a car brand that is extremely popular throughout the world. Listed below are some reasons behind its acclaim:

• Diverse Offerings - From luxury SUVs to sedans, the brand has it all. If you are someone who loves convertibles, Jaguar is one of the few vehicle manufacturers in India offering options in this regard. Irrespective of your personal needs, you are likely to find Jaguar models that suit you perfectly. The Jaguar XF, Jaguar F-Type and the Jaguar F-Pace are just some of the models that you try out in the dealership.
• Exemplary Performance - Jaguar vehicles are not just pleasing to the eye. They have powerful engines underneath the hood, leading to impressive ratings of raw horsepower and torque. Moreover, you can really push these premium cars to handle well, even at top speeds.
• Luxurious Rides - As soon as you get into a Jaguar, you will be able to perceive the sheer amount of effort that the company puts into optimising each car in terms of comfort and luxury. From leather seats to state-of-the-art electronic infotainment systems, riding a Jaguar vehicle is truly an experience worth enjoying.
• Unmatched Safety - Safety is a prime concern for many car owners. Thankfully, you can lay all such worries to rest when you buy a Jaguar model. These cars come equipped with innovative technology to ensure the utmost security for drivers. You can find safety features, such as Adaptive Surface Response, Autonomous Emergency Braking and Intelligent Driveline Dynamics across most modern Jaguar vehicles.

As you can perceive, these vehicles are valuable possessions. Any damage befalling them can lead to hefty financial loss, alongside considerable emotional distress.

While the latter is unavoidable under such circumstances, a Jaguar car insurance policy can set your mind at ease from financial setbacks due to car accidents.