Royal Enfield Continental GT Bike Insurance

Royal Enfield introduced its Continental GT series with the 535 models mated with a Harris Performance designed frame in 2013. Given the success of its elder sibling, the automaker unveiled Continental GT 650 at the EICMA 2017. The Conti GT 650 version is all set to get a facelift with the new 350 model shortly in the Indian automobile market.

Whether you ride the first version or any 650 models, Royal Enfield Continental GT insurance is mandatory for every bike owner in India. 

Luckily, it is easy to opt for a motorcycle insurance policy in India due to the abundance of insurance companies. One such is Digit Insurance.

The following pointers will briefly discuss the offers and features of motorcycle policies offered by Digit Insurance.

1. Convenient Insurance Policy Options - Digit crafts its insurance policy schemes considering the diverse requirements of its clients. You can now choose from the following options at your convenience.

1. Third-Party Insurance - The purpose of a third-party policy is to provide complete financial support against third-party liabilities. That means, if your RE bike is involved in an accident and damages another vehicle, person, or property, Digit will take care of all the charges inflicted. Further, the insurer will also handle the litigation issue that may arise in such incidents.

Note: Third-party insurance policy does not provide Own Damage Protection. Therefore, to include this in your policy, opt for standalone Own Damage cover against additional charges.

1. Comprehensive Insurance - Under this scheme, you will not only get third-party protection but also Own Damage coverage. That means, if your bike gets damaged in an accident or any other threats like natural calamities, fire, theft, and more, Digit will offer complete financial assistance.

1. Buy or Renew Policies Online - Stop worrying about the lengthy paperwork involved in buying or renewing an insurance policy. Instead, choose Digit for a seamless experience. Digit offers Royal Enfield Continental GT insurance online. If you want to buy a new policy, visit the official website. And for Royal Enfield Continental GT insurance renewal online, sign in to your account and follow the steps given.

1. Claim Insurance Online - You can now do away with the tedious process of raising a claim against your policy. For that, you just need to follow 3 easy steps.

1. Dial on 1800 258 5956 from your registered mobile number to receive a self-inspection link

2. Send your damaged motorcycle’s photographs on the link

3. Choose your mode of repair- “Reimbursement” or “Cashless”

1. IDV Customisation - Digit facilitates you with the option to either increase or decrease your bikes’ Insured Declared Value as per your convenience. However, this modification is inclusive of additional charges. You have to pay extra charges to continue this benefit after Royal Enfield Continental GT insurance policy renewal.

1. Benefits of Add-ons - At Digit, you have the option to strengthen your base policy for well-rounded financial protection. Pick any of the below-listed add-ons against an additional fee -

   • Engine and gearbox protection
   • Consumables cover
   • Return to invoice cover and others

1. Stellar Customer Care Service - Have any confusion with your two-wheeler insurance for Royal Enfield Continental GT? Don’t fret! Instead, call Digit’s customer support executive for speedy and reliable assistance at any time of the day.

1. Over 2900 Digit Network Bike Garages - Regardless of where you are in India, you can opt for cashless repairs from your nearest network garage.

Further, Digit Insurance allows you to save more on premiums. Simply select higher deductibles and avoid unnecessary claims to maximise your benefits.

Motorcycle insurance can be beneficial in several ways. Such as-

1. Attracts No Fines - Carrying valid insurance documents while riding your Continental GT bike can save you from hefty penalties of ₹2,000 and ₹ 4,000 as per the Motor Vehicles Act of 1988.

1. No Third-Party Liabilities - If your bike damages another vehicle or property, then you have to bear the expenses involved. But with a two-wheeler insurance policy, you are free from such charges. In simple words, your insurer will pay for the liabilities on your behalf to ensure complete financial protection.

1. Provides Own Damage Protection - In the event of theft or irreparable damages, your insurance cover will compensate for the loss. 

1. Compensates for Personal Accident Damage - Besides Own Damage protection, two-wheeler insurance provides a payout if the owner-rider dies or undergoes permanent or partial disability. 

1. Rewards Discounts on Premiums - Several reputed insurance companies like Digit rewards policyholders with 20% to 50% discounts against claim-free years. That means, if you do not raise any claim against your Continental GT insurance policy, you can save more on your premiums.

All these reasons improve the significance of two-wheeler insurance in India.

Royal Enfield aims to bring back the ‘café racer’ tradition, prevalent in the 1960s UK, through its Continental GT series. However, Conti GT 535 is now discontinued in India, but the 650 models are available in 5 variants. Also, the automaker is likely to unveil its younger sibling 350 in a few days.

• Engine - 535 variant came with a 535 cc single-cylinder, 4-stroke air-cooled engine producing a maximum power of 29.5 PS at 5100 RPM and a peak torque of 44 Nm at 4000 RPM.

• The 650 variants are installed with a 648 cc air and oil-cooled 270-degree parallel-twin engine generating 47.45 PS of maximum power at 7100 RPM and a peak torque of 52 Nm at 5200 RPM. These variants are available with a 6-speed gearbox with a slip-and-assist clutch. Such a powerful counterbalanced engine delivers sustaining triple-digit speed smoothly.

• The 350 variant is likely to have a 349 cc engine capable of churning out 20.2 HP of maximum power.

• Mileage - Continental GT 535 offers a mileage of 25 kmpl as per ARDAI. In contrast, the 650 versions provide a mileage of 27 kmpl. The upcoming 350 cc bike will provide better mileage of 36 kmpl compared to its elder siblings.

• Braking Setup - GT 535 featured disc brakes of 300 mm at the front and 240 at the rear. On the other hand, GT 650 bikes also come with the same disc brake options of 320 mm at the front and 240 mm at the rear. The succeeding model will have the same braking setup.

Now, though Royal Enfield bikes are known for their durability and performance, they are highly-priced. Therefore, the damage repair costs will also be expensive. In this respect, Royal Enfield Continental GT insurance is crucial to safeguard your finances.