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9000+ Cashless Garages
96% Claims Settled (FY 23-24)
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered.Â
Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.
If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Third Party | Comprehensive | Own Damage |
Damages/Losses to own two-wheeler due to an accident |
× ✔ ✔ | |
Damages/Losses to own two-wheeler in case of fire |
× ✔ ✔ | |
Damages/Losses to own two-wheeler in case of a natural calamity |
× ✔ ✔ | |
Damages to Third-Party Vehicle |
× ✔ × | |
Damages to Third-Party Property |
× ✔ × | |
Personal Accident Cover |
× ✔ × | |
Injuries/Death of a Third-Party Person |
× ✔ × | |
Theft of your scooter or bike |
× ✔ ✔ | |
Customize your IDV |
× ✔ ✔ | |
Extra protection with customized add-ons |
× ✔ ✔ | |
Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
Following are the car insurance add-ons available for Suzuki bike insurance:
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Select the plan, add-ons and click on ‘Continue.’
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Complete the payment and mandatory KYC verification process.
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled.
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Suzuki bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy: