Yamaha Alba 106 Insurance

TVS Victor was quite a buzz among young bike enthusiasts between 2002 and 2008. However, with the emergence of better alternatives, Victor fell short to maintain its position. Later, TVS developed Victor variants with well-proportioned muscular contours and an eco-friendly engine.

Whether you own the old or new model, obtaining TVS Victor insurance is mandatory by the Motor Vehicles Act of 1988. Besides, an insurance policy is of great help when talking about financial protection.

In India, a vast number of insurance companies extend two-wheeler insurance policies. One of the most popular among them is Digit Insurance.

During Yamaha Alba 106 insurance expiry, it is important you consider renewing the same from reliable insurance companies. In this regard, Digit insurance stands out owing to its competitive premium rates and other service benefits. 

Here are some reasons why you should choose this insurer:

1. Insurance Options - If you plan to obtain two-wheeler insurance from Digit, you can choose from the following 3 options:

• Third-party Damage Plan: Under this insurance, you get coverage benefits for third-party damages. 

• Own Damage Bike Cover: This standalone insurance policy allows you to cover damages caused to your own Yamaha bike during accidents or collisions. You can purchase this plan separately after buying a third-party insurance plan. 

• Comprehensive Insurance Plan: A comprehensive cover from Digit provides complete coverage for both third-party and own bike damages. 

1. Cashless Claims - You can opt for a cashless facility if you get your Yamaha motorcycle repaired from Digit authorised repair centres. Under this facility, you need not bear the damage repair costs yourself as the insurer settles payment directly with the garage. 

1. Network Garages -Policyholders can raise cashless claims from over 2900 Digit network bike garages. 

1. Claim Settlement Ratio - Digit has a record claim settlement ratio of 97%. Hence, you can raise claims on your two-wheeler insurance conveniently and receive the amount in a short span. 

1. Add-on Policies - After availing of a comprehensive bike insurance policy from Digit, you might still want to obtain an additional layer of protection for your Yamaha commuter. In that case, you can get 5 add-on policies, including zero-depreciation cover, consumable cover, return to invoice cover and more. 

1. IDV Customisation - You can customise your bike’s IDV (Insured Declared Value) by obtaining Yamaha Alba 106 insurance online from Digit. In this manner, you can maximise your returns in case of bike theft or damages beyond repair. 

Other than this, Digit’s technology-driven services offer a seamless application and claim procedure. Additionally, you can get your doubts cleared 24x7 by contacting their responsive customer support.

Well-rounded two-wheeler insurance for Yamaha Alba 106 comes with several lucrative benefits as follows: 

• Reduce Financial Liabilities - Damage repair costs arising from accidents involving your Yamaha Alba 106 can create a financial burden and hinder your savings plan. However, a valid insurance policy can cover such financial costs and decrease your liability. 

• Avoid Legal Repercussions - Possessing at least a third-party Yamaha Alba 106 insurance policy is mandatory as per the Motor Vehicles Act. Hence, driving without insurance can result in hefty traffic fines. By obtaining bike insurance, you can also avoid legal liabilities effectively. 

• Third-party Liabilities Cover - There might be third-party damages caused by your Yamaha bike during accidents or collisions, resulting in litigation issues and other liabilities. In that case, third-party insurance provides coverage benefits.

• Own Damage Cover - You can get an overall coverage in case of accidents, fires, thefts etc., resulting in own bike damages, by obtaining comprehensive insurance. 

• Personal Accident Cover - Under this cover, you and your family are liable to receive financial support in case of motorcycle accidents resulting in permanent total disability or even death. 

• No Claim Bonus - During Yamaha Alba 106 insurance renewal online, your insurer can provide discounts on policy premiums if you manage to keep a claim-free year within your policy term. This discount, also known as the No Claim Bonus, can range up to 50%. 

Furthermore, you can consider insurers like Digit to obtain the aforementioned benefits and more.

To understand the importance of Yamaha Alba 106 insurance better, you might want to look through some of the features in this bike that are worth protecting:

1. Powered by an air-cooled 4-stroke, SOHC, 2-valve petrol engine, it offers a displacement of 106 cc. 

2. The commuter has a mileage of approximately 60-70 kmpl. 

3. It comes with a fuel tank capacity of 13 litres and measures 2000.00 mm x 730.00 mm x 1050.00 mm (length x width x height).

4. This Yamaha motorcycle has a double cradle type-tubular frame. 

5. It features drum front and rear brakes along with telescopic hydraulic front suspension and adjustable hydraulic rear. 

6. Some of the features include an analogue speedometer and fuel gauge. 

However, your Yamaha bike is exposed to damages during unfortunate situations. To protect yourself from financial dents at such times, you might want to consider Yamaha Alba 106 insurance. In this regard, you can consider insurers like Digit.