Yamaha Crux Insurance

The Crux is one of the oldest and affordable bikes from the house of Japanese automaker Yamaha. The bike was introduced in the Indian commuter market in 2001 and continued selling units till 2016.

If you are an owner of this motorcycle, you must factor in the instances of accidents or other unfortunate occurrences that can inflict serious damages to your ride. Considering this, obtaining Yamaha Crux insurance is absolutely necessary.  

Several insurance providers like Digit offer attractive deals on your two-wheeler insurance. In the following sections, you will know about the benefits of insurance for your Yamaha bike and the perks of getting it from insurers like Digit.

Apart from competitive premium rates, Digit insurance comes with many advantages that make it one of India's most reliable insurance companies. Here are the reasons why you should choose Digit:

1. Network Garages - You can avail of professional repair services from more than 2900 Digit network bike garages across India. While getting your Yamaha motorcycle repaired from one of these centres, you can opt for a cashless facility. 

2. Cashless Facility - On getting your two-wheeler repaired from one of the Digit-authorised garages, you have the option of choosing a cashless claim mode. Under this mode, you are not required to pay upfront for the repair costs as the insurer pays on your behalf. 

3. Easy Claim Process - Due to Digit's smartphone-enabled claim process, you can raise claims from your mobile phone within a short span. Further, its self-inspection feature allows you to check your bike damages from your smartphone. Therefore, you need not spare a long time for a surveyor to inspect your vehicle for damages. 

4. Paperless Procedure - You can expect a seamless application procedure on obtaining Yamaha Crux insurance online from Digit. In this paperless application process, you do not need to upload hard copies of documents. You can upload the documents online and complete the entire process in a few minutes. 

5. Insurance Options - Digit allows you to choose from the following coverage options:

• Third-party Coverage - This basic plan only covers third-party damages and litigation issues arising from accidents. 

• Own Damage Bike Cover - Although a third-party insurance policy reduces third-party liabilities, it does not cover damages caused to your own bike. In that case, you need a standalone own damage bike cover from Digit. 

• Comprehensive Coverage - A well-rounded, comprehensive Yamaha Crux insurance policy provides an overall coverage for both own and third-party damages. 

1. Add-on Policies - Digit gives you the benefit of add-on policies like a zero-depreciation cover, breakdown assistance, return to invoice cover, and more. However, you need to pay a nominal amount above your policy premium to avail of these benefits. 

In addition to this, you can obtain a range of other service benefits from Digit.

Two-wheeler insurance for Yamaha Crux comes with a number of lucrative benefits as follows:

• Personal Accident Cover - This cover is available for policyholders of bike insurance in case of accidents resulting in serious injuries like permanent total disability or even death. Under this policy, you and your family are liable to receive compensation. 

• No Claim Benefits - When you opt for Yamaha Crux insurance policy renewal, your insurance provider can offer discounts on policy premiums based on the number of non-claim years. These discounts can range up to 50% and are also known as No Claim Bonuses.

• Third-party Liabilities Cover - There might be bike accidents involving your Yamaha commuter and a third party resulting in damages to a third-party person, vehicle, or property. In such an instance, third-party Yamaha Crux insurance covers all liabilities. 

• Own Damages Cover - You can cover repair costs of your Yamaha motorcycle in case of accidents, fires, natural or artificial disasters by opting for a comprehensive insurance plan. 

• Avoid Hefty Fines - It is mandatory to possess a basic insurance plan like third-party insurance to avoid exorbitant traffic fines. In case of violating the rules for the first time, you need to pay ₹2,000, and for the second time, the amount is ₹4,000. 

Therefore, it is evident that by opting for Yamaha Crux insurance renewal online, you can reduce financial as well as legal liabilities.

Here is a list of some key features of this model:

1. Engine - A 4-stroke, air-cooled single-cylinder SOHC engine powers this bike and generates 7.6 bhp at 7500 RPM maximum power. 

2. Transmission and Gearbox - The bike comes with a manual transmission and a 4-speed gearbox. 

3. Mileage and Top Speed - It offers mileage and a top speed of 85 kmpl and 94 kmph, respectively. 

4. Chassis and Suspension - Yamaha Crux has a double cradle chassis. Its suspensions feature a telescopic front and swing-arm rear. 

5. Capacity - It is available with a fuel tank of 11 litres. 

6. Safety Features - Some of the safety features of this model are an analogue speedometer, odometer, console and fuel gauge. 

However, you should not ignore the occurrences of accidents and collisions that can cause serious damages to your Crux commuter. In this regard, you must mandatorily possess Yamaha Crux insurance from reliable insurers like Digit.