Yamaha Fazer Insurance

The Japanese manufacturer Yamaha launched the sport tourer Fazer series in 2009. These motorcycles possess identical features as Yamaha FZ-S and Yamaha FZ16. Since its launch, the Fazer bikes have been through multiple facelifts and upgrades. 

Being an owner of this bike, you must possess a valid Yamaha Fazer insurance policy and know everything about its importance. 

In the following segment, you will find details on insurance for Yamaha Fazer and the benefits of obtaining one from reputed insurance providers like Digit.

Several insurance companies in India offer attractive deals on your two-wheeler insurance. Choosing the most reliable provider from the plethora of options can be a daunting task. Hence, it is necessary you streamline the options by comparing various insurers. 

Here is a list of benefits you can expect from Digit:

• Cashless Repairs - By opting for Fazer insurance, you can get your commuter repaired from Digit authorised garages and avail of a cashless facility. Under this facility, your insurer will pay for your bike damage repair costs and, in turn, help you save funds for future expenses. 

• Wide Range of Network Garages - You can get your Fazer motorcycle repaired from one of the 2900+ Digit network bike garages across India. 

• Simple Application Process - Digit’s technology-driven processes allow you to apply for Yamaha Fazer Insurance online through your smartphone. You can simply download its online application and complete the entire application procedure in a few minutes. 

• Insurance Options - This insurer makes it possible for you to choose Yamaha Fazer insurance from the following options:

1. Third-party Insurance - Under this policy, you can get coverage benefits only for third-party damages. 

1. Own Damage Bike Cover - A third-party insurance policy does not cover damages caused to your own bike in case of accidents, fires, thefts etc. However, you can consider a standalone own damage cover from Digit to get an additional layer of protection for your Fazer commuter. 

1. Comprehensive Insurance Plan: This well-rounded policy provides complete coverage for both third-party and own damages. 

• Customisation of IDV - Your two-wheeler insurance policy premium depends on the Insured Declared Value (IDV) of the Fazer bike. Insurers calculate this value by subtracting the motorcycle’s depreciation from the manufacturer’s selling price. Nevertheless, by choosing Digit insurance, you can customise this value and maximise your returns in the process. 

• Add-on Benefits - By opting for comprehensive Fazer insurance from Digit, you can get up to 5 add-on benefits. These policies provide an overall coverage for the damage repair costs of all the nitty-gritty concerning your bike. 

• Responsive Customer Support - In case of doubts and queries regarding Yamaha Fazer insurance policy renewal, you can contact Digit’s customer service at your convenience. They are available 24x7, even on national holidays. 

Furthermore, you can expect a speedy claim settlement process by choosing Digit insurance due to their smartphone-enabled self-inspection feature.

Now that you know the benefits extended by insurance providers like Digit, you might also consider some lucrative benefits of availing of a well-rounded Yamaha Fazer insurance policy. 

1. No Claim Benefits - During  Yamaha Fazer insurance renewal online, your insurer can offer discounts on policy premiums if you do not raise claims on your insurance for a year or more. These discounts, also known as No Claim Bonus, can range between 20-50% depending on the non-claim years.

1. Covers Third-party Liabilities: Your Fazer commuter can inflict heavy damages on a third-party person, vehicle or property during accidents or collisions. You can opt for third-party two-wheeler insurance to cover litigation issues and other liabilities in such a scenario. 

1. Own Damage Cover: It is crucial you obtain comprehensive insurance by factoring in the accidents resulting in own bike damages. 

1. Personal Accident Coverage: In case of serious bike accidents that can cause critical ailments like permanent total disability or even death, personal accident cover under your insurance plan makes it possible for you to obtain financial support.

1. Avoid Legal Repercussions: As per the Motor Vehicles Act, every bike owner must at least possess a third-party insurance plan to avoid exorbitant traffic fines. In case of any rule-breaking, you need to pay ₹2,000 for a first-time offence and ₹4,000 for the second time.

Hence, it is evident that you can avoid both legal and financial liabilities by obtaining two-wheeler insurance for your Yamaha bike. In this regard, you can consider a reliable insurer like Digit.

Before getting Yamaha Fazer insurance, you might want to check out some of its key features:

• This sports tourer is available in 3 colour options- burning red, marble white, midnight black.

• An air-cooled, 4-stroke, SOHC, 2-valve engine powers this bike and generates a maximum power of 13.2 HP at 8000 RPM.

• It consists of a constant mesh transmission and a 5-speed gearbox. 

• The motorcycle offers a mileage of approximately 40 to 50 kmpl. 

• This bike from the house of Yamaha has a diamond chassis and equips telescopic front suspension and monocross rear suspension. 

• A digital speedometer, tachometer, fuel gauge, and more are some of the Fazer’s safety features. 

Despite having such top-notch features, this bike is susceptible to risks and damages like all the other vehicles. Considering that, possessing Yamaha Fazer insurance is of utmost importance. In this aspect, you can consider getting insurance from reputed insurers like Digit.