Yamaha RX Insurance

Back in the ’80s and early 90s, Yamaha introduced a go-to two-wheeler model for young bike enthusiasts named RX100. The RX100 had successfully set a benchmark for two-stroke bikes in the Indian automobile market. Given the success, Yamaha launched RX135 in 1995 to continue its legacy of the RX stable.

Whether you ride the 1985 model or 1995 one, securing Yamaha RX insurance is mandatory as per the Motor Vehicles Act of 1988. Besides, a motorcycle insurance policy ensures optimal financial security against unnecessary yet unavoidable expenses.

While you make an informed choice regarding the insurance providers, do not forget to determine the offers the insurer extends apart from the price. Digit Insurance is quite a popular option in this regard.

Digit Insurance conducts comprehensive market research to understand the varying requirements of the bike owners. Based on that study, the insurer crafts the policy options and offers lucrative additional benefits to assure a seamless experience.

1. Online Buying Option - You get a chance to buy Yamaha RX insurance online from the comfort of anywhere. Visit the official website to navigate through the options along with their prices. Besides, you can opt for Yamaha RX insurance renewal online anytime from anywhere. All you have to do is log in to your existing account and renew your policy plan.

1. Flexible Policy Plans - At Digit, you can select from two convenient policy options. They are-

1. Third-Party Policy - It provides financial aid if your bike damages another automobile, person or property. Digit also handles the litigation issues involved in such cases.

1. Own Damage Protection - Own Damage cover extends reimbursement or cashless repair option to help you avoid unforeseen financial drains. If your bike gets affected in an accident or due to natural calamities, fire, theft or any such circumstances, Digit has got you covered. 

Note: This protection is only included in comprehensive policy. Third-party policyholders willing to add this cover must opt for Own Damage protection separately.

1. Comprehensive Policy - As the name suggests, this insurance plan ensures maximum financial security. It offers both third-party and Own Damage coverage. Moreover, Digit allows its clients to modify their base plans as per their needs.

1. Vast Add-on Options - Digit Insurance extends 5 different and useful add-ons to help you strengthen your comprehensive insurance plan further. The list includes-

   • Zero depreciation
   • Consumables
   • Return to invoice
   • Roadside assistance 
   • Engine protection

Note: You can continue these add-ons after Yamaha RX insurance policy renewal against additional charges.

1. Instant Claim Filing Facility - Now raise a claim anytime in 3 simple steps.

• Dial 1800 258 5956 from your registered mobile number 

(A self-inspection link will be sent to your number)

• Upload the images of your damaged bike on the given link

• Choose between two modes of repair available – Reimbursement or Cashless

1. IDV Modification Facility - Digit Insurance is one of the reputed insurers that allows its customers to revise the Insured Declared Value to maximise the protection. If you increase your IDV, you will get higher compensation in case of theft or irreparable damages. However, this is subject to extra fees. 

1. 2900+ Network Garages - Now go for a ride without worrying about finding a nearby garage for repair. Digit network bike garages are located at different corners nationwide, offering cashless repair options.

1. 24x7 Customer Care Service - Now call Digit’s customer care executive at any time at your convenience and get reliable assistance every time.

Digit also facilitates its customers with the option to bring down the premiums significantly. For that, you need to choose voluntary deductibles and refrain from raising claims too often. But lower premiums do not provide complete financial protection. Therefore, it is wise not to compromise on the benefits of affordable premiums.

Motorcycle insurance policy assures financial coverage for both you and your bike. Let us take a look at why two-wheeler insurance plans are compulsory in India.

1. No Legal Penalties/Punishments

If you fail to show valid insurance documents, you can attract hefty fines and punishments. For instance, for a first-time violation, you have to pay ₹ 2,000 and ₹ 4,000 for the subsequent ones. Further, driving license confiscation and jail for up to 3 months are the punishments for violating the law implemented by the Motor Vehicles Act 1988. 

1. Third-Party Protection - You are no longer liable to bear third-party expenses if you opt for a third-party insurance policy. Instead, on behalf of you, your insurer will pay for the losses.

1. Own Damage Coverage - If you already possess two-wheeler insurance for Yamaha RX, you do not have to pay for the repair expenses. In simple words, your insurer will pay or reimburse the entire amount involved to repair accidental damages.

1. Personal Accident Cover - Suppose the rider dies or undergoes disability (permanent or partial). In such scenarios, the insurer will compensate the victim’s family as per the IRDAI regulation.

1. No Claim Bonus Discounts - For every non-claim year, your insurer will reward you with substantial discounts on premiums. For instance, if you do not raise any claim for 2 years, Digit Insurance extends a 35% discount on the succeeding premiums.

These reasons are responsible for mandating two-wheeler insurance policy for Indian riders.

The RX100 was a radical approach of Yamaha that earned them significant popularity among young enthusiasts. In fact, people, to date, are still willing to pay a fortune to own a well-maintained Yamaha RX100.

• Engine - RX100 motorcycle was powered by a 98 cc air-cooled, single-cylinder, two-stroke engine mated with a 4-speed gearbox generating 11 PS power at 7500 RPM.

• In contrast, RX135 offered a 135cc single-cylinder engine producing 14 bHP power at 7500 RPM and 12.25 Nm of torque at 7000 RPM.

• Suspension - RX100 came with swing arm rear suspension and telescopic fork front suspension setups. Even the RX135 featured the same suspension setup except for the 5-adjustable position swing arm rear suspension.

• Brakes - Both RX100 and Rx135 bikes offered drum braking setups at both ends.

• Mileage - While RX100 delivered a mileage of 40 kmpl, the Rx135 models ensured mileage of 27 kmpl.

Now, as none of the variants is in production, the repair and replacement expense will be higher. Therefore, Yamaha RX insurance is the best option to safeguard your finances.