Smartphone manufacturing companies are taking extra care by adding more cameras and sensors to their handsets because users want better cameras. However, finding all the camera-heavy phones among the ocean of newly arrived models can be daunting. So, here is a list of the best camera phones under ₹20000.

Below is a list of the best camera phones under ₹20,000 in India, highlighting their camera features and other vital specifications.

1. OnePlus Nord CE 3 Lite 5G | 108 MP + 2 MP + 2 MP Rear Camera

Featuring performance, style, and user-friendliness, the OnePlus Nord CE 3 Lite 5G is creating a buzz in the Indian market. With its clean OxygenOS interface and sleek design, it offers a tremendous daily experience and decent battery life. 

One of its standout features is an impressive camera system that produces vibrant images, rivalling those of more expensive models. The Nord CE 3 Lite captures fantastic shots, whether in daylight or low light, and is ideal for all photography and social media users.

Launch Date: 11 April 2023

Price: Starting ₹19,999

Key Camera Features:

• Depth-assist Camera
• 3x Lossless Zoom
• Multi Autofocus
• AI Scene Enhancement

Other Specifications:

• Processor: Snapdragon 695
• Front Camera: 16 MP
• Rear Camera: 108 MP + 2 MP + 2 MP
• Battery Capacity: 5000 mAh
• Screen Size: 6.72 inches

2. Vivo T3 5G | 50 MP + 2 MP Rear Camera

The vivo T3 5G is one of the best smartphones available in the Indian market. It features a sleek design and a vibrant AMOLED display, providing an immersive visual experience. 

The standout feature is the 50 MP Sony IMX882 primary sensor, which features optical image stabilisation, capturing sharp images in various lighting conditions. Considering the camera capability, the vivo T3 5G secures one of the top choices in photography.

Launch Date: 15 May 2023

Price: Starting ₹19,999

Key Camera Features:

• Ultra Stable 4K Video
• Dual-View Video
• AI Scene Detection

Other Specifications:

• Processor: MediaTek Dimensity 7200
• Front Camera: 16 MP
• Rear Camera: 50 MP + 2 MP
• Battery Capacity: 5000 mAh
• Screen Size: 6.67 inches

3. Camon 20 Premier 5G | 64 MP + 2 MP + 2 MP Rear Camera

In India’s smartphone market, the Camon 20 Premier 5G from Tecno is unique with its innovative design and user-centric features. It features a textured leather back with a wear-resistant ceramic frame and was awarded the 2023 USA Gold Muse Design Award. 

The exceptional camera system comprises 50MP RGBW, sensor-shift optical image stabilised for steady shots, focused with a 108mp ultra-wide-angle lens with macro capability, and an amazing 32 MP front camera.

Launch Date: 20 June 2023

Price: Starting ₹19,999

Key Camera Features:

• Night Portrait Mode
• AI Scene Detection
• Super Night Mode

Other Specifications:

• Processor: Dimensity 8050
• Front Camera: 32 MP
• Rear Camera: 64 MP + 2 MP + 2 MP
• Battery Capacity: 5000 mAh
• Screen Size: 6.67 inches

4. Samsung Galaxy M35 5G | 50 MP + 8 MP + 2 MP Rear Camera

The Samsung Galaxy M35 5G is a standout in India’s mid-range smartphone segment, boasting good performance and design. Its amazing look and vivacious Super AMOLED screen make the experience immersive, with an intuitive interface for smooth navigation. 

What really stands out is its great camera system, which includes a 50 MP main sensor for clear shots, an 8 MP ultra-wide lens, and a 2 MP macro lens for versatility while shooting. The 13 MP front camera ensures clear selfies, enhancing the overall experience.

Launch Date: 17 July 2023

Price: Starting ₹19,998

Key Camera Features:

• Ultra-Wide Angle
• Depth Sensor
• Macro Mode

Other Specifications:

• Processor: Exynos 1280
• Front Camera: 13 MP
• Rear Camera: 50 MP + 8 MP + 2 MP
• Battery Capacity: 6000 mAh
• Screen Size: 6.7 inches

5. iQOO Z9 5G | 50 MP + 2 MP Rear Camera

The iQOO Z9 5G stands out in India's midrange smartphone market with its stylish design and vibrant AMOLED display, providing an immersive visual experience. Its user-friendly interface ensures smooth navigation for everyday tasks. 

The phone features an impressive 50 MP Sony primary camera with an OIS for sharp images in various lighting conditions and a 2 MP depth sensor for versatile photography. The 16 MP front camera enhances selfies, completing the overall photography experience.

Launch Date: 20 February 2024

Price: Starting ₹19,998

Key Camera Features:

• Sony IMX882 Sensor
• AI Scene Detection
• Super Night Mode

Other Specifications:

• Processor: Snapdragon 7 Gen 3
• Front Camera: 16 MP
• Rear Camera: 50 MP + 2 MP
• Battery Capacity: 6000 mAh
• Screen Size: 6.78 inches

6. Realme 13+ 5G | 64 MP + 2 MP + 2 MP Rear Camera

The Realme 13+ 5G stands out in India's midrange smartphone market with its sleek design, vibrant AMOLED display, and user-friendly interface. Its impressive camera system features a 50 MP Sony primary sensor with optical image stabilisation.

It delivers sharp images in various lighting conditions, paired with a 2 MP mono sensor for versatile photography. The 16 MP front camera ensures clear selfies, enhancing the overall experience.

Launch Date: 29 August 2024

Price: Starting ₹18,999

Key Camera Features:

• OIS
• AI Scene Detection
• Super Night Mode

Other Specifications:

• Processor: Dimensity 7300
• Front Camera: 16 MP
• Rear Camera: 64 MP + 2 MP + 2 MP
• Battery Capacity: 5000 mAh
• Screen Size: 6.67 inches

7. Vivo T2 5G | 64 MP + 2 MP Rear Camera

The vivo T2 5G is a notable competitor in India's midrange smartphone segment. It is distinguished by its sleek design and vibrant AMOLED display. It offers an intuitive interface that facilitates user navigation. 

One of its most impressive features is the advanced camera system, which comprises a 64 MP primary sensor equipped with optical image stabilisation (OIS) to enhance image clarity in low-light conditions. Additionally, it includes a 2 MP depth sensor that allows for versatile photography options and a 16 MP front camera that captures high-quality selfies.

Launch Date: 15 April 2023

Price: Starting ₹18,999

Key Camera Features:

• OIS
• AI Scene Detection
• Super Night Mode

Other Specifications:

• Processor: Snapdragon 695
• Front Camera: 16 MP
• Rear Camera: 64 MP + 2 MP
• Battery Capacity: 4500 mAh
• Screen Size: 6.38 inches

8. iQOO Z7 5G | 64 MP + 2 MP Rear Camera

The iQOO Z7 5G is a notable contender in India's midrange smartphone market. It is distinguished by its stylish design and vibrant AMOLED display, which offers an immersive visual experience. 

The smartphone features a user-friendly interface that allows smooth navigation during daily tasks. A key highlight of the device is its camera system, which consists of a 64 MP primary sensor equipped with optical image stabilisation. 

Launch Date: 15 March 2023

Price: Starting ₹18,999

Key Camera Features:

• OIS
• AI Scene Detection
• Super Night Mode

Other Specifications:

• Processor: Dimensity 920
• Front Camera: 16 MP
• Rear Camera: 64 MP + 2 MP
• Battery Capacity: 4500 mAh
• Screen Size: 6.38 inches

9. Moto G85 5G | 50 MP + 2 MP Rear Camera

The Moto G85 5G stands out in India's midrange market with its sleek design and vibrant curved pOLED display, offering an immersive experience. Its intuitive interface ensures smooth navigation for daily tasks. 

The standout feature is its 50 MP primary camera with optical image stabilisation, which captures sharp images in various lighting conditions. This is complemented by an 8 MP ultra-wide lens.

Launch Date: 10 May 2023

Price: Starting ₹17,999

Key Camera Features:

• Ultra-Wide Angle
• Depth Sensor
• Macro Mode

Other Specifications:

• Processor: Snapdragon 6 Gen 3
• Front Camera: 16 MP
• Rear Camera: 50 MP + 2 MP
• Battery Capacity: 5000 mAh
• Screen Size: 6.67 inches

10. CMF by Nothing Phone 1 | 50 MP + 2 MP Rear Camera

The CMF of the Nothing Phone 1 has made its mark in India’s mid-range smartphone market, offering a stylish design and user-friendly features. Its semi-modular design includes swappable back covers and customisable accessories for a personalised touch. 

The device boasts an intuitive interface for easy navigation. The standout feature is its impressive camera system. It has a 50  MP Sony primary sensor for sharp images in various lighting conditions, a 2 MP depth sensor for versatile photography, and a 16 MP front camera for clear selfies.

Launch Date: 12 September 2024

Price: Starting ₹15,999

Key Camera Features:

• Ultra XDR
• AI Vivid Mode
• Night Mode

Other Specifications:

• Processor: MediaTek Dimensity 7300
• Front Camera: 16 MP
• Rear Camera: 50 MP + 2 MP
• Battery Capacity: 5000 mAh
• Screen Size: 6.67 inches

Therefore, this was the list of the latest best camera phones under ₹20000. The specification and USP of the phones have been accumulated from multiple sources.  

So, you can buy the desired phone by referring to the list, but also look at their official website before buying it.