TVS Shogun Insurance

TVS Motor Company Ltd. is the third largest two-wheeler manufacturer in India. Launched in 1993, TVS Shogun was one of the earliest motorcycles introduced to the Indian two-wheeler commuter market.

TVS Motors is known for making durable motorcycles with excellent handling. However, like all two-wheelers, TVS Shogun too is prone to accidents and damages. 

As a result, choosing a responsible insurance provider like Digit is mandatory to buy or renew your TVS Shogun insurance.

Besides the policy cost, there are several other factors to consider before zeroing down on an insurance provider. Digit Insurance presents numerous additional benefits that make it a favourable choice for TVS two-wheeler owners.

• Three Insurance Policies to Consider - Digit offers three different insurance policies.

1. Third-Party Liability Two-Wheeler Insurance Policy - This policy provides coverage against any financial loss you suffer from third-party damages inflicted by your TVS Shogun in an accident. Moreover, this policy takes care of the expenses caused by the injury or death of any third person involved in the accident, as well as other litigation issues.

1. Own Damage Insurance - The IRDAI introduced standalone own damage two-wheeler insurance covers to aid existing third-party policyholders also cover for their own two-wheeler damages and losses. This TVS Shogun insurance policy provides substantial protection to policyholders for their own damages arising due to an accident, theft, natural disasters, etc.

1. Comprehensive Two-Wheeler Insurance Policy - Besides third-party liabilities, the comprehensive two-wheeler insurance for TVS Shogun covers any financial threats like accidents, theft, natural disasters, artificial calamities, fire and more. On top of that, both you and the other party can put forward claims for damage expenses from Digit.

• Extensive Garage Network - Digit collaborates with 2,900+ garages across India. Hence, you will always find authorised garages nearby to obtain cashless repairs at times of need.

• Convenient Online Process - Digit offers a simple online process for buying and claiming your TVS Shogun insurance online. You can buy a suitable policy and upload your claim documents from home at the convenience of your smartphone. Similarly, you can also get your TVS Shogun insurance renewal online in a few easy steps.

• Reliable Customer Service - Digit's reliable 24x7 customer care service ensures you get round-the-clock assistance regarding your TVS Shogun insurance.

• Fast Claim Settlement - Digit offers quick claim settlement services. With its self-inspection feature, you can settle your claims in an instant at the convenience of your smartphone.

• Transparency - Digit maintains total transparency when you browse through the different policies and benefits on its website. As a result, you pay only for the policies you opt for. In return, you get coverage and benefits for the particular policy you have chosen.

• Different Add-On Policies - In terms of additional benefits, Digit brings along five convenient add-on policies to help customise your two-wheeler insurance.

  • Zero-Depreciation Cover
  • Return-to-Invoice Cover
  • Consumable Cover
  • Engine and Gearbox Protection
  • Breakdown Assistance

In addition, Digit Insurance allows you to cut down your TVS Shogun insurance premium by going for a higher deductible and keeping away from small claims. However, it is advised not to compromise on these lucrative benefits by settling for lower premiums.

So, feel free to contact reputed insurance providers like Digit to know more about your TVS Shogun insurance.

Keeping the future expenses caused by fines and damage repairs in mind, bearing the TVS Shogun insurance cost now seems much more logical. A sound two-wheeler insurance policy can offer several benefits.

• Protection from Own Damage - You may come across multiple scenarios where your TVS Shogun suffers heavy damage, like in case of a fire, flood or accident. In such unfortunate events, a good comprehensive insurance policy can provide coverage against your financial liabilities.

• Protection from Penalty/Punishment - According to the Motor Vehicles Amendment Act 2019, you must have a valid third-party two-wheeler insurance policy for your TVS Shogun. Or else, you will be liable for a penalty payment of ₹2,000 on your first offence and ₹4,000 on repeating the same. It can further lead to imprisonment for three months.

• Personal Accident Cover - As stated by IRDAI (Insurance Regulatory and Development Authority of India), it is mandatory to have a personal accident cover in your two-wheeler insurance policy. It takes care of the financial liabilities arising due to the death or disability of the two-wheeler owner in an accident. 

• No Claim Bonus Benefits - A good insurer also offers an additional bonus for every claim-free year. This bonus, in turn, reduces the premium accordingly when you renew your policy. Consequently, you can make the most of no-claim bonus benefits on your TVS Shogun insurance policy renewal.

• Protection from Third-Party Damages - In the event of an accident, if your TVS Shogun inflicts any damage to third-party vehicle, person or property, you will be liable to pay for the third-party damage expenses too. Here, if you have an active third-party liability insurance policy, it can take care of these financial liabilities. In addition, your TVS Shogun insurance can relieve you of all related litigation issues.

As a result, it is crucial to renew or buy your TVS Shogun insurance now to steer clear of future expenses.

In this case, Digit can be a suitable option to renew or buy your motorcycle insurance.

Learn More About TVS Shogun

TVS Shogun comes in a single variant with a red and black colour scheme. Some interesting facts about this two-wheeler are:

• TVS Shogun has a 108.2cc single-cylinder, 2-stroke engine revving up a power of 14 BHP at 8500 RPM.

• It packs in a 4-speed transmission gearbox. 

• TVS Shogun has a fuel tank capacity of 12 litres with a fuel efficiency of 40 kmpl.

• It has a kerb weight of 114 kg.

• TVS Shogun has a top speed of 105 kmph.

TVS motorcycles never fail to offer a sturdy framework and exceptional handling. However, you should always consider the unpredictable scenarios that inflict damage to your two-wheeler. In that case, a good insurance policy can financially cover your extensive damage expenses.

Hence, you should always renew or buy your two-wheeler insurance for TVS Shogun from a reliable insurance provider.