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As soon as an individual starts earning his livelihood, owning a bike or scooter becomes a priority for daily commute. If you own a bike, it not only provides you with a sense of freedom, but the joy of the moment is unparalleled. Though the task seems simple, various documents are required to purchase a two-wheeler, like identity proofs, residential proofs, bank statements, and much more.
Read on to find out all about the necessary paperwork you need to present to buy a two-wheeler in India.
The following are the most common documents you need to buy a motorbike:
Purpose | Document Type | Specific Documents |
General Purchase | Identity Proof | Driving License, |
PAN Card | ||
Aadhaar Card | ||
Address Proof | Passport | |
Rental Agreement | ||
Utility Bills | ||
Nationality Proof | Passport, Voter's ID | |
Loan/Finance | For Salaried Employees | Identity Proof (as above) |
Address Proof (as above) | ||
Documents for Income Proof (Salary Slips, ITR, Form 16) | ||
Bank Statements (1 year) | ||
Income Tax Returns (ITR) | ||
Passport Size Photographs | ||
For Self-Employed | Identity Proof (as above) | |
Address Proof (as above) | ||
Bank Statements (3-6 months) | ||
ITR – Income Tax Returns (3 years) | ||
Passport Size Photographs | ||
Vehicle Registration | Application Forms | Form 20 (Application Form) |
Form 21 (Sales Certificate) | ||
Form 22, commonly referred to as Road Worthiness Certificate | ||
Form 34 (If financed, to be signed by the owner and the financer) | ||
Certificates | Pollution Under Control Certificate (PUCC) | |
Importation documents: Customs Clearance Certificate (applicable if a vehicle is imported). | ||
Proof of Purchase | Manufacturer and Dealer Invoice | |
Personal Documents | Address Proof (as above) | |
ID Proof (as above) | ||
Financial Documents | Bank Statements | |
Income Tax Returns if any | ||
Insurance | Photocopy of the Bike Insurance Policy Document | |
Temporary Documents | Photocopy of the Temporary Registration Certificate | |
Legal | Affidavit on Non-Judicial Stamp Paper |
It would be best to prepare all the documents to be presented when buying a bike, registering the bike with RTO, or opting for two-wheeler loans or an EMI payment method.
Below are the different steps where the list of documents are required while buying a two-wheeler.
Identity Proof | Aadhaar Card, PAN Card, Driving Licence or any other government-issued identity card |
---|---|
Address Proof | Rental agreements, Utility bills, and Legal land documents |
Nationality Proof | passports, Voter ID Cards |
Not everybody can make full payment to buy a bike, which gives rise to the option of loan or finance to bear a bike’s cost. A two-wheeler loan is determined based on the age and income of an individual. Below is a list of documents required to buy a bike on loan or finance -
Proof of Identity | Aadhaar Card, PAN Card, Voter ID Card, Passport |
Proof of Residence | Rental agreement papers, Utility bills, Voter ID cards |
Income Proof | Payslips of last 3 months, ITR (Income Tax Return) files, Form 16 and salary certificate |
Bank Statement | 1 year of bank statement to identify your income and deductions |
Passport Size Photographs | Provide passport size photographs as per the requirement of the financer |
Proof of Identity | PAN Card, Aadhaar Card, Driving Licence, Passport, Voter ID Card |
Residential Proof | Passport, Bank statement, Driving licence, Aadhaar card, Utility Bill, Voter ID, Land papers or Rental agreement papers |
Bank Statement | 3 to 6 months bank statements as proof of income |
Income Tax Return | ITR files of the last 3 years to access the income and deductions |
Photographs | Passport size photographs as per requirement |
Vehicle registration is a legal requirement in India under the Motor Vehicle Act of 1988. Below is a list of documents required.
Type of Document | Document Name |
Application Form | Form 20 |
Sales Certificate | Form 21 |
Road Worthiness Certificate | Form 22 |
Emission Control | PUC Certificate |
Certificate of Clearance | Customs Clearance Certificate for imported two-wheelers |
Proof of Sale | Manufacturer and dealer tax invoice |
ID Proof | Driving licence, PAN Card, Aadhaar Card, Passport |
Address Proof | Driving licence, Aadhaar Card, Passport. |
Insurance | Copy of Bike Insurance Cover Note |
Temporary Registration Certificate | Copy of Temporary Certificate |
On Finance or Loan | Form 34 (Signed by financier and owner) |
Affidavit | Non-Judicial Stamp Paper |
Fee | Appropriate Fee as specified in Rule 81 of CMV Rules. |
The above table consists of all the documents required to register a vehicle with the respective RTO’s that an individual resides.
You have gone through the documents required for a two-wheeler purchase in India if you are here. While owning a two-wheeler is an unbeatable joy, it demands a lot of paperwork. Proofs of your identity and residence, photographs, various certificates, etc. that make you eligible to purchase a motorbike.
Someone can also buy a bike on loan or finance if they cannot pay in full. In such scenarios, a salaried and self-employed individual must present proof of income. After the purchase, register the vehicle with the RTO to venture out with freedom.
The PAN Card works as an individual's identity proof. PAN Card, Aadhaar Card, and Voter ID Card are some of the identity proofs you require to purchase a bike.
Some required documents for bike registration are pollution certificates, bike registration certificates, insurance policies, and bike fitness certificates.
To buy a new bike in India, you'll need to provide the following documents to the dealer:
No, vehicle registration is applicable in the RTO, which is concerned with the permanent or current address only, and address proof is required.
RTO stands for Regional Transport Office, a government body in India that oversees and controls vehicle registration. Every bike owner must register it with the RTO within 7 days of delivery for it to be legally used on Indian roads.
Purchasing a second-hand bike entails the following steps
Yes, you can get a two-wheeler loan without an income document if you have other documents and apply for the loan with a co-applicant.
The minimum down payment on a bike loan largely depends on the bank or other provider, but it ranges between 10%-30% of the bike's cost.
Yes, while purchasing a bike, a DL, PAN Card, Aadhaar Card, and other ID proof documents are required to prove the person's identity.
Well, it is only possible, anyway, to register the bike or any vehicle in another state with the NOC, form no. 28. The NOC is usually needed when you plan to transfer your bike to another state, sell the bike, or travel in another state with your bike for more than three months.
Yes, NOC is mandatory for two-wheelers in the following circumstances:
The NOC has a validity duration of up to six months from the date it is issued. You will be required to re-registration the two-wheeler under a different RTO before the period of validity expires.
Absolutely, a vehicle owner would have to go to his/her country’s RTO to make an application for NOC. The owner must then file a completed CMV 28 form with other relevant documents and the appropriate fee.
Yes, getting an NOC Online at the ‘Parivahan’ portal under the Ministry of Road Transport and Highways is possible. However, applying for an online NOC is still unavailable in all states. Before proceeding to the next step, you must verify your state’s availability for online NOC.
If, for any reason, your initial RTO is unable to issue NOC within a maximum of 30 days after your application, you are free to apply for re-registration at the RTO of your preference. In this situation, you must attach a copy of the Form 28 application and the acknowledgement receipt and fill in a declaration at the new RTO.
The RTO initially registers a vehicle and provides an NOC stating that the vehicle has no tax liability and can be registered in another RTO area.
You can check the status of a bike's No Objection Certificate (NOC) online by following these steps:
Yes, an original copy of the vehicle's fresh RC needs to be attached to the application for NOC from the Registering Authority (RTO). As per the RTO norms, you can apply for an NOC in person at the jurisdictional RTO.
If a vehicle holder wants to obtain a clearance certificate (CC) from RTO, he must fill out a written application with the registration authority where the vehicle is registered. You will be required to produce the following documents:
No, if the bike was bought with finance from that bank, you usually require an NOC from the bank. The NOC certifies that the motorcycle is free from any loans or encumbrances, which are legal formalities for both the buyer and the RTO. The RTO cannot register the bike in the new owner’s name unless the NOC is provided.