Audi Q3 Car Insurance

Following are the Add-ons for Audi Q3 Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

It is practical to weigh your options before purchasing a Q3 insurance policy. In this regard, comparing several insurers and their respective plans can be a good start.

While doing so, you might want to consider Digit’s benefits.

1. Insurance Options

Digit insurance for Audi Q3 comes with the following options:

• Third-Party Car Insurance: As per the Motor Vehicles Act, 1988, it is mandatory to obtain this basic insurance plan in order to avoid huge traffic penalties. Third-party Audi Q3 car insurance plan covers damages caused to a third party by your Audi car during an accident or collision. Further, it takes care of litigation issues and other third-party liabilities.

• Comprehensive Car Insurance: There might be instances when your Audi car incurs damages during unfortunate incidents like earthquakes, theft, flood etc. During such scenarios, a third-party insurance policy will not be enough for coverage benefits. To that end, you should obtain comprehensive car insurance for Audi Q3. This insurance plan provides coverage against both own car and third-party damages.

2. Seamless Claim process

Digit offers a simple claim process thanks to its technology-driven processes. By choosing this insurer, you can file a claim against Audi Q3 car insurance online from your smartphone. Further, you can choose a repair mode as per your convenience from the options cashless and reimbursement.

3. High Claim Settlement Ratio

This insurer has a history of maintaining high claim settlement ratio. Their smartphone-enabled self-inspection process makes it even easier for you to raise a claim and thereby receive the amount in a short span.

4. Add-on Benefits

A comprehensive insurance plan might not be enough to get complete coverage for your Audi car. However, Digit allows its policyholders to benefit from add-on policies against additional charges. You can add a layer of protection by choosing an add-on policy to your liking.

Note: To enjoy this benefit, you need to increase your Audi Q3 car insurance price by a nominal amount. Some add-on policies to benefit from are:

• Breakdown assistance
• Consumable 
• Zero depreciation 
• Engine and gearbox protection 
• Return to invoice 

5. 24x7 Customer Service

In case you have questions regarding the Audi Q3 car insurance renewal price, you can get in touch with Digit’s responsive customer service. They will resolve your queries promptly.

6. Several Network Garages

By bearing the Audi Q3 car insurance cost, you can get professional repair services for your Audi car from an endless list of Digit network garages. They are present across India and offer cashless repairs for your convenience. Under a cashless facility, your insurer pays for the Audi car repairs on your behalf.

7. IDV Customisation

Your Audi Q3 car insurance premium depends on its Insured Declared Value (IDV). Insurers evaluate this amount by subtracting the car’s depreciation from its manufacturer’s selling price. However, providers like Digit allow you to choose an IDV as per your requirement. Thus, you can maximise your returns in case of car theft or damages beyond repair.

8. No Claim Bonuses

During Audi Q3 car insurance renewal, Digit insurer offers a No Claim Bonus for not filing a claim for a year within your policy term. This is a discount on the policy premium and can range up to 50%.

Apart from this, you can get a lower premium on your Audi Q3 car insurance by opting for a higher deductible plan. However, it is practical to settle for such a plan only if you are sure to make fewer claims within the policy tenor.