Two-wheeler Insurance in Chandigarh
Chandigarh is the joint capital of the states of Punjab and Haryana. It is a major tourist and educational hub of India attracting many people from other parts of the country.
However, the public transportation options in the city are limited. The high per capita income has led to a massive growth in the number of privately-owned vehicles. Accidents and mishaps have been on the rise in Chandigarh.
Being a bike owner in Chandigarh, you need to have a two-wheeler insurance policy. This will provide you with financial cover in the event of an accident.
Moreover, the Motor Vehicles Act of 1988 mandates all vehicle owners to own at least third-party insurance. When choosing a two-wheeler insurance policy, there are a lot of companies that you can opt for. Digit is a trustable name among them.
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Chandigarh
Third-Party
Comprehensive
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
Damages to Third-Party Property |
✔
|
✔
|
Personal Accident Cover |
✔
|
✔
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
Theft of your scooter or bike |
×
|
✔
|
Customize your IDV |
×
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardMore about Two Wheeler Insurance in Chandigarh
Chandigarh is a Union Territory in India and serves as the capital of two Indian states – Punjab and Haryana and also is governed directly as a Union Territory. The city has one of the highest per capita income in the country and is also reported to be one of the cleanest in India based on a national government study.
Chandigarh has always been a planned city since its inception and even post-independence, being designed by world-renowned architects. So what made this city a traffic hub and nuisance for the commuters with the growing age?
Challenges faced by Two Wheeler owners in Chandigarh
- Boon turned to bane: The city was initially planned to showcase the urban planning and accommodate a limited population, however, with the passage of time and emergence of the city as an academic and political point, led to a huge immigrant population. The city also faced issues with the unplanned growth of Zirakpur, Kharar, Derabassi, and nearby towns. This ended up generating immense pressure on the never-to-have imagined city infrastructure, thereby depleting it.
- A higher number of personal vehicles: Also, with the highest per capita income, the city has also marked a subsequent increase in luxury expenditure, vehicle purchases being one of them. The average per house vehicle ownership (including bikes and cars) is four in Chandigarh and has immensely contributed to bumper-to-bumper traffic in the city with minimal usage of public transport.
- Increased movement of commercial and heavy vehicles: With the development of Chandigarh as a big market over time, the industrial demands have consequently increased the movement and volume of heavy vehicles on the city roads even on the narrower ones. The case becomes adverse at the place marked with the absence of traffic signals or traffic police; the resultant effect is immense traffic problems along with fatal accidents.
- Limited public transport: Despite being a major tourist, health and education spot, the city has no metro or monorail system.
Why Choose Digit for Two Wheeler Insurance in Chandigarh?
Digit’s bike insurance plan is completely online and jargon-free. Two-wheeler owners can easily buy this policy from a desktop or smartphone with no hidden clause. The claim process is super fast and based on self-inspection.
Choice of policies offered are:
- a) Comprehensive Bike Insurance - This plan has two factors. It covers the own damage caused by accidents, natural calamities, fires, thefts, etc and covers the third-party liability as well.
- b) Third-Party Bike Insurance - This plan covers only third-party damages like injury or death or damage caused to the property/vehicle when you are at fault.