Renault Kiger Car Insurance

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Renault Kiger Insurance: Buy/Renew Renault Kiger Car Insurance Online

The French multinational automaker Renault has launched a stunningly designed SUV named Kiger in February 2021. Kiger exhibits the perfect balance of power and convenience. Since its debut, the French automobile manufacturer has sold around 3226 Kiger models. Due to such sales figures, Kiger has become the 5th best-selling car in its segment.

Though packed with world-class features, Kiger is as vulnerable to accidents as any other car. So, individuals planning to buy this model must consider getting Renault Kiger car insurance to avoid financial stress. 

Also, the Motor Vehicles Act 1988 has made third-party car insurance mandatory for every Indian vehicle owner. Under this policy, one can be rest assured of financial protection against any third party damage or injury.

Car owners can also consider a comprehensive car insurance policy for better financial coverage. A comprehensive policy covers both third-party and own damage expenses.

There are a number of insurance companies in India that offer hassle-free car insurance for Renault Kiger at affordable premiums. Digit is one such insurance provider.

In the following segment, you will find a concise discussion on a few features of Kiger, prices of different variants, the importance of car insurance in India and the advantages Digit extends.

Renault Kiger Car Insurance Price

Registration date Premium (for own damage only policy)
August-2021 14,042

**Disclaimer - The premium calculation is done for Renault Kiger 1.0 RXT TURBO CVT 999.0 GST excluded.

City - Bangalore, Vehicle registration month - October, NCB - 0%, No Add-ons, Policy not expired, & IDV- Lowest available. The premium calculation is done in October-2021. Please check the final premium by entering your vehicle details above. 

What’s Covered in Renault Kiger Car Insurance

Why should you buy Digit's Renault Kiger Car Insurance?

Renault Kiger Car Insurance plans

Third-Party Comprehensive

Damages/Losses to own car due to an accident

×

Damages/Losses to own car in case of fire

×

Damages/Losses to own car in case of a natural calamity

×

Damages to Third-Party Vehicle

×

Damages to Third-Party Property

×

Personal Accident Cover

×

Injuries/Death of a Third-Party Person

×

Theft of your car

×

Doorstep Pick-Up & Drop

×

Customize your IDV

×

Extra protection with customized add-ons

×
Get Quote Get Quote

Know more about the difference between comprehensive and third party insurance

How to file a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Reasons to choose Digit's Renault Kiger Car Insurance?

Notwithstanding the Motor Vehicles 2019 law, car insurance policies are integral products that every vehicle owner must have without fail. Below is an illustration of some features and benefits Digit offers against any car insurance cover.

  1. Online Claim Process  - The traditional insurance procedure involves physical inspection by a representative before settling your claims. Digit does away with such time-consuming procedures and assures a seamless experience to all its customers. Thus, it extends a smartphone-enabled self-inspection process to do away with the hassles. 

  1. Customisation of Your Car’s IDV Amount - Every car insurance provider sets an IDV or Insured Declared Value after deducting the depreciation cost from the vehicle’s ex-showroom price. Digit enables its customers to customise their IDV amount by increasing their Renault Kiger insurance cost or premium marginally. This paves the way to higher compensation in the event of theft or damage beyond repairs.

  1. Attractive Claim Settlement Ratio - Besides quick claim settlement, Digit assures its customers of an extremely high claim settlement ratio. Also, Digit makes sure to settle a maximum number of claims to cater to 100% customer satisfaction.

  1. Wide Range of Add-ons - Comprehensive Renault Kiger car insurance policyholders can enjoy an out-an-out coverage. Digit offers seven additional covers to customise your car insurance policies. If you want to add them to your Kiger insurance, you can do so by increasing your premium amounts nominally. Some of these add-ons are -

    1. Return to invoice cover
    2. Consumable cover
    3. Engine and gearbox protection cover
    4. Breakdown assistance
    5. Zero depreciation cover and others
  1. Easy Availability of Network Garages - Digit network garages are located at almost every corner of the country. The insurer has collaborations with more than 6000 network garages where you can opt for cashless repairs for your Kiger.

  1. Convenient Pickup, Repair and Drop Service - You may come across situations where you cannot drive your Kiger to one of the nearest Digit network car garages. In such circumstances, you should go for a doorstep pickup and drop facility against your car insurance policy.

  1. Uninterrupted Customer Care Assistance - Suppose you need to clear some doubts regarding the Renault Kiger insurance renewal process. Be it a national holiday or odd hours of the day, Digit customer care executives are available at your service 24X7. 

Therefore, with all these features and benefits, Digit provides out-and-out protection to your Kiger.

Nevertheless, vehicle owners should determine a few other tips to reduce their Renault Kiger car insurance premiums by opting for higher deductibles and avoiding small claims. Also, one must always compare the premium amounts offered by other insurance providers to make an informed choice. Moreover, compromising compensation benefits to settle for lower premiums is not at all a smart move. So, connect with a reputed insurer like Digit to gain clarity in this aspect.

Why is it important to buy Renault Kiger Car Insurance?

Every car owner should always be prepared for unfortunate possibilities that may cause damage to their vehicles. To be ready for such circumstances, a valid car insurance policy is crucial to support the damage expenses financially. 

Also, paying Renault Kiger insurance price is an affordable option than incurring losses dues to penalties and repairing damages. 

Here are some of the benefits offered by car insurance policy -

  1. Protection from Damages to Own Car - A well-rounded car insurance policy offers either free repairing or reimbursement in the event of accidental damages. However, only comprehensive car insurance covers provide this facility. It is a smart decision to opt for such a policy to avoid the expenses of expensive repairs and spare parts.

  1. Financial Security Against Third-Party Liabilities - Suppose you own a Renault Kiger. Therefore, as per law, you are liable for the third-party damages inflicted by your car model. In such cases, third-party Renault Kiger car insurance offers financial coverage against any third-party claims, be it for a person or property. Besides, reliable insurance providers also extend policies to manage litigation issues, if any, involved in the accident.

  1. Additional Coverage - Other than these basic protections, a car insurance policy serves broadly as an additional cover against damages under unavoidable circumstances such as fire, theft, natural calamities, vandalism and other threats. 

  1. Protection against Legal Complaints - If you drive your Kiger without a valid insurance cover, there can be grave repercussions. According to Motor Vehicles 2019, every Indian car owner must have third-party insurance. Any violation will lead to heavy fines for up to ₹2000 for first-time offence. And for repeating the same offence, you may end up paying a ₹4000 fine. One may also end up in custody for up to 3 months or suspending his driving license. 

  1. No Claim Bonus - If you do not raise any claim request during a policy year, you are eligible to earn discounts on your Renault Kiger insurance renewal price.

Reputed insurance providers like Digit are reliable options to renew or buy your Renault Kiger car insurance. It offers complete financial protection to help you avoid legal consequences and damage expenses. 

Learn More about Renault Kiger

r.Renault’s sub-four metre SUV comes in 6 different shades across 5 trims – RXE, RXL, RXT, RXT OPTION and RXZ. Kiger is packed with a host of features to ensure every drive is comfortable. 

Some of its best-in-class features are -

  1. The 5-seater Kiger possesses two engines with 1.0-litre petrol and 1.0-litre turbo-petrol options. The former comes with either a 5-speed manual transmission or an automatic/manual transmission option. The latter features a 5-speed manual transmission and an additional 5-speed CVT.

  2. Kiger is sculpted with designs that complement the contemporary lifestyle. For instance, it features -

  • Chrome front grille

  • Tri-octa pure vision LED headlights and LED DRLs day and night

  • Shark fin antenna and rear spoiler

  • Diamond cut alloy wheels and more

  1. Renaults never fails to offer innovative safety technology to ensure 100% road security. Thus, Kiger is packed with 4 airbags, ABS and EBD systems, a front parking sensor, rear parking camera, ISOFIX anchor points, air purifier, smart access card and several other features.

  2. Kiger is also equipped with an 8-inch touchscreen infotainment system that supports both Android Auto and Apple CarPlay, automatic climate control, wireless charging, cruise control, a digital driver’s display and other features.

Though Renault cars are popular due to their durability, they are susceptible to damages. Thus, a car insurance policy from a reliable insurance provider is a crucial factor to consider to prevent exhausting your finances.

Renault Kiger - Variants and ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
Renault Kiger RXE ₹5.64 lakhs
Renault Kiger RXL ₹6.54 lakhs
Renault Kiger RXL DT ₹6.74 lakhs
Renault Kiger RXL AMT ₹7.04 lakhs
Renault Kiger RXT ₹7.02 lakhs
Renault Kiger RXT DT ₹7.22 lakhs
Renault Kiger RXT Opt ₹7.37 lakhs
Renault Kiger RXT Opt DT ₹7.57 lakhs
Renault Kiger RXT AMT ₹7.52 lakhs Renault Kiger RXT AMT DT ₹7.72 lakhs Renault Kiger RXT AMT Opt ₹7.87 lakhs Renault Kiger RXZ ₹7.91 lakhs Renault Kiger RXZ AMT Opt DT ₹8.07 lakhs Renault Kiger RXZ DT ₹8.11 lakhs Renault Kiger RXT Turbo ₹8.12 lakhs Renault Kiger RXT Turbo DT ₹8.32 lakhs Renault Kiger RXZ AMT ₹8.41 lakhs Renault Kiger RXZ AMT DT ₹8.61 lakhs Renault Kiger RXT Turbo CVT ₹9.00 lakhs Renault Kiger RXZ Turbo ₹9.01 lakhs Renault Kiger RXT Turbo CVT DT ₹9.20 lakhs Renault Kiger RXZ Turbo DT ₹9.21 lakhs Renault Kiger RXZ Turbo CVT ₹9.89 lakhs Renault Kiger RXZ Turbo CVT DT ₹10.09 lakhs

FAQs about Renault Kiger Car Insurance in India

What is the period of Renault Kiger car insurance policy?

In general, a car insurance policy comes with one-year validity. One needs to renew the policy before the due date.

Can I transfer my No Claim bonus if I change my insurance provider for Renault Kiger?

Yes, you are eligible to migrate your NCB, if you change your car insurance provider on renewal. However, you have to produce documents in support of the NCB by way of a renewal notice from your present insurer. Alternatively, one can also submit the original expiring policy and a certificate stating that he has not raised any claim against the expiring policy. 

Is service tax applicable on Renault Kiger car insurance covers?

Yes, service tax is applicable on any car insurance policy.