Bajaj Caliber Insurance

In India, Bajaj Auto Ltd. has manufactured several reliable two-wheelers ever since its foundation in 1945. Launched in 2004, Bajaj Caliber soon became a favourite in the Indian two-wheeler commuter market.

Bajaj two-wheelers are known for their sturdy framework and smooth handling. However, like all two-wheelers, Bajaj Caliber, too, is prone to accidents and damages.

As a result, you should always opt for a responsible insurance company like Digit to renew or buy your Bajaj Caliber insurance.

Before going to an insurance company, you need to factor in many other pointers besides the policy’s price. Digit brings you several attractive benefits, making it a favourite among Bajaj two-wheeler owners.

• Three Distinct Insurance Policy Options - Digit Insurance brings along three insurance policies for your convenience.

1. Own Damage Insurance Policy - This Bajaj Caliber insurance policy provides substantial financial coverage to policyholders for their motorcycles against losses from accidents, theft, natural disasters and more. However, it does not cover third-party liabilities. So, all existing third-party policyholders can avail themselves of this standalone policy at any given point in time. In other words, they don’t need to wait for policy renewal to get this Own Damage Insurance Policy.

1. Third-Party Liability Two-Wheeler Insurance Policy - This policy covers all financial losses arising from any third-party damages caused by your Bajaj Caliber in an accident. Furthermore, this policy covers the financial liabilities caused by bodily injuries or the death of a third person involved in the accident. It also takes care of all litigation issues.

1. Comprehensive Two-Wheeler Insurance Policy - Along with third-party liabilities, this comprehensive two-wheeler insurance for Bajaj Caliber also offers coverage against damages incurred from unfortunate events like accidents, theft, fire and more. Moreover, both you and the other party will be able to claim the damage expenses from Digit.

• Vast Garage Network - Digit has collaborated with 2,900+ garages across the country. So, you will always find an authorised garage near you that provides cashless repairs if you ever get involved in an accident.

• Simple Online Procedure - Digit Insurance comes with a simple online procedure to buy and claim your Bajaj Caliber insurance online. You can purchase an insurance policy and upload your claim documents directly from home at the convenience of your smartphone. Similarly, you can also get your Bajaj Caliber insurance renewal online.

• Fast Claim Settlement - In addition, Digit offers prompt claim settlement services. With Digit’s self-inspection feature, you can settle your claims instantly using your smartphone. 

• No Hidden Cost - Digit upholds utmost clarity while presenting its insurance policies online. As a result, you never have to deal with any hidden charges. Here, you pay specifically for the policies you choose. In return, you get covered only for what you have paid.

• Excellent Customer Service - Moreover, Digit Insurance works with a responsive customer service team that never fails to provide 24x7 assistance with your Bajaj Caliber insurance.

• Numerous Add-On Policies - Digit also presents a variety of add-on policies to choose from. These are -

  • Return-to-Invoice Cover
  • Consumable Cover
  • Engine and Gearbox Protection
  • Breakdown Assistance
  • Zero-Depreciation Cover

Furthermore, Digit Insurance allows you to reduce your Bajaj Caliber insurance policy premium by avoiding small claims and choosing a higher deductible. However, a higher deductible means increased personal expenses down the line. So, it is better not to miss out on these lucrative insurance benefits by prioritising your premium reduction.

Bearing the Bajaj Caliber insurance cost now to avoid future damage expenses and penalties seems much more logical. A good two-wheeler insurance policy brings along many attractive benefits.

• Penalty/Punishment Protection - The Motor Vehicles Amendment Act 2019 states that every two-wheeler owner should have a valid third-party two-wheeler insurance policy for the motorcycle they ride. Failure to do so will bring forth a fine of ₹2,000 for their first offence and ₹4,000 again for the following ones. It can also lead to imprisonment for three months.

• Personal Accident Cover - According to the IRDAI (Insurance Regulatory and Development Authority of India), if a two-wheeler owner faces accidental death or bodily injuries, a valid insurance policy can ensure substantial financial support to the owner’s family for the liabilities caused by the incident.

• Protection From Own Damage - Your Bajaj Caliber may suffer heavy damages in unfortunate events of fire, flood, or accident. A sound insurance policy can provide financial coverage against the liabilities arising from these damages in such scenarios.

• No Claim Bonus Benefits - In addition, a responsible insurance company rewards you with a bonus for every claim-free policy term. This bonus acts like a 20-50% discount on your policy premium when you renew it. This way, you can enjoy no-claim bonus benefits on your Bajaj Caliber insurance policy renewal if you make zero accident claims in that policy term.

• Third-Party Damage Protection - If your Bajaj Caliber causes any damage to third-party property in an accident, you will be liable to cover the third-party damage expenses as well. In this case, an active third-party liability policy can cover these damage expenses in your stead. Furthermore, your Bajaj Caliber insurance can also relieve you of all related litigation issues.

In other words, it is logical to buy or renew your Bajaj Caliber insurance now to avoid extensive expenses down the line.

In this regard, Digit Insurance can be your best option to buy or renew your two-wheeler insurance.

Ever since its launch, Bajaj Caliber turned several heads with its catchy punch line of “Hoodi Baba”. This motorcycle was available in a single variant. 

A few characteristics of this model are listed below.

• Bajaj Caliber features a 111.6cc single-cylinder 4-stroke petrol engine.

• It cranks out a maximum power of 9.5 hp at 8000 RPM and a peak torque of 9.12 Nm at 6500 RPM. 

• Bajaj Caliber packs in 130 mm front and rear drum brakes.

• It comes with a fuel capacity of 14 litres and a ground clearance of 150 mm.

• Bajaj Caliber has a tubular frame with a semi-double cradle.

Although Bajaj two-wheelers are very reliable, you should never ignore the possible scenarios where your motorcycle suffers heavy damage. A well-rounded two-wheeler insurance policy can always come in handy against financial liabilities arising from damage repairs.

Thus, choosing a reputed insurance company to renew or buy your two-wheeler insurance for Bajaj Caliber is absolutely crucial.

So, feel free to get in touch with reliable insurance providers like Digit to know more about your Bajaj Caliber insurance.