Bajaj Discover Insurance

The production for the earliest iteration of the Discover began in 2003. Since then, it has undergone countless updates, both to its internal specs, as well as its external look. However, today, it remains one of the top commuter bike choices in the country due to the following features:

• It sports a 115.5cc engine, with a 4-gear transmission and a single cylinder. This engine is air-cooled for optimal performance without overheating.
• As per the manufacturer, the bike has an impressive fuel-efficiency at 76.3 kmpl. This aspect further encourages consumers to use it to commute every day without worrying about spending too much on fuel.
• Max power for the Discover is 8.46 bhp at 7000 rpm, while the maximum torque is 9.81 Nm at 5000 rpm.

Furthermore, in January 2020, the Bajaj Discover DTS-Si was recognised at ET-Zigwheels Award as the ‘100cc bike of the year’. (1)

Now, to ensure financial security against unforeseen dangers to this special vehicle, you need an insurance policy with out-of-the-box features and benefits.

Therefore, when considering Bajaj Discover insurance, Digit can be the perfect option for you to consider.

Digit offers an attractive blend of features, benefits and services that make it the ideal choice for bike/scooter owners. Here is a complete breakdown of the reasons why Digit’s Discover insurance can be ideal for your bike:

1. Cashless Repairs at Network Garages - Digit’s strong network of garages means that existing policyholders can visit any one of these centres spread across the nation to avail cashless repairs. 

With more than 1000 network garages in India, you will never be too far off from one such centre, regardless of where your bike undergoes damage.

2. Several Insurance Policies to Choose from - Digit understands and comprehends that different customers have different needs. This is why the company brings the following types of Bajaj Discover insurance policies for bike owners. Each type is configured in a way so that they are affordable and suitable to the varying needs of people:

Third-party Liability Two-Wheeler Insurance Policy – This is the most basic coverage that one can opt for. It is the least expensive option and consequently limits the coverage offered. With such a policy, only the third party, be it individual, property or vehicle, involved in an accident with your bike is liable to receive monetary help. However, you cannot claim any assistance to repair your bike’s damage.

Comprehensive Two-Wheeler Insurance Policy – Although slightly pricier than the first option, a comprehensive policy is the safer bet. It provides financial protection to the third party harmed in such an accident, as well as your bike. Moreover, this policy also includes theft cover, and provides coverage against damages due to fire, manmade and natural calamities.

You can also opt for an own damage bike insurance cover for your Bajaj Discover. This is a particularly interesting insurance policy for bikes that is only applicable to new bike owners. To avail this cover, your bike must be newer than September 2018. With own damage cover, you can avail all benefits of the comprehensive policy minus the third-party liability portion of the policy.

24x7 Reliable Customer Care Service - Digit does not take customer service lightly. This is why you will always find a representative to help you whenever you call our customer care number. Regardless of whether it is night or day, an expert is always present to guide existing policyholders. You can call to resolve any queries that you might have regarding the coverage or simply to seek help for filing an insurance claim.

NCB Like No Other - If you are a safe driver who rarely meets with an accident, Digit’s two-wheeler plans are ideal for you. We offer an attractive no-claim bonus that can greatly reduce your premium burdens during policy renewals. Additionally, individuals who enjoy multiple claim-free years can club these benefits together to avail increased discounts. 

Highly Customisable IDV - If you want to recover most of the bike’s price in the event of theft or irreparable damage, you should choose Digit’s policies. We allow you to customise the Insured Declared Value, as per your needs. 

Moreover, someone looking to reduce their premiums can also use this feature to lower their IDV, which would significantly lower the yearly premium payable for the policy.

Hassle-free Claim Settlement - Digit eases the claim filing and settlement process drastically by allowing for complete online integration. Settlement of Discover insurance policies is also exceptionally simple. Especially with the smartphone-enabled self-inspection process, Digit has managed to make the process of claim settlement much more streamlined.

Add-ons to Supplement Protection - Often, the base policy or plan offered by insurance providers is insufficient for your unique needs and requirements. Digit understands this dilemma, which is why we have devised useful riders to reinforce the safety offered by the base policies. As a policyholder, you can pick from the following list of add-ons -

• Return to Invoice Cover.
• Engine and Gear Protection Cover.
• Zero Depreciation Cover.
• Consumable Cover.
• Breakdown Assistance.

Choose your add-ons carefully, depending on the risks that your bike faces regularly. 

Online Policy Renewal and Purchase - Just as you can file a claim online, Digit allows you to purchase and renew Bajaj Discover insurance policies over the internet. New customers need to fill out an online form, detailing your personal and bike-related info. For existing consumers, renewal is also hassle-free.

However, Digit’s insurance policies are not limited to just one Discover variant. In fact, we provide a range of plans to protect other variants of the bike.

• Bajaj Discover 110 –This bike sports an 115cc engine, capable of delivering reliable performance year after year. Its price and features are distinctly suited to the average Indian market, which led to its popularity in the commuter bike segment. The manufacturer promises a mileage of over 82 kmpl, which is an impressive factor for those looking to save on fuel.
  
• Bajaj Discover 125 –The 124.5cc engine variant of the Discover impresses, beating the base model in almost all aspects. Even though it has a larger fuel tank, the bike’s mileage remains the same at 82.4 kmpl. It can generate 11 PS of power and 11Nm of torque, making it quite a bit more powerful than the Discover 110. 
  

Digit offers insurance plans for both these variants, ensuring that you can avail hassle-free financial protection as soon as you purchase the bike.