Bajaj V12 Insurance

Bajaj Auto launched the V12 model in 2017, a smaller displacement version of Bajaj V15. Similar to other Bajaj V variants, this model also packs metal parts of the decommissioned aircraft carrier INS Vikrant. 

Although this bike comes with a range of safety features, it is still susceptible to risks and damages. Therefore, if you are a Bajaj V12 owner, you must get a valid insurance policy from reputed insurers like Digit. 

In this regard, you might want to check out some vital details on Bajaj V12 insurance and the benefits extended by Digit.

Insurance providers like Digit offer a host of benefits to their bike insurance policyholders. 

Here are some benefits you can expect from Digit after availing a two-wheeler insurance policy from them:

• Seamless Online Process - From Digit, you can opt for Bajaj V12 insurance renewal online within a few minutes, owing to their technology-driven processes. Further, the smartphone-enabled processes make the claim processes relatively quickly as you do not need to submit hard copies of documents. 

• Range of Insurance Covers Available - You can choose any one of the following options while opting for Bajaj V12 insurance online from this insurer:

1. Third-party Damages Cover -  Under this cover, you can protect yourself from financial losses incurred due to third-party damages inflicted by your Bajaj bike during an accident. Furthermore, this covers litigation issues that may arise from the unfortunate event. 

2. Own Damage Bike Cover - A third-party insurance policy does not provide coverage benefits on your Bajaj V12 damages caused due to accidents. To that cause, you must get your own damage bike cover standalone policy from Digit anytime you prefer. This policy includes coverage for damages caused during accidents, theft, disasters and the likes. 

3. Comprehensive Cover - Comprehensive insurance plans provide well-rounded benefits, including third-party liabilities and own bike damages. 

• IDV Customisation - Insurers such as Digit allows you to customise your bike’s Insured Declared Value as per convenience. This is the value an insurer offers in case a bike is stolen or damaged beyond repair. By customising this value, you can choose to obtain maximum returns. 

• Vast Network Garages - Over 2900 Digit network bike garages across India offer cashless repairs for damages caused to your motorcycle. 

• Cashless Repairs - By visiting Digit network garages, you can opt for a cashless facility wherein you need not pay anything for the services. Your insurer will directly settle payment with the repair centre. 

• Add-on Benefits - A comprehensive Bajaj V12 insurance policy does not cover certain damages. Therefore, you can add some policies to your base plan by paying a nominal value over your premium. Digit offers add-on policies like a consumable cover, breakdown assistance, zero-depreciation cover and more. 

Other than this, Digit’s responsive customer service can solve your queries regarding Bajaj V12 insurance policy renewal any time of the day.

If you are wondering why is it essential to obtain bike insurance for Bajaj V12, referring to some lucrative benefits in the below-mentioned section can be helpful:

• Reduces Financial Liabilities - Paying for the bike damage repairs can burn a hole into your pockets and disrupt your financial goal. However, with a bike insurance plan, you can cover those costs and reduce your liabilities in the future. 

• Helps in Avoiding Legal Accountability - As per the Motor Vehicles Act, 1988, motorcycle owners must avail at least a third-party two-wheeler insurance policy to avoid penalties and fines. On failing to possess a valid insurance policy, you will be liable to pay ₹2000 for the first-time offence and ₹4000 for repeating the same. 

• Personal Accident Cover - Some bike accidents can lead to serious ailments like permanent total disability and even death. In such a scenario, your Bajaj V12 insurance will provide personal accident cover wherein you and your family receive compensation to deal with the expenses. 

• Protects from Third-party Liabilities - Your Bajaj motorcycle may be involved in an accident that results in third-party person, vehicle or property damages. During such instances, to avoid liabilities, you must cover a two-wheeler third-party insurance plan. 

• Protects from Own Bike Damages - Under a comprehensive bike insurance plan, you can get coverage benefits for your own bike damages in case of accidents, theft, fire etc. 

• No Claim Bonus - During the Bajaj V12 insurance policy renewal, your insurer might give an additional discount on your policy premium if you do not raise a claim for a year. Also known as No Claim Bonus, this discount can range between 20% and 50%. 

Thus, it is evident that obtaining bike insurance can alleviate the risks of financial and legal liabilities for the future. 

In this regard, Digit insurance can be your ideal choice owing to its host of benefits.

Here’s a look at some of the features of this model:

1. Engine

V12 features a single cylinder, 4 strokes, SOHC 2 valve, air-cooled, DTS-I engine that offers a displacement of 124.5 cc. It produces a maximum power of 10.7 PS @ 7500 RPM and a torque of 10.9 Nm @ 5500 RPM. 

1. Suspension and Brakes - The bike comes with a telescopic front suspension and twin shocks, gas-filled rear suspension. Also, it sports disc and drum brakes. 

1. Dimensions - The length, width and height of this bike are 2040 mm, 785 mm, and 1066 mm, respectively. Further, it has a fuel capacity of 13 litres and a ground clearance of 165 mm. 

1. Safety - Bajaj V12 safety features include a dual change Anti-Braking System, analogue tachometer, odometer, speedometer, and digital fuel gauge.

1. Electricals - This Bajaj commuter consists of a 35/35W headlight, LED taillight and 4 Ah VRLA battery capacity. 

Despite possessing all the above features, Bajaj v12 is also exposed to risks and damages like any other vehicle. Hence, obtaining a two-wheeler insurance policy can be a practical choice. 

To that cause, you can consider Digit as they offer Bajaj V12 insurance at competitive premiums.