Honda CBR Insurance

Honda CBR entails a series of sports bikes that were first introduced in 1983. Initially, CBR250R and CBR150R were launched in the Indian commuter market. Currently, there are two more models available from the series. 

If you are an owner of any Honda CBR bike, you must know that it is susceptible to damages and accidents like any other vehicle. Repair costs of such damages can burn a hole in your pockets if you do not avail of insurance.

Therefore, it is evident that Honda CBR insurance covers the repair costs of serious damages to your bike and helps you in reducing financial liability. 

Other than this, several insurers offer a range of benefits and additional protection on your insurance plan. One such reputed insurance provider is Digit. 

The following section shows the various offerings by this insurance company on the purchase of two-wheeler insurance for Honda CBR. 

Here are some advantages of availing of bike insurance from Digit:

1. Paperless Procedure - While applying for insurance or raising claims, one expects to complete the procedure within a short span without presenting hard copies of documents. Digit’s technology-driven processes allow you to upload documents instead of presenting hard copies. 

1. Online Claim Settlement - This insurer offers a smartphone-enabled claim process because of which there is less turnaround time. Ideally, you can get your claims settled within a few minutes by opting for Digit bike insurance. 

1. Network Garages - Another reason why customers choose two-wheeler insurance for their Honda bikes from Digit is the availability of service centres across India. More than 2900 Digit network bike garages offer professional services and cashless repairs. 

1. Cashless Repairs - When you opt for services from Digit authorised repair centres, you can either choose a reimbursement facility or cashless. Under the latter, you need not pay anything for the repair costs as the insurer will pay on your behalf. 

1. IDV Customisation - Your bike’s Insured Declared Value decides on how much premium you need to pay for your insurance. Typically, an insurer calculates this value by subtracting the depreciation from the selling price set by the manufacturer. However, by opting for Digit two-wheeler insurance, you can customise this value as per your requirement and maximise your benefits. 

1. Range of Insurance Covers - While settling for Honda CBR insurance online, you can choose from the following insurance options offered by Digit:

• Third-party Damage Cover - This scheme covers third-party damages inflicted by your Honda bike. 

• Own Damage Bike Cover - A third-party insurance cover will not include own bike damages. Therefore, you can purchase a standalone own damage bike cover from Digit to cover damages caused to your Honda bike due to accidents and collisions. 

• Comprehensive Damage Cover - This is a well-rounded insurance scheme that covers both third-party and own bike damages. 

1. Add-on Covers - Digit offers a range of add-on benefits such as consumable cover, breakdown assistance, engine and gearbox protection cover and more for additional coverage on top of your base plan. 

Also, should you face any issues regarding your Honda CBR insurance, feel free to contact Digit’s customer service. They are at your service 24/7.

Bike insurance for your Honda CBR comes with several benefits such as follows:

• Reduces Financial Liability - Paying out of your pockets for Honda bike damage repair costs can disrupt your financial goal by further increasing the burden. A standard motorcycle insurance plan comes with a range of facilities like cashless repairs etc., which eases payment of damage repairs and in turn reduces financial liability. 

• Avoids Legal Repercussion - As per the Motor Vehicles Act mandates, no vehicle should ply on Indian roads without valid insurance. A fine of ₹2000 will be levied on your Honda bike if you drive without insurance. In case you repeat the offence, you will need to bear ₹4000. 

• Covers Personal Accident Damage - You might seriously injure yourself in a Honda CBR accident resulting in permanent total disability or even death. In such a scenario, a personal accident cover on your Honda CBR insurance will provide compensation for you and your family. 

• No Claim Benefits - When you opt for Honda CBR insurance renewal online, your insurer can offer a certain discount on the renewal price in case you maintain a claim-free year within the policy term. This discount, also known as No Claim Bonus, can range up to 50% based on your non-claim years. 

• Cover Third-party Liabilities and Own Bike Damages - Your Honda bike may cause damage to third-party property, person, or vehicle in the event of an accident or collision. In such an instance, there might be third-party liabilities and litigation issues that need immediate addressing. To that end, a third-party two-wheeler insurance policy may be helpful. In addition, to cover damages caused to your own bike due to accidents, theft, fire etc., you can obtain comprehensive insurance. 

Apart from this, you can avail a range of other benefits from your insurance provider. In this regard, you might want to consider insurers like Digit.

The features of Honda CBR bikes vary across the models. Here are some of the common features of this bike series:

• The former models of Honda CBR featured single-cylinder engines, whereas the current ones equip Inline-Four. 

• This bike range offers a mileage from 12.5 to 32 kmpl. 

• It speeds up to 135 to 299 km/hr. 

• The bikes’ curb weights range between 167 to 211 kg. 

• Honda CBR bikes’ seat heights vary from 784 to 834 mm. 

Although Honda CBR bikes pack in a number of attractive specifications, you must factor in the instances of accidents that can cause severe damages to your motorcycle and pockets, financially speaking. Therefore, it is vital to obtain Honda CBR insurance and protect your finances.