Honda XBlade Insurance

As the Indian Government has phased out the BS IV-compliant two-wheelers, Honda iterated the new XBlade in 2020. XBlade is a sporty commuter from Honda’s 160 cc segment underpinning the Unicorn and CB Hornet 160R.

Both the new and existing owners of this model should possess valid Honda XBlade insurance to cut off the hefty repairing and replacement expenses.

In India, several reputed insurance providers extend convenient policy schemes against cost-effective premiums. Digit Insurance is one among them.

Apart from comparing the insurance price offered by various insurers, you need to evaluate certain other factors to maximise your policy. In this regard, Digit Insurance is a step ahead of its competitors.

1. Online Scheme Purchasing/Renewing - Digit offers you the comfort of buying Honda XBlade insurance online. Further, you can also opt for Honda XBlade insurance renewal online. For that, simply sign in to your account.

1. Wide Range of Policy Covers - You can choose from the following policy schemes as per your requirement and budget.

1. Third-Party Policy - This is the most basic insurance cover providing financial assistance against third-party liabilities. That means Digit will pay the affected party in case your XBlade damages another vehicle, person or property. It also manages any litigation issue that may arise in such situations.

Note: Third-party policy does not offer Own Damage Protection. To utilise this coverage, third-party policyholders need to include Own Damage Cover separately to their base plans.

1. Comprehensive Policy - This is the most extensive XBlade insurance cover Digit offers. Under this scheme, you are financially secured from both own damage and third-party expenses. That means, if your car gets damaged in a flood, earthquake, fire or similar circumstances, Digit will bear the repairing cost or offer reimbursements. 

1. Instant Claim Settlement - Another reason to choose Digit Insurance over its competitors is its 100% digitised claim settlement process. Follow the given instructions to raise a claim in seconds.

1. Call on 1800 258 5956 to receive a self-inspection link on your registered mobile number

2. Click images of your damaged Honda XBlade and send them to the link

3. Select the mode of repair- “Reimbursement” or “Cashless”

1. Policy Modification with Add-ons - Digit offers you the leverage to elevate your base insurance plan by including any of the following add-on covers.

   • Consumable cover
   • Passenger cover
   • Return to invoice cover
   • Zero depreciation cover and many more

To continue the benefits of these add-ons after Honda XBlade insurance policy renewal, you need to revise your insurance price.

1. Insured Declared Value Alteration - The higher the IDV of your bike, the higher the compensation you will receive if your two-wheeler gets stolen or damaged beyond repair. Hence, Digit allows you to revise your motorcycle’s IDV. 

This service involves extra charges.

1. Round-the-Clock Customer Support - Digit’s customer care service is at your service to offer prompt and effective solutions to all your insurance-related questions.

1. Nationwide Garages - Over 2900 Digit network bike garages are present across the country. Also, each of them offers cashless repairs.

Furthermore, you can lower your insurance premiums by opting for higher deductibles and avoiding small claims. But compromising on such attractive benefits for lower premiums may be risky.

Go through the reasons to find the answer.

1. Free from Legal Consequences - Riding your XBlade without valid two-wheeler insurance documents attracts hefty penalties of ₹2,000 and ₹4,000 as per the Motor Vehicles Act of 1988. Besides, your driving license may get cancelled as a result of violating the law. 

1. No Hassle of Third-Party Liabilities - If your XBlade damages another vehicle, person or property, your insurer will take care of the expenses on your behalf.

1. Compensates for Personal Accident - If the rider dies or gets disabled (permanently or partially) in an accident, the insurance provider will offer a payout to the victim’s family members.

1. Provides Own Damage Protection - You can be rest assured to receive financial protection if your XBlade gets severely affected by flood, earthquake, fire, accident or any other threat.

1. Discounts on Premiums - Your insurance provider will reward you with a bonus if you do not raise any claim for a year. This reward acts as a discount on the succeeding premiums.

Therefore, obtaining two-wheeler insurance for Honda XBlade is significant to avoid hefty fines and repair costs.

Available in 2 variants and 4 colour options, Honda’s XBlade range delivers enhanced performance and improved fuel economy.

• Engine - The 162.71 cc PGM-FI NEWHET engine churns out 14 bHP of maximum power at 8,000 RPM along with a peak torque of 14.7 Nm at 5,500 RPM.

• Mileage - XBlade comes with a fuel tank of 14 litres offering an impressive mileage of 50 kmpl.

• Suspension and Brake - The suspension setup comprises telescopic forks and mono-shock absorbers. The Dual Disc version features petal disc brakes at either end with a single ABS channel offering better control for the braking system.

Additional Specifications

Honda proffers an array of provisions including-

• LED headlamp and tail lamp

• Link-type gear shifter

• Engine stop switch

• A digital metre indicating gear position, digital clock and service alerts

Regardless of such best-in-class features, XBlade is exposed to accidents like any other motorcycle. Thus, Honda XBlade insurance is the best option to unburden you from financial stress.