Hindustan Motors Ambassador Car Insurance

Following are the Add-ons for Hindustan Motors Ambassador Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

It is ideal to compare several insurers with their respective insurance plans before purchasing car insurance for Hindustan Motors Ambassador. This is a practical step in selecting an insurance plan that provides all-rounded benefits.

While comparing several insurance plans, you may consider the benefits that Digit provides in its car insurance policies:

1. Various Options for Insurance Plans

If you are choosing Digit insurance for Hindustan Motors Ambassador, you can select either of the insurance plan based on your requirement –

• Third-party Insurance Policy: According to the Motor Vehicles Act of 1988, all vehicle owners must purchase a third-party car insurance policy. Failure to abide by the same can attract penalties. This insurance plan provides financial coverage against damages caused by your vehicle to third-party property, individual or car. It also covers litigation issues arising from third-party accidents.
• Comprehensive Insurance Plan: With a comprehensive insurance plan, you can enjoy financial coverage against damages caused to your vehicle and liabilities arising from third-party accidents. Besides, it covers damages incurred by man-made or natural calamities and theft.

2. Benefits of Add-ons

Customise the comprehensive Hindustan Motors Ambassador car insurance with some of the following add-on policies against paying a nominal charge:

• Consumable cover
• Roadside assistance 
• Engine and gearbox protection cover
• Return to invoice cover

3. Convenient Claim Process

Digit allows you to file a claim against Hindustan Motors Ambassador car insurance online through a smartphone-enabled self-inspection process. In this, simply click and send the picture of the car damage.

4. Quick Settlement of Claims

The seamless digital insurance claim process allows this insurer to quickly settle such claims so that policyholders don't have to wait to receive compensation. Besides, choose either cashless or reimbursement mode of repair.

5. 9000+ Cashless Network Garages

You can avail cashless repairs from your nearest network garage. Moreover, enjoy 6 months warranty post-repair at any of the network garages.

6. 24x7 Customer Support

The customer support facility is available round the clock, even on national holidays, to resolve the queries of policyholders.

7. Customise IDV as Per Your Requirement

Digit allows you to select Insured Declared Value for your car. The premium payable towards a car insurance policy depends on the IDV. The higher the IDV, the more is the premium. High premiums may increase the Hindustan Motors Ambassador car insurance price, but you can receive a higher compensation to cover the financial loss against damages incurred on your insured vehicle.

8. No Claim Bonus

During Hindustan Motors Ambassador car insurance renewal, you can enjoy a discount on the premium payables if you have not filed an insurance claim in a particular policy year. Discounts on premiums can range from 20% to 50%, depending on the number of claim-free years.

Besides, when opting for Hindustan Motors Ambassador car insurance from Digit, you may increase the voluntary deductible to pay lower premiums to make it more cost-effective.