Honda CB Twister Insurance

Honda CB Twister is a standard 110 cc motorcycle launched by Honda Motorcycle and Scooter India in 2010. It was later discontinued in 2015.

Owing to its quality features, this motorcycle comes with top-notch performance and ensures driving safety. However, bike owners must not ignore the unfortunate accidents that can cause heavy damages to their commuters. 

Considering the financial dent that may arise from paying for those damages, one must remember to possess a valid Honda CB Twister insurance policy. 

A well-rounded two-wheeler insurance policy covers the cost of repair and curtails the financial burden. Moreover, obtaining bike insurance is easier in India due to the abundance of reputed insurance providers. One such insurer is Digit. 

Let's check out some of the benefits you can expect from this insurance company.

Besides offering competitive policy premiums, Digit bike insurance comes with a range of service benefits. They provide attractive tailor-made deals on your CB Twister insurance. 

To that end, here are some reasons why you might want to choose Digit as your insurer:

1. Coverage Options - Digit allows you to choose from any one of the following insurance options to secure your finances in case of unfortunate incidents:

• Third-party Damage Cover - This cover includes damages inflicted on a third-party person, vehicle or property by your Honda bike in case of accidents or collisions. Further, you can avoid litigation issues that may arise due to the accident under this scheme. 

• Own Damage Bike Cover - Apart from third-party damages, your Honda bike can also suffer heavy damages due to collision, fire etc., that requires repairing. In such an instance, you can cover repair costs by obtaining a standalone own damage bike cover from Digit. 

• Comprehensive Cover - If you are someone who prefers a comprehensive plan that provides complete coverage against both own bike and third-party damages, this plan must be your choice. 

1. Cashless Repairs - If you repair your CB Twister from a Digit authorised garage, you have the option of choosing a cashless facility. Under this facility, you need not pay cash to the repair centre as the insurer settles the amount directly. 

1. Vast Network of Cashless Garages - There are 2900+ Digit network bike garages across India from where you can avail cashless repairs. Therefore, if your Honda commuter meets with an accident at any place in India, you can straight away get services from one of these repair centres. 

1. Convenient Online Process - From Digit, you can obtain Honda CB Twister insurance online within a few minutes due to their technology-driven processes. Further, their practically paperless procedure allows you to upload documents other than presenting hard copies. 

1. Quick Claim Settlement - Thanks to Digit's smartphone-enabled claim process, you can expect a shorter turnaround time while receiving the claim amount. Also, it offers a self-inspection feature wherein you can detect your Honda bike damages directly from your smartphone. 

1. IDV Customisation - An Insured Declared Value (IDV) is an amount depending on which insurers decide the policy premium. They find out this value by subtracting the bike's depreciation from the manufacturer's selling price. You can customise this amount and maximise your benefits by opting for Honda CB Twister insurance from Digit. 

1. Add-on Policies - If you obtain a comprehensive bike insurance policy from Digit, you can avail of several add-on benefits as follows:

   1. Breakdown Assistance
   2. Return to Invoice Cover
   3. Engine and Gearbox Protection Cover
   4. Consumable Cover
   5. Zero Depreciation Cover

Other than this, you can get your doubts cleared regarding Honda CB Twister insurance renewal online process and the likes from Digit's responsive 24x7 customer support.

Valid bike insurance for your Honda CB Twister not only reduces your financial pressure but also helps you in avoiding legal repercussions. 

Given below are some lucrative benefits of availing Honda CB Twister insurance:

1. Helps in Avoiding Legal Liabilities - As per the Motor Vehicles Act, 1988, every driver should possess a minimum third-party insurance policy to avoid hefty fines. Without this basic insurance, you are liable to pay a fine of ₹2000 for a first-time offence and ₹4000 for repeating the same. Therefore, by availing insurance, you can avoid such fines and liabilities. 

1. Personal Accident Cover - You might get seriously injured in an accident involving your Honda commuter. In such a scenario, as per the IRDA rules, you and your family can receive financial support under the personal accident cover of your insurance policy. Further, serious injuries include permanent total disability or death. 

1. Reduces Third-party Liabilities - During accidents or collisions, your CB Twister can cause third-party damages that might increase your liability. However, a third-party bike insurance plan covers such liabilities completely. 

1. Offers No Claim Benefits - While you opt for Honda CB Twister insurance policy renewal, you can get discounts on the premium amount for every non-claim year within your policy tenor. This discount or No Claim Bonus ranges up to 50% depending on your insurer and the number of claim-free years. Further, if you can successfully claim less on your insurance, you can reduce your policy premium by opting for a voluntary higher deductible plan. 

1. Provides Own Bike Damage Coverage - A well-rounded comprehensive or standard Honda CB bike insurance covers damages caused to your motorcycle due to accidents, theft, natural or artificial disasters, etc. 

Furthermore, based on your insurer, you can avail of additional protection. In this regard, Digit can be a desirable choice.

Before obtaining Honda CB Twister insurance, let's take a look at some of the features of this motorcycle:

• Engine - It consists of a 4-stroke, air-cooled, SI engine that offers a displacement of 109.19 cc. Further, this bike model comes with a mileage of 65 kmpl.

• Transmission - CB Twister is available in manual transmission and features a 4-speed gearbox. 

• Chassis and Suspension - It equips a diamond designed chassis, telescopic fork front suspension and spring-loaded hydraulic rear suspension. 

• Dimensions and Weight - This 107 kg motorcycle has an 8-litre fuel capacity. Its dimensions are 1972 mm, 742 mm, and 1075 mm in length, width and height, respectively. 

• Electricals - It packs in a headlight, tail light, and a turn signal lamp with indicators of low fuel, oil and battery. 

Although this Honda commuter is loaded with attractive features, it is still susceptible to risks and damages. 

Therefore, you should obtain Honda CB Twister insurance to cover repair costs arising from such damages. In this regard, you can consider Digit insurance for its innumerable benefits and hassle-free application and claim processes.