Honda CLIQ Insurance

Honda's Cliq is the first attempt of the Japanese automaker to offer a 110 cc scooter to the targeted rural segment. More than 61% of Honda Motorcycle and Scooter India's total sales involve exports from this scooter segment.

Both the existing and new owners of this scooter should possess Honda Cliq insurance to ensure well-rounded financial security against probable accidental damage repair expenses.

Renowned insurance agencies such as Digit offer a wide range of policy schemes against affordable premiums.

When you pick an insurance provider, you need to evaluate certain other factors other than the insurance cost. Digit presents an array of lucrative benefits at competitive premiums. 

1. Convenient Policy Options - Digit understands the diverse requirements of its customers and crafts its insurance covers in accordance. The insurer offers-

1. Third-Party Cover - Under this cover, you are free from bearing third-party liabilities inflicted by your Cliq scooter. That means Digit will provide financial aid to the affected party for the losses on your behalf. Further, it relieves you from any litigation issue that may arise.

However, a third-party Cliq insurance scheme does not offer own damage cover. Therefore, to elevate your cover, you need to opt for standalone own damage protection.

1. Comprehensive Cover - Under this cover, you will obtain complete protection against third-party liabilities and own bike damages expenses. That means, if your Cliq gets damaged in a flood, earthquake, fire or any other threat, your insurer will bear the required costs.

1. Buy or Renew Policies Online - Digit gives you the option to buy or renew Honda Cliq insurance online. For Honda Cliq insurance renewal online, sign in to your existing accounts. New customers can visit Digit's official website to scroll through the listed policy plans.

1. Instant Claim Settlements - Digit Insurance brings you a 100% digitised smartphone-enabled self-inspection process to help you file claims hassle-free and in the least possible time. Follow the instructions for the same-

1. Dial 1800 258 5956 to get a self-inspection link on your registered mobile number

2. Attach images as evidence of your claim 

3. Choose between the 'Reimbursement' or 'Cashless' mode of repairs

1. IDV Modification - Digit offers you the option to increase or decrease your Cliq's Insured Declared Value at your convenience. Higher IDV assures higher compensation in case of complete loss of irreparable damage to your scooter. For this facility, you need to increase your premiums payable.

1. Elevate Coverage with Add-ons - To further strengthen your base policy, you can include any of the following add-ons Digit Insurance offers-

   • Zero depreciation cover
   • Consumable cover
   • Passenger cover
   • Return to invoice cover and many more

Note: To continue them after renewing your existing policy, you have to increase your Honda Cliq insurance policy renewal price marginally.

1. Vast Garage Network - Now, you can travel anywhere in India tension-free. Over 2900 Digit network bike garages are at your service, offering cashless repairs. 

1. 24x7 Customer Support - You can connect with Digit's customer support team for fast and reliable assistance at any time of the day. 

Now, you can lower your Honda Cliq insurance premiums by choosing higher deductibles and refraining from small claims. However, excluding lucrative benefits to bring down the premiums do not assure well-rounded protection.

Several factors make the two-wheeler insurance policy compulsory in India. They are as follow-

1. Protection from Legal Consequences - If you fail to obtain two-wheeler insurance for Honda Cliq, be ready to pay a penalty of ₹2,000. On repeating the offense, you will be fined ₹4,000. Also, there are other repercussions such as driving licence confiscation and jail for up to 3 months for violating the law.

1. Benefits of No Claim Bonus - On completing a claim-free year, your insurance provider will reward you with a bonus. This bonus acts as a discount on premiums. In addition, you can carry forward this benefit after renewing your existing policy as well.

1. Covers Own Damage Expenses - If your car undergoes damage in the eventualities such as natural disaster, vandalism, fire, theft and other threats, your insurer will compensate for the losses against your comprehensive policy.

1. Offers Third-Party Coverage - In case your Cliq scooter inflicts damage to another vehicle, person or property, your insurer will take care of the charges on your behalf. Also, this scheme is compulsory to obtain.

1. Compensates for Personal Accidental Damages - If the policyholder dies or undergoes permanent/partial disability in a bike accident, the insurance agency will offer a payout to compensate for such a loss.

Therefore, buying or renewing motor insurance policies is a must for every two-wheeler owner in India.

Honda's Cliq is one of the most affordable automatic scooters targeted towards India's rural and semi-urban market. The model borrowed mechanical and cosmetic specifications from Activa 4G.

• Engine - Honda installed the 109.19 cc air-cooled motor coupled with a CVT gearbox. It produces 8 bHP of maximum power at 7,000 RPM and 8.94 Nm of peak torque at 5,500 RPM. 

• Weight - The kerb weight of the scooter is 102 kg.

• Mileage - Honda Cliq offers a mileage of around 60 kmpl.

• Riding Ergonomics - The lighter front end helps to manoeuvre through short spaces efficiently.

Other Notable Features

• Honda's iconic Combi-brake system is a prime addition to the Cliq scooters providing optimum road safety. It ensures improved brakeforce and minimal risk of losing the front wheel while braking.

• Cliq models come with a USB charging facility. This feature is not available in any other 100 cc motorcycle in India.

All these features are not enough to save your Cliq scooter from possible chances of accidental and other damages. Therefore, you must secure Honda Cliq insurance to ensure maximum financial security.