Honda Eterno Insurance

Honda’s maiden attempt in the 150 cc segment offered a geared scooter named Eterno. Launched in 2002, Eterno boasted an inoffensively bulky stylish at the time.

If you still have this model in your two-wheeler collection, opt for Honda Eterno insurance to safeguard your finances against accidental damages.

Now, there are plenty of insurance companies available in India. So before you choose one, you should factor in other pointers besides insurance cost. Digit Insurance, in this regard, offers lucrative benefits. 

Digit brings a plethora of additional benefits against competitive premiums. Let us take a look at the offerings.

1. Convenient Policy Options - At Digit, you have the option to select a policy scheme as per your requirements and budget.

1. Third-Party Insurance - As per the Motor Vehicles Act of 1988, obtaining a third-party policy is compulsory for every Indian two-wheeler owner. Under this cover, Digit will take responsibility to compensate the third-party liabilities inflicted by your bike. Also, the insurer will take care of all the litigation issues that may arise.

1. Own Damage Protection - Apart from accidents, several other threats like flood, fire, earthquake, theft, and others may inflict damage to your Eterno. The purpose of this scheme is to provide financial aid against such losses. However, a third-party policy does not offer this coverage. Therefore you have to buy standalone own damage protection to secure maximum financial security.

1. Comprehensive Insurance - This one is an extensive policy scheme. You can utilise both third-party and own damage protection under this scheme. Further, you can obtain additional covers to elevate your base policy.

1. Buy/Renew Policies Online - To avoid the hassle of purchasing or renewing policies, Digit presents Honda Eterno insurance online. If you are a new customer, visit the insurer’s official website and select a plan at your convenience. For Honda Eterno insurance renewal online, sign in to your respective accounts and renew policies in no time.

1. High Claim Settlement Ratio - Digit has an impressive record of settling the maximum number of claims in minimum TAT. Further, the insurer extends a smartphone-enabled self-inspection system to streamline the process. You just have to upload the images of your damaged bike on the system to file your claim.

1. Customised IDV - You can adjust your IDV to maximise the protection. Digit allows you to increase or decrease the Insured Declared Value at your convenience. Higher IDV offers a higher payout in case of theft or irreparable damages. To utilise this benefit, increase your premiums marginally.

1. Add-ons Offered - Another way to strengthen your base policy is by including any of the following add-ons Digit provides. You can pick your preferred protection from the below list-

   • Return to Invoice Cover
   • Engine and Gearbox Protection
   • Consumable Cover
   • Roadside Assistance and others

You can continue these add-on protections by revising your Honda Eterno insurance policy renewal price.

1. 24x7 Customer Support - Resolve any insurance related query instantly on 1800 258 5956. Digit’s customer support team guarantees reliable solutions.

1. Wide Network of Garages - Over 2900 Digit network bike garages are available in India and offer cashless repair against your Eterno insurance. So, now you can ride your old Eterno scooter hassle-free anywhere within the country.

Now, you have the option to lower your premiums by opting for higher deductibles and refraining from unnecessary claims. But low premiums do not provide well-rounded protection. Thus it is best not to compromise on the premiums.

The below list of reasons will help you understand the significance of two-wheeler insurance in India.

1. Legal Compliance - As per the Motor Vehicles Act 1988, it is mandatory to obtain motor insurance for financial protection. Any violation will cost you a lump sum penalty of ₹2,000 for first-time and ₹4,000 for repeating it. Other punishments for breaching the law include up to three months imprisonment and licence cancellation.

1. Third-Party Liability Coverage - Your two-wheeler insurance for Honda Eterno extends third-party coverage. That means your insurer will bear all the expenses in case your bike damages or injures another vehicle, person or property.

1. Own Damage Cover - In the event of flood, earthquake, fire, theft and other unavoidable circumstances, your policy will provide complete financial protection. 

1. Personal Accident Protection - A bike accident may lead to the death or disability (permanent or partial) of the owner. Under such an unfortunate incident, the insurance provider will extend compensation to the policyholder’s family members.

1. Discounts on Premiums - For every non-claim year, your insurer will reward you with an attractive bonus that discounts your succeeding premium. 

Digit offers a straight 50% off on policy premiums for five claim-free years.

Therefore, to utilise protection against the said scenarios, it is crucial to buy or renew insurance policies timely.

After a successful tenure of seven years in the Indian two-wheeler market, Honda discontinued the model in 2009. Thus, it is not easy to find authentic replacement parts for this bike. 

Besides, the cost of repair will also be high. In this respect, it is necessary to possess Honda Eterno insurance to relieve yourself of the financial burden.

Here are some interesting facts about this model

• Eterno featured a 147.7 cc 4-stroke, single-cylinder, air-cooled motor churning out a maximum power of 8.2 bHP at 6,000 RPM and 10.63 of peak torque at 4,000 RPM.

• The ARDAI claimed mileage of Eterno was 64 kmpl.

• Honda Eterno’s kerb weight was 125 kg offering a top speed of 86 kmpl.

• The model had a fuel capacity of 4.5 litres only.