Honda Gold Wing Insurance

In the prevalent trend of big bagger cruisers, the Japanese multinational automaker Honda introduced Gold Wing that offers an unfaltering touring experience. Keeping the ethos of Gold Wing intact, the revised version exhibits state-of-the-art features.

Bookings for Honda Gold Wing are available across India. If you have already booked your model, secure Honda Gold Wing insurance to ensure maximum financial security.

In India, it is easy to obtain motor insurance due to the easy availability of insurance companies. However, before choosing one, factor in what other benefits your insurer offers besides affordable insurance prices.

In this regard, Digit Insurance is an excellent choice.

Digit is a popular option to buy or renew two-wheeler insurance due to the following reasons.

1. Wide Range of Options - At Digit, you can choose among the following scheme options as per your budget and requirements. 

1. Own Damage Cover - Under this scheme, you can expect complete protection from the damages inflicted to your bike by floods, earthquakes, fire, theft and other threats. 

1. Third-Party Cover - This scheme only offers financial assistance in case your Gold Wing damages or injures another vehicle, person, or property. Also, it tackles all the litigation issues.

The third-party liability policy does not cover own damages. If you want to include own damage protection, opt for the cover separately.

1. Comprehensive Cover - This is an extensive coverage offering both own damage and third-party protection. In fact, you can elevate your base policy by including optional add-on covers.

1. Additional Add-ons - Comprehensive policyholders can strengthen their policy further by including add-on covers like-

   • Zero Depreciation Cover
   • Consumable Cover
   • Return to Invoice Cover
   • Engine and Gearbox Protection and others

You can also carry these add-ons by improving your Honda Gold Wing insurance policy renewal cost.

1. 100% Digitised Claiming Facility - Digit offers you a smartphone-enabled self-inspection process to streamline the hassle of claiming your Gold Wing insurance. All you have to do is upload relevant images from your registered mobile number. 

1. Online Purchasing/Renewal Option - Another probable reason to choose Digit is its Honda Gold Wing insurance online facility. If you are a new customer, then visit the official website to check out the policy plans along with the rates. For Honda Gold Wing insurance renewal online, log in to your account by entering your registered mobile number.

1. IDV Modification - Higher Insured Declared Value offers higher payouts in the event of complete loss or irreparable damage to your bike. Now, to utilise maximum compensation in such cases, revise your IDV by improving your premiums.

1. 2900+ Network Garages - Digit network bike garages are located nationwide. Further, all these garages accept cashless claims. So, now you can go on a ride anywhere in India tension-free.

1. Dependable Customer Care Support - Digit has an efficient customer care support team offering prompt and reliable assistance against all your insurance-related doubts. Regardless of the time, connect with Digit to solve your queries. 

Now, there are other ways to reduce your premiums. You can select higher deductibles and avoid unnecessary claims for the same. But, compromising such lucrative offers for lower Gold Wing insurance premiums is not a wise choice.

A two-wheeler insurance policy is significant in India due to the following reasons.

1. Protects from Legal Repercussions - The Motor Vehicles Act of 1988 states that all the two-wheelers plying on the Indian streets must be secured with a third-party insurance policy. Elsewise, you are liable to pay a fine of ₹2,000 and ₹4,000. Further, such violation involves punishments like jail for up to 3 months and driving licence confiscation.

1. Covers Third-Party Expenses - Two-wheeler insurance offers financial aid against the expenses involved in third-party damage. That means, if your Gold Wing damages any other vehicle, person or property, your insurance provider will bear the entire cost.

1. Provides Personal Accident Protection - Accidents can be severe enough to kill or disable the rider permanently or partially. Therefore, the IRDAI has mandated Personal Accident cover for every motorcycle owner. Under this cover, the policyholder’s family members will receive payouts in such an unfortunate incident.

1. Pays Own Damage Cost - Threats such as natural calamities, vandalism, fire, theft are unavoidable. Also, they may inflict massive damage to your Honda Gold Wing. A comprehensive policy is an ideal option to avoid financial drain due to such cases.

1. Offers Discounts on Premiums - You can earn a bonus for not filing any claim for an entire year. This bonus serves as a discount on premiums. Therefore, avoiding unnecessary claims will significantly bring down your policy premiums.

Due to all these reasons, it is essential you buy or renew your two-wheeler insurance for Honda Gold Wing on time.

The new Gold Wing exhibits a honed and sturdy body. Its styling reflects a unique silhouette and counterpoint comfort. Currently, the bike is available in 2 variants- Manual and Dual Clutch transmission options.

• Engine - Gold Wing is installed with a powerful 1833 cc, 4-cylinder, liquid-cooled, 4-stroke, 24 valve SOHC Flat-6 motor generating 93 kW of maximum power at 5,500 RPM and a peak torque of 170 Nm at 4,500 RPM, respectively.

• Suspension - The variants feature double-wishbone at both ends, along with a pro link system at the back. In addition, the suspension setup consists of twin 320 mm discs with 6-piston callipers at the front. And at the rear, you will find a single 316 mm rotor with a 3-piston calliper.

• Additional Features - Gold Wing comprises an extensive feature list, including-

• Full-LED headlamp

• Electronically adjustable screen

• Audio and speaker system

• 2 USB Type-C ports

• 7-inch TFT screen

• Gyrocompass navigation

• Passenger audio control

• Apple CarPlay and Android Auto

• Smart Key operation 

• Cruise control 

• ABS

• Honda Selectable Torque Control and others

Additionally, the models offer 4 riding modes- Tour, Sport, Econ and Rain. 

Regardless of such high-tech features, your Gold Wing is not entirely safe from accidental damages. Besides being highly-priced, the repairing cost and replacement parts will be expensive. Therefore, Honda Gold Wing insurance is the only option to avoid such hefty expenses.