Rising urbanisation, improvements in the road infrastructure, and a hike in the number of customers have substantially catalysed the demand for two-wheelers in India. Moreover, the surge is not only limited to affordable models but also high-end ones.

When buying a bike in India, securing it with two-wheeler insurance is crucial, as mandated by the Motor Vehicles Act of 1988. It provides financial protection against accidents, theft, and damage, safeguarding you and your investment. 

Having bike insurance also saves you from hefty traffic fines, license suspension and even legal trouble.

This article will provide a detailed analysis of the 15 best bikes under ₹2 lakhs to help you invest your money in the ideal model. 

1. Royal Enfield Classic 350 | Starting ₹1.93 lakh

Source: checkraka

Compared to its ancestors, the Classic 350 has undergone massive modifications, including a signature round headlamp, split-style saddle, a side-slung exhaust, LCD screen speedometer, and more. 

Besides, the retro-style cruiser unit receives its power from a sturdy motor that delivers a maximum power of 20.2 HP at 6,100 rpm. 

The RE Classic 350 is now available in 5 variants and 12 colour options and is among the best-selling models in India from the stable of Royal Enfield.

Key Specifications:

• Engine Type: Air-oil-cooled, 4-stroke, single-cylinder
• Displacement: 349 cc
• Mileage: 35 kmpl (approx.) 
• Max Power: 20.2 HP 
• Torque: 27 Nm
• Top Speed: 120 kmph (approx.)
• Fuel Capacity: 12.5 litres
• Brakes: Disc brake at the front and a drum brake at the rear
• Suspension: 41 mm telescopic fork and a twin rear shock absorber suspension
• Kerb Weight: 195 kg

2. KTM 200 Duke | Starting ₹1.93 lakh

source: zigwheels

This sports bike comes with a powerful motor that produces a maximum power of 25 PS at 10,000 rpm. 

In addition, the Austrian two-wheeler expert incorporates world-leading refinements reflecting its elder sibling, 250 Duke, that comprises halogen headlamps with LED DRLs and tail lamps, a digital instrument console, etc.

Key Specifications:

• Engine Type: Single-cylinder, liquid-cooled
• Displacement: 199.5 cc
• Mileage: 33 kmpl (approx.) 
• Max Power: 25 PS 
• Torque: 19.2 Nm 
• Top Speed: 142 kmph (approx.)
• Fuel Capacity: 13.5 litres
• Brakes: Disc front and rear brakes with dual-channel ABS
• Suspension: WP-USD, AER 43 front and WP mono-shock rear
• Kerb Weight: 159 kg

3. Suzuki Gixxer SF 250 | Starting ₹1.92 lakh

Source: suzukimotorcycle

Gixxer SF 250 extracts the best features from Suzuki’s reasonable models and high-end sports bikes like Hayabusa. It features a robust motor generating 26.5 HP of power at 9,300 rpm. 

Suzuki has incorporated comfort and design quotients such as an LED tail lamp, full LED headlamps, a fully digital instrument console, split grab rails for pillion riders, dual-barrel exhaust, and more. 

Key Specifications:

• Engine: Single cylinder, oil-cooled
• Displacement: 249 cc
• Mileage: 38 kmpl (approx.) 
• Max Power: 26.5 bhp 
• Torque: 22.2 Nm 
• Top Speed: 150 kmph (approx.)
• Fuel Capacity: 12 litres
• Brakes: Disc brakes in the front and rear with ABS
• Suspension: Telescopic at the front and mono-shock at the rear
• Kerb Weight: 161 kg

4. Yamaha R-15 V4 | Starting ₹1.82 lakh

source: yamahamotorindia

Yamaha has engineered the R15 V4, maintaining robust build quality and advanced refinements that deliver power-packed performance across varied road conditions. It sports a 155cc motor that dishes out a maximum power of 18.1 HP at 10,000 rpm. 

Key Specifications:

• Engine: Liquid-cooled, 4-stroke, SOHC, 4-valve
• Displacement: 155 cc
• Mileage: 60 kmpl (approx.) 
• Max Power: 18.1 BHP 
• Max Torque: 14.2 Nm
• Top Speed: 150 kmph (approx.)
• Fuel Capacity: 11 litres
• Brakes: Disc brakes in the front and rear with ABS
• Suspension: Upside-down front forks and linked-type monocross suspension
• Kerb Weight: 142 kg

5. Oben Rorr | Starting ₹1.55 lakh

source: zigwheels

Oben Rorr, an electric bike by the Indian electric vehicle manufacturer Oben Electric, is another top bike under 2 lakhs on our list. It offers the longest battery range in the two-wheeler segment in India. 

The Oben Rorr displays optimum safety features and performance with a smart design and is available in 3 colours. This 1000-watt IPMSM-powered e-bike features a range of 200 km on a full charge.

Key Specifications:

• Motor type: Permanent magnet motor
• Power: 10 kW
• Torque: 62 Nm
• Battery Capacity: 4.4 kWh
• Range: 200 km/charge
• Top Speed: 100 km/hr
• Brakes: Disc brakes at front and rear with CBS as standard
• Suspension: Telescopic fork at the front and a mono-shock at the rear
• Kerb Weight: 130 kg
• Charging Time: 2 hrs

6. Bajaj Pulsar NS200 | Starting ₹1.49 lakh

Source: aeplcdn

Re-launched with an upside-down fork suspension and dual channel ABS, the Bajaj Pulsar NS200 offers optimum control. It boasts a BS6-compliant motor that produces a power of 24.5 PS at 9,750 rpm and is among the best-selling bikes from the house of Indian two-wheeler giant - Bajaj. 

To give it a sportier look, Bajaj has made some tweaks with a digital speedometer, multi-reflector headlamp, contoured split seats, split rear grab rails, etc.

Key Specifications:

• Engine: Single-cylinder, liquid-cooled
• Displacement: 199 cc
• Mileage: 40.84 kmpl (approx.) 
• Max Power: 26.5 bhp 
• Torque: 22.2 Nm 
• Top Speed: 125 kmph (approx.)
• Fuel Capacity: 12 litres
• Brakes: Disc with a floating calliper at both ends
• Suspension: Telescopic fork at the front and a mono-shock at the rear
• Kerb Weight: 156 kg

7. Honda CB200X | Starting ₹1.46 lakh

Source: overdrive

The last model is the Honda CB200X, which flaunts appealing aesthetics, comprising a tinted windscreen, knuckle guards with built-in LED turn signals, raised handlebar, engine sump guard, full-LED headlamp, tail lamp and turn signals, completing its touring traits. 

It is one of the best bikes in the 200 cc segment, delivering a power of 17 PS at 8,500 rpm.

Key Specifications:

• Engine: Air-cooled, 4-stroke, SI
• Displacement: 184.4 cc
• Mileage: 40-45 kmpl (approx.) 
• Max Power: 17 PS 
• Torque: 15.5 Nm
• Top Speed: 130 kmph (approx.)
• Fuel Capacity: 12 litres 
• Brakes: Dual petal disc brakes with a single-channel ABS
• Suspension: USD fork at the front and mono-shock at the rear
• Kerb Weight: 147 kg

8. Bajaj Avenger 220 Street | Starting ₹1.43 lakh

Source: bajajauto

The Bajaj Avenger 220 Street is a bike that combines the style of a cruiser with the performance of a street bike. It has a 220 cc oil-cooled engine that delivers 19.03 PS of power and 17.55 Nm of torque.

It also has single-channel ABS and a front disc brake for safety. The bike has a low and long profile, a street control handlebar, and a wide seat for comfort. 

Key Specifications:

• Engine: Single cylinder, oil-cooled, twin spark DTS-i, 4-stroke
• Displacement: 220 cc
• Mileage: 40 kmpl (approx.) 
  
• Max Power: 17 PS 
• Torque: 15.5 Nm
• Top Speed: 120 kmph (approx.)
• Fuel Capacity: 13 litres 
  
• Brakes: Front disc and rear drum with single-channel ABS
• Suspension: Telescopic with double anti-friction bush at the front and twin shock absorber at the rear
• Kerb Weight: 163 kg

9. Yamaha MT 15 | Starting ₹1.4 lakh

Source: yamahamotorindia

Yamaha MT 15 leads the segment of best sports bikes under 2 lakhs with its sportier and off-beat appeal, including a traction control system, dual channel ABS, upside-down front forks, an aluminium swingarm, and more. 

Moreover, its robust engine delivers a power of 18.4 PS at 10,000 rpm.

Key Specifications:

• Engine: Liquid-cooled, 4-stroke, SOHC, 4-valve
• Displacement: 155 cc
• Mileage: 57 kmpl (approx.) 
• Max Power: 18.4 PS 
• Torque: 14.1 Nm 
• Top Speed: 130 kmph (approx.)
• Fuel Capacity: 10 litres 
• Brakes: Disc brakes at both ends with ABS
• Suspension: Telescopic front fork and a linked type monocross
• Kerb Weight: 138 kg

10. Honda Hornet 2.0 | Starting ₹1.39 lakh

Source: bikedekho

Honda Hornet 2.0 is the replacement for its best-selling model CB Hornet 160R. The Hornet 2.0 remains unchanged in terms of styling, highlighting golden USD forks, LCD instrument console, LED lighting system, hazard switch and many more. 

Furthermore, its BS-6-compliant powertrain generates a maximum power of 17.26 PS at 8,500 rpm.

Key Specifications:

• Engine: 4-stroke, SI, single cylinder
• Displacement: 184.40 cc
• Mileage: 40-45 kmpl (approx.) 
• Max Power: 17.26 PS 
• Torque: 16.1 Nm 
• Top Speed: 130 kmph (approx.)
• Fuel Capacity: 12 litres 
• Brakes: Disc brakes at the front and rear with single-channel ABS
• Suspension: Golden upside-down (USD) front fork and mono-shock rear
• Kerb Weight: 142 kg

11. Yamaha FZS FI V4 | Starting ₹1.29 lakh

Source: bikewale

The FZ series from Yamaha has been a buzz for a decade in the Indian two-wheeler market. The BS-6-compliant motor churns out a maximum power of 12.4 PS at 7,250 rpm. 

Its FZS FI V4 version deserves a special mention as it exhibits a best-in-class feature list that includes single-channel ABS, an aggressive fuel tank, chrome trim around the false air intake vents at the front and others. 

Key Specifications:

• Engine: Air-cooled, 4-stroke, 2-valve, SOHC
• Displacement: 149 cc
• Mileage: 45 kmpl (approx.) 
• Max Power: 12.4 PS 
• Torque: 13.3 Nm 
• Top Speed: 115 kmph (approx.)
• Fuel Capacity: 13 litres 
• Brakes: Disc brakes at the front and rear with single-channel ABS
• Suspension: Telescopic fork at the front and 7-step adjustable monocross suspension at the rear
• Kerb Weight: 136 kg

12. TVS Apache RTR 160 4V | Starting ₹1.24 lakh

Source: tvsmotor

The Apache series from TVS has been a mainstay on the racetrack since its inception, especially the RTR 160 4V version. 

It has undergone significant modifications, reflecting a contemporary appeal with features such as an engine cowl, fuel tank scoops, a digital display, a headlamp with 2 LED daytime running lights, LED tail lamps and more. 

Coming to its performance, the RTR 160 4V is packed with cutting-edge race tech. Further, it derives its power from a fuel-injected motor that dishes out a power of 19.2 PS at 9,250 rpm.

Key Specifications: 

• Engine: Single-cylinder, 4-stroke, oil-cooled
• Displacement: 159.7 cc
• Mileage: 53 kmpl (approx.)
• Max Power: 19.2 PS 
  
• Torque: 14.2 Nm 
• Top Speed: 114 kmph (approx.)
• Fuel Capacity: 12 litres 
• Brakes: Disc brake at the front and drum at the rear
  
• Suspension: Telescopic forks front suspension and a preload-adjustable rear mono-shock suspension
• Kerb Weight: 144 kg

13. Revolt RV 400 | Starting ₹1.14 lakh

Source: gizmochina

The Revolt RV 400 is an AI-enabled motorcycle with many unique features, such as different sounds to choose from and the ability to locate and limit the bike’s movement. The electric bike has a strong frame that provides excellent control, safety and durability.

It is now one of the best-performing electric bikes in India, with a robust 3KW mid-drive motor.

Key Specifications:

• Motor type: Mid-drive motor
• Power: 3 kW
• Torque: 170 Nm
• Battery Capacity: 3.24 kWh
• Range: 180 km/charge
• Top Speed: 85 km/hr
• Brakes: Disc brakes at the front and rear
• Suspension: Telescopic fork at the front and an adjustable mono-shock at the rear
• Kerb Weight: 108 kg
• Charging Time: 4.5 hrs

14. TVS Raider 125 | Starting ₹95,219

Source: bikewale

Available in 4 variants, the TVS Raider is among the top naked bikes that come with an affordable price tag. 

Its aesthetic lists include an LED headlamp, body-coloured fender and headlamp cowl, aluminium grab rail, split-style saddle, 5-inch digital display, and many others. In terms of mechanical specifications, its motor produces a power of 11.2 HP at 7,500 rpm.

Key Specifications:

• Engine: Air-oil-cooled, 3-valves, single cylinder
• Displacement: 124.8 cc
• Mileage: 67 kmpl (approx.)
• Max Power: 11.38 PS 
• Torque: 11.2 Nm 
• Top Speed: 99 kmph (approx.)
• Fuel Capacity: 10 litres 
• Brakes: Disc brake at the front and drum brake at the rear
• Suspension: Telescopic at the front and a 5-step preload-adjustable mono-shock at the rear
• Kerb Weight: 123 kg

15. Hero Splendor Plus | Starting ₹75,141

Source: heromotocorp

Hero Splendor Plus is an ideal option for individuals looking for commuter bikes with 50-80 kmpl mileage. 

Apart from its low maintenance and power-packed performance, it is among the top preference models, thanks to its powerful motor churning out a maximum power of 7.91 HP at 8,000 rpm. 

Key Specifications:

• Engine: Single-cylinder, air-cooled, 4-stroke, OHC
• Displacement: 97.2 cc
• Mileage: 65 kmpl (approx.) 
• Max Power: 7.91 HP 
• Torque: 8.05 Nm
• Top Speed: 87 kmph (approx.)
• Fuel Capacity: 9.8 litres 
• Brakes: Drum brakes at both ends with IBS
• Suspension: Telescopic hydraulic shock absorbers front suspension and adjustable 5-step hydraulic shock absorbers rear suspension
• Kerb Weight: 110 kg