Two Wheeler Insurance

Cashless Garages

For Repair

Zero Paperwork

Required

24*7 Claims

Support

Get Instant Policy in Minutes*

Previous policy expiry

Not Expired

Expired

Registration Number

City

I agree to the Terms & Conditions

It's a brand new bike

Scooter vs Motorcycle: Which One is Better for You?

If you are looking to buy a two-wheeler for your daily commute and don’t have preferences, this question has probably crossed your mind - ‘Motorcycle vs scooter - which one is better?’

Back in the 70s and 90s, ‘scooter’ or ‘scooty’ would have been the answer to this question.

However, since then, the stylish and faster bikes did not take much time to win people’s hearts. A change in scenario occurred again in the late 90s when scooters came back with brand new looks and features.

When you buy a bike or scooter in India, it is crucial to secure it with two-wheeler insurance, as mandated by the Motor Vehicles Act of 1988. It provides financial protection against accidents, theft and damage, safeguarding you and your investment.

Having two-wheeler insurance also saves you from hefty traffic fines, license suspension and even legal trouble.

Team Digit

When is a Scooter Better Than a Bike?
When is a Bike Better Than a Scooter?
Tips for Safer Riding
Frequently Asked Questions

What are the Differences Between Scooters and Bikes?

The following are the major differences between scooters and bikes:

Basis	Scooter	Bikes
Usability	Ideal for shorter distances.	Meant for longer distances.
Convenience and Comfort	Smaller structure, gearless feature, ease of manoeuvring and lightweight framework.	Bigger structure, high engine capacity, bigger fuel tanks, shock absorbers, and powerful headlamps.
Price	Generally lower than motorcycles.	Higher than scooters.
Ease of Learning	It is easy to learn for beginners as they usually pack in an automatic transmission system.	Harder to learn because of their manual transmission system.
Fuel Efficiency or Mileage	Scooters usually give you less mileage than bikes.	Motorcycles can produce higher mileage even with the same engine capacity.
Engine Size	The engine displacement of top scooters can be around 80-150 cc.	Engine displacement of top bikes available in India can go all the way up to 1000 cc.
Wheel Stability	Scooters do not provide enough wheel stability as they have smaller tyres.	Larger tyres and longer wheelbases of motorcycles provide higher stability at high speed as well as on rough surfaces.
Speed and Performance	Scooters have a lower top speed than bikes.	Motorcycles can produce higher top speeds owing to their larger wheels and engines.
Storage Space	Every scooter brings along an adequate storage space under the seat.	Bikes come with little to almost no storage space.
Frequency of Refuelling	The smaller fuel tank of scooters holds less fuel, which makes you refuel them frequently.	The larger fuel tank of motorcycles allows you to ride longer distances without worrying about refuelling.
Mobility	Its smaller wheelbase allows better turning and manoeuvring.	The longer wheelbase of a motorcycle does not allow preciseness to manoeuvre and turn at a low speed.
Safety	Scooters are safer because of their low top speed.	Bikes are considered less safe due to their much higher top speed.
Maintenance	The simple design and mechanism of a scooter do not need much maintenance.	A motorcycle has a more complex mechanism that costs more to maintain.

When is a Scooter Better Than a Bike?

When you want something more compact, easier to navigate, or bunched up in tight places—like crowded city streets—a scooter often is better than a bike. However, bikes may be more suitable for longer and rougher distances since they are more reliable and comfortable.

A scooter can sometimes be a better choice than a bike. Here is how:

Light and Manageable

Generally, scooters are lighter in weight compared to bikes. This factor makes them quite easy to control and navigate. This can be very beneficial for riders who are new or who find it difficult to handle heavy vehicles.

Easy to Learn

Scooters have simple controls and less complicated designs than bikes, so they are much faster to learn than bikes. With this, new riders can get comfortable riding much faster with reduced stress levels.

Better Mobility and Parking

Scooters are stable at low speeds and can more easily navigate narrow places. At the same time, their compact size also allows them to fit into tighter parking spots, making urban parking easier.

Reduced Accident Risk

The normal speed for scooters is slower; thus, the risks of hard falls are lower compared to higher-speed bikes. This makes them a much safer option for everyday use, especially in city environments.

Convenient Storage

Most scooters come fitted with built-in storage spaces or compartments, some of which include under-seat storage or small front baskets. This allows riders to move around with their everyday stuff, like groceries or personal items.

Ideal for Short Commutes

Their compact size and ease of use make them perfect for daily short trips. They work best for running quick errands or short commutes requiring a manageable amount of parking and storage spaces.

Affordable Insurance

In most cases, scooter insurance premiums are less than those for bikes because scooters run at a slower speed, and the risk of major accidents is lower. This can save scooter owners a fair amount of money over time.

Cheaper Maintenance Charges

Generally, a scooter has fewer moving parts and fewer mechanisms than a bike; this makes it less costly in terms of maintenance and repair. Routine maintenance is also cheaper, making scooters the more economical choice in the long run.

When is a Bike Better Than a Scooter?

Despite scooters having so many perks, bikes have several reasons to be chosen over them. Below are some of the advantages of motorcycles:

Better Fuel Efficiency

Bikes give better fuel mileage than scooters so you can go further on several litres of fuel. This happens because their engines are more refined, and fuel consumption is better.

Longer Rides

Having bigger fuel tanks and longer wheelbases, bikes are more suitable for long trips. This provides better comfort and stability over larger distances than a scooter.

Less Frequent Refuelling

With bigger tanks, bikes should be refuelled less often on long journeys. This facility is especially useful in long rides where frequent petrol pumps are unavailable.

More Power and Torque

Generally, bikes have bigger engines with higher displacement; thus, they can deliver more power and torque. This ensures better acceleration and overall performance for varied riding conditions.

Better Stability

Motorcycles have more wheel stability at high speed and are more suited to rough or uneven terrain. They have been designed with large wheels and suspension systems that provide better stability and control.

Better Performance

Motorcycles mostly have better acceleration, higher top speeds, and much smoother engine operation. They feature advanced engines with much-refined mechanics that render better performance overall.

More Durability

Motorcycles are constructed from heavier and stronger materials; hence, they are more durable and can withstand harsh conditions. This durability comes in handy when riding through tough terrains or for long-term usage.

More Stylish

Motorcycles most of the time are more elegant and eye-catching than scooters. They come with impressive designs and a construction that attracts riders who value style and designs that have impressive looks.

What are the Common Tips for Safer Riding?

Here are the major tips to experience safe and comfortable riding while hitting the road:

Check the Weather

Always check the weather forecast before you set off. Riding in bad conditions can be problematic—for instance, riding in torrential rainfalls or very strong winds. So, plan your ride accordingly and delay it if need be.

Inspect Your Motorcycle

Before each ride, always take a minute to survey your motorcycle. Check your tyres, brakes, lights, fluids, etc. This can help in forestalling mechanical issues before they appear.

Wear Motorcycle Gear

Always wear protective gear, such as helmets, gloves, jackets, and boots, to safeguard yourself. Proper gear will help protect one from injury in case of an accident or provide comfort while riding.

Obey Traffic Rules

Drive according to all traffic rules, observe the speed limits, and indicate while turning. These rules offer a certain sense of discipline on the road and avert the chances of collision with other moving vehicles.

Be Alert

Always be alert and watch out for bumps, broken glass, or any sudden obstacles that may come in front of you on the road. Your vigilance will help you react promptly in times of unexpected situations and help ensure general safety.

Maintain a Safe Distance

One should keep a safe distance from the vehicle at the front. The distance will allow ample time to act when the vehicle comes to a sudden stop, hence avoiding a rear-end collision.

Keep a First-Aid Kit

Always carry a first-aid kit for minor accidental injuries or health emergencies. It keeps you prepared to tackle basic medical issues until professional help can be reached.

Comparing scooters and motorcycles is not easy, as both come with their perks. They both serve different purposes according to their features. Therefore, it is not appropriate to say one is better or worse than the other.

However, now that you have gone through the detailed comparison of bike vs scooter, you can make an informed choice before opting for one.

Also, it is advisable to protect your vehicle with a third-party two-wheeler insurance policy, as it is mandated by law. It will cover any damage or losses your vehicle could cause to a third-party person or property in any unforeseen mishap.

FAQs about Scooter vs Bike

All

Which is more comfortable - a scooter or a bike?

It depends on the rider’s preferences and needs. However, many people find a scooter more convenient and comfortable because of its automatic transmission, step-through design, lighter weight, and comfortable wide seat.

Which is better for daily city commuting, between a bike or a scooter?

Scooters are generally considered more convenient for daily urban commuting because they are comparatively lightweight, easy to handle and have storage. Bikes are better for long-distance travel and off-road activities.

Which is safer - a bike or a scooter?

Scooters are considered safer because of their low top speed, while the much higher top speed makes bikes less safe.

Which has better mileage, scooty or bike?

Scooties tend to have higher mileage than bikes, which typically range from 40 to 80 kmpl. However, the mileage of a bike or scooty depends on the engine capacity, fuel type, riding style, road conditions, and maintenance.

Which is cheaper, a scooter or a bike?

Scooters may have a lower initial cost with ongoing maintenance and fuel costs. Bikes generally have a lower initial cost with very minimal ongoing costs.

Which requires lower maintenance, a scooter or a bike?

Scooters may require more maintenance, especially if they are fitted with a motor. Bikes generally require a little basic maintenance, such as inflating tyres and greasing the chain.

Are scooters or bikes more suitable for beginners?

Scooters tend to be more manageable for beginners due to their simplicity and stability. In contrast, learning to ride bicycles can be more challenging, as it requires time to master balancing and shifting gears.

Which comes with a better resale value, scooter or bike?

Although resale may vary, bikes do seem to hold their value more than scooters, especially high-end ones and those used for specialised purposes.

Which is better for commuting in hilly areas, scooters or bikes?

Bikes are definitely much better for commuting in hilly areas. They have gears and are generally much sturdier, so they can climb steep hills much more easily.

Which is better for families, a scooter or a bike?

Bikes are better for families because they can often accommodate multiple riders or have child seats added, whereas scooters are normally designed to carry one person.

Which is best for a casual rider, a scooter or a bike?

A scooter would likely be more attractive to occasional riders because of the ease of riding and the less body energy it consumes. Bikes are best for those who prefer daily exercise.