You might be looking for a two-wheeler  that gives you the thrill and exhilaration of a sports bike, or you can be looking for one offering an efficient and stable ride to work daily. We understand that one type cannot suffice for the other cause.

This is why we have conducted thorough research to compile a few from each type to help you find your most suitable bike under 4 lakhs.

However, before we proceed, you should consider safeguarding your investment with a two-wheeler insurance policy. It is mandatory as per the Motor Vehicles Act of 1988 and provides financial coverage in case of accidents, damages, theft and hefty traffic fines.   

1. Royal Enfield Super Meteor 650 | Starting ₹3.68 lakh

The Royal Enfield Super Meteor 650 is among the best bikes under 4 lakhs in the cruiser category. It sports a retro design and comes with a dual-tone colour scheme. 

The model features an old-school aesthetic headlamp equipped with advanced LED lights, a retro-inspired digi-analog instrument panel with a floating LCD screen and integrated Tripper navigation.

Key Specifications:

• Engine Type: Parallel twin, 4 stroke, SOHC, air-oil cooled   
• Displacement: 648 cc  
• Mileage: 25 kmpl (approx.) 
• Max Power: 47 PS at 7250 rpm
• Torque: 52.3 Nm at 5650 rpm
• Top Speed: 150 kmph (approx.)
• Fuel Capacity: 15.7 litres  
• Brakes: Front and rear disc brakes with dual-channel ABS
• Suspension: Upside-down forks on the front suspension and shock absorber on the rear suspension
• Kerb Weight: 241 kg

2. KTM 390 Adventure | Starting ₹3.39 lakh

The latest version of the KTM 390 Adventure features a 19-inch front and a 17-inch rear alloy wheel. Other notable features on its exterior include an adjustable windshield and an all-LED lighting system. 

This entry-level tourer from the Austrian brand also facilitates smartphone pairing, sporting a full-colour TFT screen and a 12V charging port.

Key Specifications:

• Engine Type: Single cylinder, liquid-cooled, DOHC
• Displacement: 373.3 cc
• Mileage: 28 kmpl (approx.)
• Max Power: 43.5 PS at 9000 rpm
• Torque: 37 Nm at 7500 rpm
• Top Speed: 155 kmph (approx.)
• Fuel Capacity: 14.5 litres
• Brakes: Disc brakes on both the front and rear wheels with dual-channel ABS
• Suspension: WP Apex USD forks at the front and 10-step adjustable mono-shock at the rear
• Kerb Weight: 177 kg

3. Royal Enfield Shotgun 650 | Starting ₹3.67 lakh

If you have a taste for custom bikes, the Royal Enfield Shotgun 650 is just for you. It comes in 3 variants - Custom Shed, Custom Pro, and Custom Special and packs a powerful 648 cc parallel-twin engine, mated to a six-speed gearbox, with a slipper clutch. 

Additionally, this bike features a low 795 mm seat height and intuitively placed handlebars, seats and foot leg positions to ensure maximum riding comfort on highways, twisty back roads and traffic.    

What’s more, you get to switch between single-seater, double-seater and luggage-carrying tourer modes seamlessly, making your ride suitable for both daily commutes and long-distance rides.    

Key Specifications:

• Engine Type: 4 stroke, air-oil cooled, parallel twin engine
• Displacement: 648 cc
• Mileage: 22 kmpl (approx.)
• Max Power: 47.65 PS @ 7250 rpm
• Torque: 52 Nm @ 5250 rpm
• Top Speed: 170 kmph (approx.)
• Fuel Capacity: 13.8 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: Showa separate function big piston fork, USD, 120mm travel at the front and Showa twin shock, 90mm travel at the rear
• Kerb Weight: 240 kg

4. Kawasaki Ninja 300 | Starting ₹3.43 lakh

Probably the most sought-after and fastest sports bike under 4 lakhs in India, the new Ninja 300 is available in 3 unique colour variants: Lime Green, Candy Lime Green, and Metallic Moondust Gray. 

The design of this model continues to replicate its preceding version, sporting a similar LED taillight, split halogen headlights, and bulb-type indicators. It boasts an aggressive exhaust note, resonating with a heavy bass.

Key Specifications:

• Engine Type: Parallel-twin liquid-cooled
• Displacement: 296 cc
• Mileage: 30 kmpl (approx.)
• Max Power: 38.88 bhp at 11,000 rpm
• Torque: 26.1 Nm at 10,000 rpm
• Top Speed: 160 kmph
• Fuel Capacity: 17 litres
• Brakes: 2-piston calliper 290 mm front petal disc and 220 mm rear petal disc
• Suspension: Telescopic, 37 mm USD fork at front and mono-shock at rear
• Kerb Weight: 179 kg

5. Royal Enfield Continental GT 650 | Starting ₹3.22 lakh

If you are looking for a more standard bike under 4 lakhs, the Continental GT 650 can be a good option. It sports the signature design of a Royal Enfield bike and employs a dual cradle frame. It features a regular bulb in its indicators, headlights, and taillights. 

The model also comes with a single seat with a race cowl, wheels with black spokes, and clip-on handlebars. Other notable features include a digital display for the fuel gauge and odometer and a twin-pod analogue speedometer unit. 

Key Specifications:

• Engine Type: Inline twin-cylinder, 4-stroke, SOHC
• Displacement: 648 cc
• Mileage: 25 kmpl (approx.)
• Max Power: 47.4 PS at 7250 rpm
• Torque: 52.3 Nm at 5150 rpm
• Top Speed: 169 kmph (approx.)
• Fuel Capacity: 12.5 litres
• Brakes: 320 mm disc front and 240 mm disc rear with dual-channel ABS
• Suspension: Telescopic forks at the front and twin gas-charged shock absorbers with adjustable preload at the rear
• Kerb Weight: 214 kg

6. KTM RC 390 | Starting ₹3.22 lakh

Another contender for the fastest bike under 4 lakhs in India, KTM RC 390 is equipped with ride-by-wire technology, a slipper clutch, twin-projector headlights, and all-digital LCD instrumentation. 

The model is built on a signature KTM trellis frame and is remarkable for its exceptional handling. Buyers can get the RC 390 in 3 colour variants: GP Edition, Factory Racing Blue, and Electronic Orange.

Key Specifications:

• Engine Type: Liquid-cooled, single-cylinder, DOHC, FI
• Displacement: 373 cc
• Mileage: 26 kmpl (approx.)
• Max Power: 43.5 PS at 9000 rpm
• Torque: 37 Nm at 7000 rpm
• Top Speed: 170 kmph (approx.)
• Fuel Capacity: 13 litres
• Brakes: Disc brakes on both the front and rear wheels with ABS
• Suspension: WP APEX 43 at the front and mono-shock at the rear
• Kerb Weight: 172 kg

7. BMW G 310 RR | Starting ₹3.05 lakh

Another notable sports bike under 4 lakhs, the latest BMW G 310 RR, comes with 4 riding modes: Track, Urban, Sport and Rain. 

This model sports LED lights all around, a slipper clutch, adjustable brake and clutch levers and a ride-by-wire throttle. To offer better stability, the G 310 RR bike also comes equipped with bulkier tyres with 19-inch and 17-inch wheel rims in the front and rear, respectively.

Key Specifications:

• Engine Type: Water-cooled, single-cylinder 4-stroke engine, four valves, two overhead camshafts and cam followers, wet sump lubrication
• Displacement: 313 cc
• Mileage: 29.26 kmpl (approx.)
• Max Power: 34 PS at 9700 rpm
• Torque: 28 Nm at 7700 rpm
  
• Top Speed: 143 kmph (approx.)
• Fuel Capacity: 12 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: 41 mm upside-down forks at the front and cast aluminium dual swing arm, central spring strut, spring pre-load adjustable at the rear
• Kerb Weight: 174 kg

8. Royal Enfield Interceptor 650 | Starting ₹3.03 lakh

Another notable cruiser bike under 4 lakhs, the latest Interceptor 650, comes in 7 variants and 7 colour options. 

This model sports a circular LED DRL around the headlight, an LED tail lamp, and a twin-pod analogue instrument console with a digital inset. Some variants also feature USB charging and rotary switches. 

To offer better stability, the Meteor 350 also comes equipped with bulkier tyres with 18-inch spoke/alloy wheels.

Key Specifications:

• Engine Type: Inline twin cylinder, 4 stroke, SOHC
• Displacement: 648 cc
• Mileage: 24 kmpl (approx.)
• Max Power: 47.4 PS at 7250 rpm
• Torque: 52.3 Nm at 5150 rpm
• Top Speed: 170 kmph (approx.)
• Fuel Capacity: 13.7 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: 43 mm upside-down forks at the front and mono-shock at the rear
• Kerb Weight: 218 kg

9. Ultraviolette F77 | Starting ₹2.99 lakh

Want a futuristic-looking electric motorcycle with sporty looks?

Then, the Ultraviolette F77 is just for you. It is available in 2 variants - Mach 2 and Mach 2 Recon, both of which come with an IP67-rated power module, featuring cell level fuse technology, that ensures vehicle and rider safety under all conditions. 

This bike comes with standard and boost charging options, which allow you to easily charge your vehicle on the go via standard 16 amp sockets. What’s more, you get a ton of features like traction control, dynamic regenerative braking, hill hold, park assist, etc. 

Apart from this, you can avail AI-powered features like crash alert, lockdown, anti-collision warning system, towing alert, etc., as optionals to elevate your riding experience.       

Key Specifications:

• Engine Type: Permanent magnet AC motor
• Battery Capacity: 7.1 to 10.3 kWh
• Range: 211 to 323 km/charge (approx.)
• Max Power: 27 kW
• Torque: 90 to 100 Nm
• Top Speed: 140 kmph (approx.)
• Brakes: Disc brakes with dual-channel ABS
• Suspension: Upside-down telescopic fork with a diameter of 41 mm at the front and monoshock-preload adjustable at the rear
• Kerb Weight: 197 kg

10. KTM 390 Duke | Starting ₹2.95 lakh

One of the best-naked bikes under 4 lakhs is the KTM 390 Duke. Although relatively new to the Indian automobile market, this mid-range model is remarkable for its streamlined body design and lightweight chassis.  

It features a 5-inch TFT with Bluetooth connectivity, an LED headlight, 17-inch alloy wheels, and an LED taillight. Additionally, it comprises a mono-shock in the rear and telescopic forks at the front. 

Key Specifications:

• Engine Type: Single cylinder, 4 valve, liquid-cooled, FI, DOHC
• Displacement: 399 cc
• Mileage: 28 kmpl (approx.)
• Max Power: 46 PS at 8500 rpm
• Torque: 39 Nm at 6500 rpm
• Top Speed: 155 kmph (approx.)
• Fuel Capacity: 13.4 litres
• Brakes: Disc brakes on both the front and rear wheels with dual-channel ABS
• Suspension: WP APEX 43 at the front and WP APEX mono-shock at the rear
• Kerb Weight: 168 kg

11. Zontes 350R | Starting ₹2.79 lakh

If you like naked bikes, the Zontes 350R is just for you. Equipped with a powerful 348 cc engine that is mated to a 6-speed gearbox and a feather-light frame, this bike offers superb agility and handling. 

What’s more, it comes packed with a ton of features like dual-channel ABS, TPMS, a 5-inch display showing the bike’s real-time stats and customisable drive modes that ensure complete safety even during high speeds.     

Key Specifications:

• Engine Type: Single-cylinder, liquid-cooled, DOHC engine
• Displacement: 348 cc
• Mileage: 40 kmpl (approx.)
• Max Power: 38.52 PS @ 9500 rpm
• Torque: 32.8 Nm @ 7500 rpm
• Top Speed: 150 kmph (approx.)
• Fuel Capacity: 15 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: Inverted telescopic, 43mm front forks and monoshock rear suspension
• Kerb Weight: 180 kg

12. Triumph Scrambler 400X | Starting ₹2.66 lakh

If you are looking for a scrambler bike in the below ₹4 Lakhs segment, the Triumph Scrambler 400X can be an excellent choice. It features the same engine and chassis as the Triumph Speed 400, but comes with elements like knuckle guards, handlebar brace, radiator guard, and headlight protector grill. 

Moreover, this bike comes with dual channel ABS, a switchable traction control system, an assist and slipper clutch, and block pattern tyres, providing you full control whether you are on-road or off-road.   

Key Specifications:

• Engine Type: Single cylinder, 4 valve, liquid-cooled, DOHC engine
• Displacement: 398.15 cc
• Mileage: 28.3 kmpl (approx.)
• Max Power: 40 PS
• Torque: 37.5 Nm
• Top Speed: 145 kmph (approx.)
• Fuel Capacity: 13 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: 43mm upside down big piston forks in the front and gas monoshock RSU with external reservoir and pre-load adjustment in the rear
• Kerb Weight: 185 kg

13. TVS Apache RTR 310 | Starting ₹2.50 lakh

The TVS Apache RTR 310 is the Indian manufacturer’s flagship street naked motorcycle. It was co-developed with BMW and sported an aggressive stance and a forward weight bias that contributed to its menacing look. 

Coming to features, this bike comes with dual-channel ABS, cornering cruise and traction control, slipper-and-assist clutch, bi-directional quickshifter, etc., that gives the rider full control even at high speeds. Furthermore, it features a fully digital instrument cluster where individuals can attach a GoPro.

Key Specifications:

• Engine Type: Single-cylinder, 4 Stroke, liquid-cooled engine
• Displacement: 312.12 cc
• Mileage: 30 kmpl (approx.)
• Max Power: 35.6 PS @ 9700 rpm
• Torque: 28.7 Nm @ 6650 rpm
• Top Speed: 160 kmph (approx.)
• Fuel Capacity: 11 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: USD fork 41 mm diameter front forks and monoshock, preload adjustable rear suspension
• Kerb Weight: 169 kg

14. Harley Davidson X440 | Starting ₹2.40 lakh

The most affordable ₹4 lakhs cruiser bike on this list is the Harley Davidson X440. It has been designed and built in collaboration with Hero MotorCorp. With Harley-Davidson’s signature wide and flat handlebars, the frame also boasts a comfortable saddle-style rider seat, perfect for long rides.  

The H-D X440 comes with a classic retro design statement in 4 striking colour options. This new bike is gaining popularity in India for its comfort, sound, and agile handling.

Key Specifications:

• Engine Type: Single cylinder, air-oil cooled engine
• Displacement: 440 cc
• Mileage: 35 kmpl (approx.)
• Max Power: 27.37 PS at 6000 rpm
• Torque: 38 Nm at 4000 rpm
• Top Speed: 130 kmph (approx.)
• Fuel Capacity: 13.5 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: KYB USD 43mm dual cartridge front forks and gas-filled twin shocks, 7-step preload adjustable rear suspension
• Kerb Weight: 190.5 kg

15. Royal Enfield Goan Classic | Starting ₹2.35 lakh

One example of a bobber-style motorbike is the Royal Enfield Goan Classic 350. It takes design cues from the Classic 350 but has a new look, colour scheme, and more. What makes this bike stand out is its design. Its fuel tank is teardrop-shaped, and it features curved fenders and a seat that floats.

All LED lighting and a semi-digital instrument cluster are on the Royal Enfield Goan Classic 350. The speedometer is analogue, and the fuel gauge, odometer, trip meter, service reminder, and clock are digital. The 350cc bobber has an optional tripper navigation pod like the Classic. It also charges via USB.

Key Specifications:

• Engine Type: Single Cylinder, 4 Stroke, SOHC  
• Displacement: 349 cc
• Mileage: 36.2 kmpl (approx.)
• Max Power: 20.48 PS
• Torque: 27 Nm
• Top Speed: N/A
• Fuel Capacity: 13 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: Telescopic, 41 mm forks, 130 mm travel and Twin tube emulsion shock absorbers with 6-step adjustable preload rear suspension
• Kerb Weight: 197 kg

16. Jawa 42 Bobber | Starting ₹2.11 lakh

Looking for a modern-day cruiser with a classic look?

Then the Jawa 42 Bobber is just for you. It comes with a round headlight, twin slash-cut exhausts, a tubular handlebar with bar-end mirrors and a single-seat setup, giving off a retro vibe that is sure to turn heads. 

In terms of modern-day features, this bike sports a fully digital instrument cluster, dual-channel ABS, LED illumination, fuel level readout, side stand engine cutoff and more to ensure a high level of rider safety and comfort in any road condition.  

Key Specifications:

• Engine Type: Single cylinder, 4 stroke, liquid-cooled, DOHC engine
• Displacement: 334 cc
• Mileage: 30.56 kmpl (approx.)
• Max Power: 29.92 PS
• Torque: 32.74 Nm
• Top Speed: 129 kmph (approx.)
• Fuel Capacity: 12.5 litres
• Brakes: Disc brakes with dual-channel ABS
• Suspension: Telescopic 35 mm front forks and mono shock absorber, gas filled with 7-step adjustable preload rear suspension
• Kerb Weight: 185 kg

Hope this guide has helped you find the best options within your budget. The only aim of our detailed description of each model is to save you time and confusion.

However, if you still have a dilemma over more than one option from this list, feel free to visit the model brands’ respective websites. Also, remember to protect your vehicle with a third party two-wheeler insurance policy to avoid any unforeseen mishap.