Tata Indigo Insurance

Indian manufacturer Tata Motors introduced Tata Indigo, a supermini and a four-door saloon version of Indica, to the Indian commuter market. The company produced this car from 2002 through 2016, during which it gained popularity across developing countries.

Further, Tata released the second generation of this car in 2009 that remained in production till 2016.

If you still drive this car, you should be aware of the risks and damages it is susceptible to during an accident. Considering this, you should renew Tata Indigo insurance policy without any delay. If you are yet to purchase an appropriate plan, you can consider several reputed insurance companies in India for obtaining car insurance.

In this regard, an insurer like Digit stands out due to its attractive features specially tailored to your needs.

Read on to know more regarding this aspect.

To choose the best Indigo insurance plan, you must consider comparing several plans from different insurance providers online. This will help you select a plan that comes with maximum benefits. While comparing insurance plans online, you can consider Digit Insurance due to its offerings as mentioned below:

1. Several Network Garages

There are a number of Digit network garages across India from where you can get professional repair services on obtaining insurance for Tata Indigo. Further, you can go cashless by availing of repair services for your Tata car from these garages.

2. Hassle-free Claim Process

Digit allows its users to raise a claim against Tata Indigo insurance policy effortlessly through their smartphones. All they need to do is get a self-inspection on their registered number by calling on 1800-258-5956 and shoot their Tata car’s damages by following a few steps. This smartphone-enabled self-inspection feature allows you to complete the entire claim filing procedure in a short span.

3. Cashless Repair Modes

While filing claims against a car insurance policy for Tata Indigo, you can choose either reimbursement or a cashless mode of repair. The latter enables you to avail repair services from an authorised network garage without paying anything out of your pocket. By obtaining an insurance policy from Digit and choosing a cashless repair mode, you can save finances for future requirements as the insurer pays the damage repair costs on your behalf.

4. Multiple Insurance Options

By choosing Digit for Tata Indigo insurance renewal, you can get access to the following insurance plans:

• Third-party Insurance Policy

Your Tata car can inflict damages to a third-party person, property or vehicle during an accident. This can result in exorbitant repair costs that you need to bear. However, a third-party insurance plan from Digit can cover these charges for you and reduce your liability. These plans also take care of litigation issues.

• Comprehensive Insurance Policy

For extensive coverage on your Tata Indigo insurance policy, you can purchase a comprehensive plan from Digit. This plan offers coverage benefits against damages caused to your Tata car during accidents like fire, theft, natural or man-made disasters. Additionally, it covers third-party damages.

5. Seamless Online Process

Digit makes it possible for you to obtain Tata Indigo insurance online in a hassle-free manner. The online process enables you to choose a plan via your smartphone and make a purchase without submitting hard copies of documents. All you need to do is upload the necessary documents online.

6. Customisation of IDV

Your insurer will offer a return amount based on your car’s Insured Declared Value (IDV) during theft or irreparable damages. A provider calculates this value by subtracting the car’s depreciation from its manufacturer’s selling price. However, an insurer like Digit allows you to customise this value per your requirements. Thus, you can select a value that helps you obtain maximum returns. Choosing an appropriate IDV is vital as your Tata Indigo insurance price depends on it.

7. Pick-up and Drop Facility

By paying Tata Indigo renewal price for a comprehensive plan, Digit gives you the option of a convenient pick-up and drop facility. Under this facility, you need not travel to a Digit network garage for repairing your Tata car parts as a technician will reach your doorstep to collect the damaged car parts. After repairing them at a network garage, the technician will drop the parts at your location with 6 months warranty.

8. Flexible Customer Service

You might have doubts regarding a Tata Indigo insurance cost while obtaining a plan from this insurer. In that case, you can contact Digit’s responsive customer support. Because of their 24x7 availability, you can get in touch with them any time you want.

Furthermore, you can include certain add-on covers from Digit against additional expenses for overall protection. This can be helpful as your comprehensive Tata Indigo insurance does not provide complete coverage.

The answer is basic, Protection. First and foremost, it is mandatory for every car owner to have their vehicle insured or he/she should be ready to bear heavy penalties. Secondly, car insurance will protect you and your pocket from an unforeseen sudden loss.   

Protect from Financial Liabilities: ​Your Indigo may stand vulnerable in front of an unforeseen natural disaster, an accident or a theft. Car insurance then becomes your true friend in saving you from the unexpected expense. Now if the damage to your car was your fault it hurts less and you may shell out from your pocket but if it had nothing to do with you, it hurts crazy and this can be avoided.

Legally Compliant: As mentioned above, it is mandatory to have car insurance for your vehicle. It is illegal to drive your car without one. Failing to produce car insurance can land yourself in serious trouble. Present fine for driving without insurance can go up to Rs. 2000 and maybe jail time. So even if you are a thrill-seeker, not getting insurance is a bad idea.

Cover Third-Party Liability: In an unfortunate event of an accident, a car insurance policy covers the loss and damages of the third party who suffers due to the mishap caused by your fault. Sometimes in such cases, the damages are huge and irreparable and maybe beyond one’s present financial capacity, this is where car insurance steps in. It takes care of most of the financial loss and acts as a protector for the party on the receiving end.

Extra protection with Comprehensive Cover: ​This type of cover is always the best as it acts as an umbrella to not only the other party but also to you and your Tata Indigo car. Going with Comprehensive car insurance assures complete peace of mind, as it will take care of the losses incurred and will provide better coverage from third-party liabilities. You can choose from multiple options available in the market and pick and customize the one suiting you and your pocket the best. A comprehensive policy, offers complete protection, staying true to its name.  

Tata Indigo was Tata motor’s 'A knight in shining armour'. It was marketed as India’s first indigenously designed sedan. Sturdy, affordable, low on maintenance and highly economical, Indigo went strong for a little over 13 years since its launch in 2003. Tata Indigo breathed its first when Tata motors decided to pull the plug on Tata Indica. What stood before us now was a new, improved, improvised and better curated Tata’s yet another promise. Priced at Rs 4.86-6.25 lakh (ex-showroom), it was a complete value for money and treat for eyes, built especially keeping in mind Indian roads.

Why should you buy a Tata Indigo?

Living up to Tata motor’s principal, this Car was Pocket-friendly and Sturdy and it delivered what it promised and made history in C segment cars. This new glamorous Tata motor’s extension had the above mentioned two most important and basic requirements for the Indian market. Especially in the moderate-income sector.

With new improved features, glamorous exteriors, thoughtful and upmarket interiors, this gem did not disappoint. Spacious legroom, huge boot space of 450 litres, three-link suspension, sporty console, were all ‘icing on top’. 

It was available in both Petrol and Diesel variant, with options to choose from Tata Indigo (first generation model), Indigo Marina station-wagon, Indigo XL sedan and Indigo CS compact-sedan (all three revamped Indigo options). Automotive Research Association of India stamped Indigo’s manual transmission petrol variant’s mileage as 13 kmpl and its diesel variant’s mileage as16 kmpl, with Turbocharged Diesel engine and 16-bit MPFI petrol engine options. Its fuel tank capacity- 42 litres. The car was a game-changer in its segment.