Switch to Digit Insurance

Trusted by 2 crore Indians

1 Year Waiting Period

Health
Car
Third-party premium has changed from 1st June. Renew now

Bike
Commercial
COVID-19 covered

Travel
More

Registration Number

Car Owner Name

Mobile Number

+91

Enter Mobile Number to Proceed

+91

ENTER YOUR CAR NUMBER

DON'T KNOW YOUR CAR NUMBER?

renew digit policy

I agree to the Terms & Conditions

Registration Number

Vehicle Owner Name

Previous Policy Expiry

Not Expired

Expired

DON'T KNOW REGISTRATION NUMBER?

I KNOW MY REGISTRATION NUMBER

IT'S A NEW BIKE

RENEW DIGIT POLICY

I agree to the Terms & Conditions

Registration Number

IT'S A NEW BIKE

RENEW DIGIT POLICY

I agree to the Terms & Conditions

Which countries are you visiting?

Most Popular(You can select more than one)

Leaving date

Return date

I agree to the Terms & Conditions

As mandated by Spanish Authorities your travel insurance needs to extend 15 days after your trip ends.
We will extend your coverage period accordingly.

Pin Code

In case, you wish to buy a plan for your siblings, aunts, uncles or any other relatives, you can buy a separate plan for them.

Add Members you want to insure

Mobile Number

Port my existing Policy

or renew digit policy

You can select more than one member

-+ Max kids

(s)

Registration Number

Vehicle Owner Name

Mobile Number

+91

City

Mobile Number

+91

ENTER YOUR REGISTRATION NUMBER

DON'T KNOW YOUR REGISTRATION NUMBER

or renew digit policy

I agree to the Terms & Conditions

Switch to Digit Insurance

National Urban Health Mission

National Urban Health Mission — (Source: enavabharat.com)

The growing expenses of an urban lifestyle make it difficult to afford complicated healthcare treatments. According to Census 2011, the Indian urban population has increased to 37.7 crores, representing 31.16% of the entire population. Therefore, it urged the Indian Government to propose the idea of NUHM, and the Union Cabinet later approved it in 2013.

Are you wondering how to plan your expenses to afford healthcare treatments while residing in an urban household? In this article, you will find the ultimate government scheme that can manage both!

What Is the National Urban Health Mission (NUHM)?

One of the popular healthcare schemes of the Indian Government, NUHM’s full form, is National Urban Health Mission. Its purpose is to enable poor residents in urban households to access healthcare services at an affordable price range. It comes under the National Health Mission, which outlines both National Rural and Urban Health Missions.

As the nursing and healthcare sector is getting more potent with technologies and scientific advancements, costs of services have also been increasing. Therefore, NUHM tries to meet the healthcare needs of the urban poor population.

World Economic and Social Survey 2013 observed that if the current rate of urbanisation continues, 46% of the Indian population will be in urban areas by the end of 2030. Moreover, NFHS III (2005-06) data shows that 46% of urban children are underweight, and 60% lack total immunisation. It is thus more urgent for the government to take measures for helping the urban population in managing their healthcare expenses. The introduction of NUHM India started with tackling 779 districts having a population of 50,000 and has been expanding to reach more people ever since.

What Are the Objectives of the National Urban Health Mission (NUHM)?

The NUHM scheme aims at solving the overall health concerns and expense issues among the urban population, particularly for poverty-stricken people. However, it can be an extensive and comprehensive process. Some of the immediate objectives of NUHM are as follows.

Reduction in Infant Mortality Rate in the urban areas to 20 in 1000
Decrease in Maternal Mortality Rate to 1 in 1000 in the urban areas
Universal access to healthcare in urban areas, with 100% institutional delivery
Achieving Total Fertility Rate of 2.1
Meeting the targets of Disease Control Programmes

What Are the Features of the National Urban Health Mission (NUHM)?

The development of NUHM aims to make it easier for the urban population to treat their diseases and lead a healthy life without spending a large amount. Based on this, the following features of this scheme ensure that its target audience receives all the facilities.

Convergence for Communicable and Non-Communicable Diseases

NUHM provides convergence for most communicable and non-communicable diseases, including HIV/AIDS. It relies on integrated planning at the city level. The primary healthcare system is in charge of screening, diagnosing and referring cases of chronic diseases through secondary and tertiary levels. It also looks after detailed requirements regarding environmental health, vector control, sanitation, water, housing, and others.

Urban Social Health Activist (USHA)

The NUHM scheme requires all the slums and communities to have USHA community workers. These people are expected to deliver the required services at their doorsteps. Usually, a USHA worker resides in a slum, around 25-45 years of age. One worker looks after about 250-500 households, having around 1000-2500 beneficiaries. A USHA worker is a link between the facilities of an Urban Primary Health Centre and the slum population.

Auxiliary Nurse Midwife (ANM)

NUHM posts about 4-5 ANMs in each primary healthcare centre. They are responsible for conducting outreach sessions staying at a community level. These sessions include free check-ups, counselling and drug dispensing to the eligible population. The outreach sessions are specifically designed for the vulnerable urban population.

Urban Primary Health Centre (U-PHC)

A U-PHC should be located in a slum or at least within a 1km radius of one. At this level, few services include primary lab diagnosis, outpatient department (OPD) consultation, health education and counselling for communicable and non-communicable diseases, drug dispensing etc.

Urban Community Health Centre (U-CHC)

Every 4-5 U-PHCs come under the roof of a U-CHC. These come as satellite hospitals to provide 30-40 bedded patient services. Typically, cities with five lakhs or more residents have such centres. The government ensures at least one U-CHC for every 250,000 urban people.

Community-Based Groups

NUHM has several groups for serving different healthcare requirements in eligible communities. For instance, Mahila Arogya Samiti (MAS) promotes the necessity for health and hygiene behaviour change among the eligible population. It also looks after the risk pooling mechanism within the community. Instances are not rare when poor urban people become victims of debts and poverty only to afford healthcare expenses. Keeping this in mind, NUHM has developed Mahila Arogya Samitisto to pool monetary resources for sudden expenses of the community members in terms of their healthcare treatments.

Member of Parliament Local Area Development Scheme (MPLADS)

All members of the Legislative Council (MLAs) and Parliament (MPs), and Municipal Councillors (MCs) receive area development funds under NUHM. They can mobilise this fund, particularly for creating health facilities in urban areas they deem necessary. The underserved urban neighbourhoods should be equipped with advanced healthcare technologies, ambulances, Mobile Medical Units, etc.

Who Is Eligible for National Urban Health Mission (NUHM)?

While India's urban areas and people constitute its target audience, NUHM mainly focuses on the listed and unlisted slums residents. Professions such as rag-pickers, rickshaw pullers, workers in construction and brick and lime kiln, sex workers, etc., are considered eligible to receive National Urban Health Mission India benefits. This scheme also recognises street children, homeless people and temporary migrants of the urban areas. It covers all cities and districts with a population of over 50,000.

What Are the Benefits of the National Urban Health Mission (NUHM)?

The significance of NUHM is therefore undeniable in the Indian urban context. Urban people eligible for this mission can therefore avail following benefits while handling their healthcare expenses.

Marginalised sections of this population can avail of cost-effective healthcare services.
It helps prevent the spread of diseases with health thrust on social determinants, including vector control, sanitation and clean drinking water.
It has increased disease awareness among the target audience and influenced them to visit government health centres for regular check-ups.
The community groups maintain effective communication with the population to inform them about the services, availability of beds, procedures, etc.
Existing institutional structures and arrangements are designed to suit city-specific needs under NUHM.

ICT usage in NUHM makes the services more efficient in registration, personal health records, supply chain of drugs, vaccines and logistics, etc.

How to Avail National Urban Health Mission (NUHM) Benefits?

When individuals are eligible for NUHM, they can visit their municipality office to locate the closest U-PHC. In another case, if they are permanent residents of slums, they are more likely to find USHA workers who can guide them regarding their needs and steps to utilise healthcare benefits. Other than this, they can also visit the official website of the National Health Mission and find the workers' contact details at various levels after selecting their State/UTs.

Thus, a conclusion for the National Urban Health Mission can be that it has been a vital government initiative towards addressing healthcare expenses for the urban population. It helps control the rising costs of healthcare services and the inconveniences of accessing them for the vulnerable population. As a result, balancing a city life and expenses can become more manageable when handling healthcare treatments.

Frequently Asked Questions

✓ Who launched the National Urban Health Mission?

Union Health Minister Ghulam Nabi Azad was responsible for formally launching the National Urban Health Mission in 2013, and it started working actively in 2015.

✓ Does NUHM have different roles in different states/UTs?

The roles and responsibilities of NUHM remain the same irrespective of the States/UTs. It only looks after the healthcare requirements of the poverty-stricken urban population.

Other Important Government Schemes

Basava Vasati Yojana Scheme

Rashtriya Krishi Vikas Yojana (RKVY)

Rashtriya Kishor Swasthya Karyakram (RKSK)

Janani Shishu Suraksha Karyakaram (JSSK)

Agriculture Infrastructure Funds in India

National Mission on Oilseeds and Oil Palm (NMOOP)

National Scheme of Welfare of Fishermen

Ambedkar Social Innovation & Incubation Mission (ASIIM)

Dairy Entrepreneurship Development Scheme (DEDS)

National Skill Development Corporation (NSDC)

Pashu Kisan Credit Card Yojana (PKCC)

Affordable Rental Housing Complexes (ARHC) Scheme

National Digital Literacy Mission (NDLM)

Post Office Monthly Income Scheme (POMIS)

Senior Citizens Saving Scheme (SCSS)

What Is CBSE Single Girl Child Scholarship?

Tamil Nadu Housing Board (TNHB) Scheme

NTR Housing Scheme in Andhra Pradesh

West Bengal Housing Board Scheme

Pradhan Mantri Awas Yojana (PMAY) Urban

Rajiv Awas Yojana Scheme

Prime Minister’s Kisan Samman Nidhi Yojana

Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

PM Kisan Maandhan Yojana Scheme

MHADA Lottery Scheme in Mumbai

Surakshit Matritva Aashwasan (SUMAN) Yojana

Pradhan Mantri Awas Yojana Gramin (PMAY-G)

Chief Minister Rajshree Yojana Scheme

Aapki Beti Hamari Beti Scheme

Chiranjeevi Yojana

Women Empowerment Schemes in India

Kisan Credit Card Scheme (KCC)

What Is PM SVANidhi Yojana?

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY)

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM AASHA)

Soil Health Card Scheme

Unnat Bharat Abhiyan Scheme

Pradhan Mantri Shram Yogi Maandhan Yojana

Saansad Adarsh Gram Yojana

Samagra Shiksha Scheme

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Heritage City Development and Augmentation Yojana

SVAMITVA Yojana

Sarva Shiksha Abhiyan (SSA) Scheme

National Digital Health Mission (NDHM)

Pradhan Mantri Jeevan Jyoti Bima Yojana

Start-up India Seed Fund Scheme (SISFS)

Beti Bachao Beti Padhao Yojana

Pradhan Mantri Vaya Vandana Yojana (PMVVY)

Sustainable Alternative Towards Affordable Transportation Scheme

Ayushman Sahakar Scheme

Production Linked Incentive (PLI) Scheme

PM Kusum Scheme

PM Kaushal Vikas Yojana

Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Fame India Scheme

Rashtriya Gokul Mission

One-Stop Centre Scheme

National Urban Health Mission

National Rural Health Mission (NRHM)

Sovereign Gold Bond Schemes (SGB)

National Technical Textiles Mission (NTTM)

Skill India Mission

Stand-Up India Scheme

NIPUN Bharat Mission

Animal Husbandry Infrastructure Development Fund (AHIDF)

Show more

More Insurance Guides

Types of Insurance

Types of General Insurance

Deductibles in Insurance

Depreciation in Insurance

What is Consequential Damges

Subrogation in Insurance

How to get International Driving License in India

Buy Insurance Policy Online

All about FASTag Card

What is an Insurance Actuary?

List of Car Insurance Companies in India

List of Two Wheeler Insurance Companies in India

List of Health Insurance Companies in India

List of General Insurance Companies in India

List of Insurance Companies in India

List of Life Insurance Companies in India

List of Term Insurance Companies in India

Nominee in Insurance

Why Life Insurance is Important?

Show more

Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.

Switch to Digit Insurance

Get our app

Download man

App Store

Google Play

Health Insurance Guides

Car Insurance Guides

Bike Insurance Guides

Calculators

Business Products

RTO Offices in India

Important Links

Car Brands & Models

CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.

Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka