After purchasing a Honda Activa, one of the most important steps is purchasing a reliable two-wheeler insurance policy. Digit Insurance is one of India’s leading providers, offering a seamless and customer-friendly experience. If you're wondering what makes Digit stand out, here’s a detailed look at the key benefits of choosing Digit for your Honda Activa insurance.

• Extensive Cashless Garage Network Across India: One of the biggest advantages of choosing Digit is its wide network of cashless garages. With over 9000+ garages across the country, you can easily find a service centre near you, no matter where you are. This makes the process of availing a cashless claim smooth and stress-free. Whether you're in a metro city or a smaller town, Digit ensures that help is always within reach.

• Minimal Documentation and Easy Claim Process: Filing an insurance claim is often seen as a tedious process, but Digit simplifies it significantly. Unlike traditional insurers that require physical inspections and paperwork, Digit allows you to file claims digitally. You can use your smartphone to complete a self-inspection process, eliminating the need for a company representative to visit your home. This paperless and online claim process saves time and effort, making it much more convenient for policyholders.
• Multiple Insurance Options Available for Honda Activa: Digit offers a variety of insurance plans to suit different needs and budgets. Here are the main types of policies available:
  • Third-Party Liability Two-Wheeler Insurance: This is a mandatory policy under law. It covers financial losses if your Honda Activa causes injury, death, or property damage to a third party. It also includes legal expenses arising from such incidents.
  • Comprehensive Two-Wheeler Insurance: This plan offers broader protection. It covers not only third-party liabilities but also damages to your own vehicle due to accidents, theft, fire, natural disasters (like floods or earthquakes), and man-made events (like riots or vandalism). It’s ideal for those looking for complete peace of mind.
  • Standalone Own Damage Cover: If you purchased your Honda Activa after September 2018 and already have a long-term third-party policy, you can opt for this plan. It offers protection for your vehicle without duplicating third-party coverage, giving you flexible and enhanced security.
• 24/7 Customer Support for Instant Assistance: Customer service is a crucial part of any insurance experience. Digit offers round-the-clock customer support, ensuring that help is always available when you need it. Whether you have questions about your policy, need help with a claim, or want to better understand your coverage, Digit’s responsive support team is just a call away.
• Useful Add-On Covers for Enhanced Protection: Digit understands that every rider has unique needs. That’s why it offers a range of add-on covers to enhance your base policy. These include:
  • Zero Depreciation Cover: Zero depreciation cover gets you full claim value without depreciation deductions.
  • Breakdown Assistance: On-road support in case your Activa breaks down.
  • Engine and Gear Protection: Engine and gearbox protection covers internal damage to critical components.
  • Return to Invoice Cover: In case of total loss or theft, receive the full invoice value of your vehicle with return to invoice cover.
• Simple Online Purchase and Renewal Process: Digit makes it incredibly easy to buy or renew your Honda Activa insurance. The entire process is online, eliminating the need for agents or paperwork. Whether you're a new customer or renewing an existing policy, you can complete the process in just a few clicks. This digital-first approach ensures a smooth and hassle-free experience.
• Customisable Insured Declared Value (IDV): The Insured Declared Value (IDV) is the maximum amount you can claim if your Honda Activa is stolen or damaged beyond repair. Digit allows you to adjust your IDV based on your preferences. A higher IDV offers better protection, while a lower IDV can result in a lower premium. This flexibility helps you strike the right balance between coverage and cost.
• Attractive No Claim Bonus (NCB) Benefits: If you don’t make any claims during your policy term, you’re eligible for a No Claim Bonus (NCB). This benefit translates into discounts on your premium during renewal. With each claim-free year, your savings grow, making it a rewarding experience for safe riders.

Digit offers a smart, simple, and reliable insurance solution for your Honda Activa. With flexible plans, digital convenience, and excellent customer support, you get everything you need to protect your two-wheeler. Whether you're looking for basic third-party coverage or a comprehensive plan with add-ons, Digit has you covered.

• Digit’s Motor Insurance Claim Settlement Ratio is 96% for FY’25: We achieved this through a smartphone-enabled self-inspection process, cashless claims at over 9,000 garages in India, and a digital and paperless approach.
• Digit Two-Wheeler Insurance Customer Received a Total Loss Claim of ₹3.22 Lakh: One of our policyholders in Bengaluru experienced a total loss after their two-wheeler was severely damaged. Fortunately, the vehicle was insured, and we processed a claim payout of ₹3.22 lakh.
• Digit Settled a Third-Party Claim Worth 1.12 Crores:  One of our policyholders was involved in a two-wheeler accident in Hoshiarpur, Punjab, that tragically resulted in a third-party fatality. In this case, the vehicle was covered under a valid third-party insurance policy, and we processed a claim payout of ₹1.12 crore to address the resulting liability.
• Digit Simplifies Motor Insurance Claims Using AI: We assess damage and automate document processing using AI, which integrates with partner platforms to speed up claim registration, ensuring quicker results without the hassle.
• Digit's Average Two-Wheeler Repair Approval Time in H2 FY25: Our average approval time was 14 hours and 32 minutes, with 73% of claims completed within 12 hours. The fastest approval took just 5 minutes, while a few cases experienced longer wait times due to complexity or extra documentation.

• In 2009, the company launched an upgraded 109cc model of the vehicle in India, offering better engine power without an incremental rise in the cost. In fact, Honda claimed that the scooter became more fuel-efficient with the introduction of the newer model. 
  
• The scooter model received another major upgrade with the launch of the Activa 125, with an engine cubic capacity of 125cc.
  
• In 2020, the company introduced the Activa 6G to the Indian market. It came equipped with a BS6-compliant engine, telescopic front suspension, silent start system, and other smart upgrades, offering improved ride quality and fuel efficiency. 
• The Activa range primarily caters to the budget-friendly sector. Moreover, the company manages to upgrade models regularly without a sudden and extensive hike in model prices. Therefore, they are built to last.

But while your Activa is there to make commuting easier for you, have you thought about what will happen under circumstances where it gets  damaged? Or, stolen?

You will of course have to undergo the hassle of getting it repaired or replaced, alongside incurring significant financial losses. To ensure that you are financially protected in such scenarios, make sure that you have a two-wheeler insurance policy for your Honda Activa.

Based on the requirements from an insurance policy, Digit is one of the options that you can consider for your vehicle.