Chiranjeevi Yojana - Eligibility, Benefits & Application Process

Medical emergencies are uncertain, which can incur substantial expenses. However, coping up with the cost is challenging for most individuals.

Considering the current scenario, the Rajasthan Government has launched Mukhyamantri Chiranjeevi Yojana scheme. It aims to offer affordable health insurance and treatment packages to economically weaker sections.

Keep scrolling to learn about this Mukhyamantri Chiranjeevi Swasthya Bima Yojana details.

Chiranjeevi Yojana 2021 is a scheme launched by the Chief Minister of Rajasthan, Ashok Gehlot. This scheme extends affordable health insurance packages to the financially weaker sections of society.

Under this scheme, the eligible candidates can receive health insurance of ₹5 lakhs. This insurance policy covers almost 1576 treatments and medical expenses.

Individuals need to pay a nominal premium of ₹850 under the Chiranjeevi Yojana and receive the best treatment at affiliated private and government hospitals.

Let's understand why this insurance based scheme was launched.

Following are the features of Chiranjeevi Bima Yojana -

• This insurance aims to offer health insurance to families under BPL, SECC and NFS category
• Small farmers and contractors can avail benefits of this policy
• Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana also gets covered in this scheme
• Families who don't qualify under eligibility parameters can also get insured by paying a nominal premium of ₹850 yearly
• This scheme covers major illnesses, haemodialysis expenses and COVID-19 treatment costs.

Let's check the eligibility requirements under this scheme.

Following are basic eligibility that Chiranjeevi Swasthya Yojana applicants have to fulfil -

• Applicants must be a permanent resident of Rajasthan.
• The applicant should belong below the poverty line.

Additionally, they have to submit certain documents to complete the application.

This healthcare insurance scheme was created to offer quality treatment to families belonging to the BPL category. 

The list underneath states the requirements for those who can apply for this scheme -

• Families belonging to COVID-19 ex-gratia list
• Contractual farmers
• Socio-Economic Caste Census 2011 beneficiaries
• Jan Aadhaar Card holder
• National Food Security Act cardholders
• Marginal and small farmers
• Samvida workers of all departments

Every individual belonging to the mentioned categories can avail the Chiranjeevi scheme through an easy application process.

Following are the steps to make an application for Chiranjeevi Yojana online.

• Step 1: Visit the official Mukhyamantri Chiranjeevi Swasthya Bima Yojana website and click on the link below registration section to redirect to SSO.
• Step 2: Individuals without registration have to click the registration option and select the category from industry, citizen and employee. The registration process will be complete after filling in the requisite details.
• Step 3: Following the registration, one can log in ID to the account with password and captcha code
• Step 4: Click on the option of the ABMGRSBY application and enter all the required information such as your name, mobile number, email ID etc.
• Step 5: Upload the documents and click on submit.

In this way, you will be able to apply under the Chiranjeevi Mukhyamantri Yojana.

The documents needed for Chiranjeevi Swasthya Bima Yojana registration are -

• Aadhaar card
• Passport size photograph
• Address proof
• Bank statement
• Income certificate
• BPL certificate
• Mobile number
• Ration card

The mentioned documents and eligibility parameters have to be fulfilled by the individuals belonging to the specified categories.

Following are the benefits of Mukhyamantri Chiranjeevi Bima Yojana -

• Beneficiaries can receive health insurance of ₹5 lakhs and pay a nominal premium of ₹850 per family on a yearly basis.
• This scheme also covers the medical expenses for 5 days before the hospitalisation and fifteen days after discharge.
• Individuals registered under this scheme can receive treatment from Government and private hospitals.
• This is the scheme from the Rajasthan State Government that offers the applicants cashless treatment from the hospitals.
• The insurance covers nearly 1576 medical tests and most kinds of treatments for different diseases.

Individuals who have made an application must keep a tab on the status to receive updates on the beneficiary list.

An authority will assess the application submitted for Chiranjeevi Yojana online registration.

The selected beneficiaries will receive a status link if the data provided are verified. They can open the link on their dashboard. This link will also help find the stage of application process.

However, it is beneficial to keep a tab on the official website for updates and guidelines.

These are some of the essential guidelines mandatory to be followed by Chiranjeevi Mukhyamantri Yojana applicants.

• The State Government mandates that hospitals enlisted under this scheme won't charge an amount for treatment of COVID-19 and mucormycosis.
• This scheme has enlisted 450 private hospitals and more than 756 government ones.
• Beneficiaries can connect with customer helpdesk and resolve their queries or issues.
• Applicants need to prove their permanent residency in Rajasthan to avail different benefits offered by this scheme.
• Contractual workers, NFSA cardholders, and marginal farmers will not need to pay the registration fees.

These are some vital pieces of information on Chiranjeevi Yojana that potential applicants must check.