Baleno Car Insurance

Avail Maruti Baleno Car Insurance price instantly

Third-party premium has changed from 1st June. Renew now

Buy/Renew Maruti Baleno Car Insurance Online

In recent years, the Baleno has gained quite a lot of popularity among car-buyers for being one of the most affordable, yet reliable hatchbacks in the Indian automobile market.

With its stylish looks and superior performance, the car was launched in 2015 and crossed the 7-million sales mark in just 5 years. (1)

Now, a good car naturally needs a good insurance policy to ensure that it is financially protected during unforeseen circumstances that can arise while on the road.

In this regard, while a third-party Baleno insurance policy is mandated by law, it is substantially more beneficial to opt for a comprehensive car insurance policy.

This is because a comprehensive Baleno car insurance policy not only covers you for third-party damage caused by your car but also offers coverage for damages to your own car during accidents or any such events.

With a comprehensive car insurance policy, you can not only save yourself from traffic fines of up to Rs.2000 (Rs.4000 for repeated offence) but also ensure that the liabilities arising from accidental damage to your car are minimal.

However, when it comes to availing full-fledged financial protection for your Baleno, you must also ensure that your insurance provider offers the best features and benefits under the policy.

Digit’s Maruti Baleno insurance policy can, in this respect, be the perfect option for you to consider. Take a look!

Maruti Baleno Car Insurance Price

Registration date Premium (for own damage only policy)
August-2018 4,541
August-2017 3,883
August-2016 3,238

**Disclaimer - The premium calculation is done for Maruti Suzuki Baleno LXi Petrol 1590. GST excluded.

City - Mumbai, Vehicle registration month - August, NCB - 50%, No Add-ons, Policy not expired, & IDV- Lowest available. The premium calculation is done in August-2020. Please check the final premium by entering your vehicle details above. 

What’s Covered in Maruti Baleno Car Insurance

Why should you buy Digit's Maruti Baleno Car Insurance?

Maruti Suzuki Baleno Car Insurance plans

Third-Party Comprehensive

Damages/Losses to own car due to an accident

×

Damages/Losses to own car in case of fire

×

Damages/Losses to own car in case of a natural calamity

×

Damages to Third-Party Vehicle

×

Damages to Third-Party Property

×

Personal Accident Cover

×

Injuries/Death of a Third-Party Person

×

Theft of your car

×

Doorstep Pick-Up & Drop

×

Customize your IDV

×

Extra protection with customized add-ons

×
Get Quote Get Quote

Know more about the difference between comprehensive and third party insurance

How to file a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Reasons to choose Digit's Maruti Baleno Car Insurance?

The Maruti Suzuki Baleno is mostly a compact family car, ideal for daily commutes. Thus, given the rise in the number of road accidents in the country, it is your duty as the car-owner to proffer it the best protection available in the market. Digit’s Baleno insurance policy can be the best option in this scenario, because:

  • Offers Entirely Digital Claim Settlement - Claiming under Digit’s Baleno insurance is extremely simple. With this car insurance policy in place, you can do away with the hassle of visiting the insurance provider’s office to claim settlements. If you need to raise claims, you will only have to place a call at Digit’s official number, undertake the smartphone-enabled self-inspection process and subsequently choose the mode of claim – whether reimbursement or cashless, to complete the process. It is as simple as that!
  • A High Claim Settlement Ratio - With Digit, you can rest assured that your claim will be settled and not be refuted on the pretext of any baseless causality. We boast of a high claim settlement ratio for our car insurance policies and guarantee that your claims will be addressed at the earliest without any hassle.
  • Option to Customise IDV - IDV or Insured Declared Value is the amount that you can receive against your Maruti Baleno insurance policy in the event of theft or total destruction of your car. Now, while the Baleno is among the most affordable cars available in the market, total loss of it, nonetheless, can be a hefty price to bear for any owner. That is why you can customise and avail a high IDV per rupee with subtle tweaks to your Digit Baleno car insurance price. On doing so, you can avail a higher compensation if your Baleno is stolen or damaged beyond repair.
  • A Variety of Car Insurance Add-ons - When it comes to availing a financial safeguard against potential damages to your Baleno, it is always more beneficial to make sure that every possible instance is covered. For example, a comprehensive insurance policy does not normally cover damages to your car tyres, unless said damages are incurred during an accident. In this regard, if you have a tyre protection add-on cover with your comprehensive car insurance policy, you can avail coverage for tyre bulges, bursts, cuts, and other damages during other situations, as well. Apart from tyre protect cover, Digit offers 6 other add-on options including a return to invoice cover, zero depreciation cover, consumables cover, breakdown assistance, etc.
  • 24X7 Customer Support Services - Our capable customer support is available round the clock to impart you with assistance in any insurance-related matter that you might require. Irrespective of whether it is a Sunday or any other national holiday, you can call us up anytime you want, if you have any Maruti Baleno insurance renewal or purchase-related query that needs to be addressed.
  • Over 1400 Network Garages across India - Digit has more than 1400 network garages strewn across the country where you can avail cashless repairs for accidental damage to your Baleno with haste. A large number of network garages mean that you will not have to stray far for help, should you meet with an accident while driving.
  • Doorstep Pick-Up/Drop with 6 months warranty on Repairs - If your Baleno suffers significant damages in an accident, transporting it to a garage for repairs can be a cause for hassle and may lead to significant expenses on your part. However, if you avail repair services from any of our network garages, you can enjoy doorstep pick-up, repair and drop facilities for your car. Furthermore, the services initiated at our network garages will also come with a complimentary 6-month repair warranty.

Thus, with such benefits and more, Digit’s Baleno insurance policy certainly makes a viable option when it comes to availing a comprehensive car insurance policy for your vehicle.

Nonetheless, before purchasing a Maruti Baleno insurance policy do not forget to conduct extensive research on the available options at hand to ensure that you optimise your benefits from it.

Why is it important to buy Maruti Baleno Car Insurance?

First and foremost, to drive legally you’ll at least need a basic car insurance policy. Additionally, Maruti Baleno is an expensive car, the least you can do is ensure its safeguarded against all liabilities including damages to it during unforeseen circumstances like accidents, collisions, natural calamities, etc. Some of the benefits of insuring your Maruti Baleno are:

  • Financial Liabilities: Protect yourself from financial liabilities in case of both third-party and own damages. While third-party liabilities are covered in a Third-Party Car Insurance Policy, own damages would be covered too if you opt for a comprehensive car insurance policy.
  • Legally Compliant: To drive legally in India, all cars are required to have a valid car insurance that at least covers for third-party liabilities. In the lack of one, you would be liable for a fine of Rs 2,000 and, in some cases may even have your licence cancelled.
  • Third-Party Liability: At least having a car insurance that covers for third-party liabilities is mandatory by law. It will save you from the undue amount of liability which may arise if you are held responsible for a loss. This loss may be related to damages caused by your car to any third-party person, property or vehicle.
  • Comprehensive Cover: Opting for the complete shield, a Comprehensive Car Insurance Policy is always better as it not only covers for the mandatory requirement- covering for third-party damages but also protects you and your own car from unforeseen circumstances. Additionally, you also have the choice to customize your policy with Car Insurance add-ons and covers such as the zero depreciation cover, breakdown assistance, engine and gearbox protection cover, etc. 

More about Maruti Suzuki Baleno

Bold and robust, the Maruti Suzuki Baleno is a well distinguishable car.  A premium hatchback in this segment, falling between the price range of Rs.5.58 lakhs to Rs.8.90 lakhs, Maruti Baleno is a comfortable 5-seater car with both manual and automatic transmission. The car has options of both petrol and diesel. The latest BS-VI petrol version is a hit while the diesel version still runs on BS-IV. Quite economical on fuel, it gives you an average of 20-27 km per litre. If you’re someone who fancies a bolder look and feel for your car, then the Maruti Baleno is just perfect for you.

Why should you buy Maruti Suzuki Baleno?

The Maruti Suzuki Baleno brings a fresh outlook to your daily commute. It is currently available in four options: Sigma, Delta, Zeta, and Alpha. It has transformed the appeal of middle segment cars not only with its look and feel but also in its different colour variants. You can get Maruti Suzuki Baleno in Pearl Arctic White, Nexa Blue, Phoenix Red, Autumn Orange, Magma Grey, and Premium Silver.

Each of Maruti Baleno’s models has revised features like a bumper with a wider centre which has air-dam and air-ducts on each side. The interior comes in a combination of both black and blue enhancements.

The all-new latest Maruti Baleno offers rear parking sensors as standard. Other safety features in this segment of the car include ABS with EBD, dual front airbags, a rearview camera, ISOFIX child seat anchors and LED projector headlamps. Maruti Baleno also has a sleek screen display of 7 inches. It is compatible with both Apple CarPlay and Android with convenient push start/stop buttons. Some other attractive features include keyless entry and auto climate control.

 

Check: Know more about Maruti Car Insurance

Maruti Suzuki Baleno - Variants and ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
Sigma 1197 cc, Manual, Petrol Rs.5.58 Lakh
Delta 1197 cc, Manual, Petrol Rs.6.36 Lakh
Sigma Diesel 1248 cc, Manual, Diesel Rs.6.73 Lakh
Zeta 1197 cc, Manual, Petrol Rs.6.97 Lakh
Dual Jet Delta 1197 cc, Manual, Petrol Rs.7.25 Lakh
Delta Diesel 1248 cc, Manual, Diesel Rs.7.51 Lakh
Alpha 1197 cc, Manual, Petrol Rs.7.58 Lakh
Delta CVT 1197 cc, Automatic, Petrol Rs.7.68 Lakh
Dual Jet Zeta 1197 cc, Manual, Petrol Rs.7.86 Lakh
Zeta Diesel 1248 cc, Manual, Diesel Rs.8.12 Lakh
Zeta CVT 1197 cc, Automatic, Petrol Rs.8.29 Lakh
Alpha Diesel 1248 cc, Manual, Diesel Rs.8.73 Lakh
Alpha CVT 1197 cc, Automatic, Petrol Rs.8.9 Lakh

FAQs about Maruti Baleno Car Insurance in India

How do network garages work?

Network garages are those garages and automobile service centres across the country that partner with insurance providers to offer cashless repair for accidental damages to the insured individual’s vehicle. Digit has over 1400 network garages across India.

What does the process of self-inspecting damages to a Baleno for insurance claims entail?

Under normal circumstances, when a policyholder raises a claim against their Baleno insurance policy due to damages to their vehicle, a representative is appointed by the insurance provider to inspect the vehicle in question.

However, with Digit’s Baleno insurance, policyholders can conduct a self-inspection of their vehicles, using their smartphones to click pictures and send them to Digit for reviewing. This significantly reduces the hassle of the claim procedure.

Does the Baleno car insurance policy offer personal accident cover?

Yes, as per the directives of IRDAI, Digit’s Baleno insurance policy offers a personal accident cover, which kicks into action upon the death or disablement of the owner-driver of the car due to an accident involving the Baleno. You can opt-in for this cover if you don’t have one as it is mandatory.

What is considered to be contributory negligence to a Baleno?

Any damage that arises during situations like driving in flood, which is restricted as per the manufacturer’s driving manual is considered damage due to contributory negligence and is not covered under the car insurance policy.

What is the complete list of add-on covers that I can avail under Digit’s Baleno insurance policy?

Digit offers 7 add-on covers for your Baleno which include – return to invoice cover, zero depreciation cover, tyre protect cover, passenger cover, consumable cover, breakdown assistance and engine and gearbox protection cover.