Car Insurance in Palakkad

Palakkad, or Palghat, is a city located in the state of Kerala and is considered among the oldest cities in this state. Known for the Palakkad Fort, it is a major tourist destination in Southern India, attracting a massive number of tourists. There are also many notable educational institutes here.

Apart from high tourist influx, the city also suffers from heavy rainfall, traffic violation, etc. which leads to congestion and traffic snarls. So, accidents, mishaps and other damages are quite common.

Car owners of Palakkad need to get a car insurance plan from a reliable insurance provider to safeguard from such unforeseen incidents. Digit can be a suitable option.

Digit offers a superfast claim settlement process and other major benefits. Moreover, the around-the-clock customer assistance and credibility maintained at every level make Digit a prime choice for your vehicle in Palakkad.

Here are the few advantages that you can get when opting for Digit's car insurance online policy:

• Availability of Thousands of Network Garages: Digit has thousands of network garages all across India. So, when you choose Cashless Repair mode, you can reach out to the nearest garage. The primary benefit of these network garages is that they will repair the damaged area of your vehicle without any extra payment from your pocket. Moreover, you get a six months warranty on every repair conducted in any of Digit's network garages.
• Simple Online Claim Settlement Process: The facility of smartphone-enabled self-inspection from Digit makes the entire claim settlement process easy, hassle-free and fast. Just call us on the provided number, and you will receive a link from our end to your registered mobile number. Then, you need to click on that click and upload pictures of the damages to your vehicle by following step-by-step guidelines. Our executives will get back to you in no time with an accurate estimate once we receive the pictures. Such a quick and efficient claim settlement procedure has allowed Digit to get a high claim settlement ratio for car insurance.
• 24/7 Customer Assistance: Our team is available 24/7 to assist you with your concerns related to your car insurance plan. Not only this, our customer support representatives are available even on national holidays. So, if you have got any queries, get in touch with us without any hesitation.
• Insured Declared Value Customisation: The current market value of your vehicle is the Insured Declared Value or IDV. This will impact the premium of your vehicle's insurance as well as the sum insured. This means the higher the IDV, the higher the insurance premium, and the lower the IDV, the lower the premium. Digit allows you to customise the IDV as per your convenience. The transparency and credibility maintained make us one of the trusted car insurance providers in Palakkad.

Let's check out how Digit car insurance can protect your vehicle from unforeseen events in Palakkad:

• Avail Personal Accident Cover: Accidents are unforeseen occurrences that can cause permanent disability or bodily injuries. Sometimes, it may lead to loss of life, which is why obtaining a personal accident cover is essential. Digit's personal accident cover will safeguard your family's financial health during such challenging times. This cover will provide financial assistance for medical bills, hospital charges, loss of family income, and other related expenses. You can further protect yourself with Digit’s health insurance that offers extensive post-accident hospitalisation coverage.
• Avoid Legal Hassles: In India, it is mandatory to obtain a third-party insurance plan as per the Motors Vehicles Act, 1988. Every car owner in India must abide by this mandate, as avoidance of the same can lead to fines of ₹ 2,000 to ₹ 4,000. In some cases, it may lead to 3-months of imprisonment or cancellation of driving license. Hence, it is necessary to purchase at least a third-party car insurance policy when buying a car.
• Choose From Multiple Car Insurance Policies: When you choose Digit as your vehicle's insurer, you get to select from the two extensive policies:
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Own Damage Car Insurance

Each car insurance plan comes with its own features and coverage benefits. Choose one as per your budget or preference.

• Customise With Available Add-ons: Digit offers you to choose from multiple add-ons when you select the comprehensive car insurance plan. These add-ons provide additional coverage that is over and above the comprehensive policy. However, you need to pay a nominal extra amount when you buy these add-ons. Significant add-ons include roadside assistance, tyre protection cover, engine and gearbox cover, etc. For instance, if you choose zero depreciation cover as an add-on, it will help you get a higher compensation amount when you file a claim. Your insurer will not consider the depreciation cost of the car while offering the claim amount. With Digit, you can choose to add as many add-ons as per your requirements and budget. So, consider us to protect yourself from unforeseen financial expenses and legal hassles.

Following are the car insurance add-ons available in Palakkad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover