Car Insurance in Puri

Puri, a famous pilgrimage site in Odisha, is known for the ancient Jagannath temple. It is a coastal city located 60km south of the state capital, Bhubaneswar. It is considered one of the Char Dham pilgrimage sites. Moreover, it houses the district headquarters of the Puri district.

Being one of India's famous tourist spots, Puri's busy roads experience huge traffic every day. Cars are one of the common means of transport used by the local commuters as well as tourists. With the increasing number of vehicles, road-accident risks also tend to rise.

Thus, every four-wheeler owner in Puri must opt for a car insurance policy to cover losses and damages during unforeseen mishaps.

If your vehicle is not yet insured, get in touch with Digit insurance immediately for reliable service. When you choose Digit as your vehicle's insurance provider, you get convenient online claim settlement and 24/7 customer assistance. Keep reading to know more.

Choosing Digit car insurance policy can be beneficial to you in many ways. Here are some of them:

• Thousands of Network Garages: Digit has thousands of network garages all over India. Therefore, on choosing the Cashless mode of repair, you can get the car damages repaired from one of those garages without paying any additional charges from your pocket. Moreover, you get a 6-month warranty on repairing your car from the Digit network garages.
• Online Claim Settlement: The online claim settlement procedure is super-fast and hassle-free. It provides a convenient claim raising and settlement process without the hassle of document submissions and paperwork. Thus, you can file a claim against your car insurance policy in a couple of minutes. The smartphone-enabled self-inspection procedure makes the claim settlement process much easier. You need to call their toll-free number to receive a link on your registered mobile number. They provide a step-by-step guide on how to proceed with the settlement process. Moreover, you need to click pictures of the damaged vehicle parts and send them. On receiving those pictures, they will get back to you with an estimate. You can either opt for a Reimbursement or choose the Cashless mode of repair from Digit's network garages.
• IDV Customisation:IDV plays a vital role in determining your car insurance policy's premium amount and the sum insured. Digit maintains transparency and allows every policyholder to customise their IDV according to their preference and budget. Therefore, choosing them lets you customise the Insured Declared Value of your comprehensive car insurance policy.
• 24*7 Customer Assistance: Digit believes in customer satisfaction. Therefore, they are ready to answer any insurance policy queries at any time of the day. You can avail their customer care support for 24-hours a day, irrespective of national holidays. They are always ready to help you.

Digit car insurance policy assists you financially to stay protected from unforeseen mishaps in the following ways:

• Safe from Legal Penalties: Every car owner in India must opt for a third-party car insurance policy as per provisions of the Motor Vehicles Act, 1988. If you are found driving without a car insurance policy, you can get a penalty of ₹ 2,000. However, continuous offences may increase this charge up to ₹ 4,000. Do note that repeated offences might lead to 3-month imprisonment besides driving licence suspension.
• Choose Different Car Insurance Policies: You can choose the following types of car insurance policies from Digit:
  • Comprehensive Car Insurance Policy: On choosing a comprehensive policy, you get financial coverage for any damage caused to your car as well as third-party's damages and losses. You can include several add-ons and also get coverage for damages caused due to natural calamities or theft.
  • Third-Party Car Insurance Policy: A third-party insurance policy assists you financially to cover the damages caused by your vehicle on a third-party property or life. This is a mandatory insurance policy for every vehicle owner.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Customisable Add-ons: Add-on covers allow you to get extended coverage over and above the coverage provided by a comprehensive policy. However, you need to pay some extra premium to avail of these add-ons, but the benefits they offer are worthwhile. Digit offers a handful of add-ons such as return to invoice cover, zero depreciation cover, consumables cover, etc. You can choose to include as many add-ons as you wish as per your requirement and budget.
• Get Personal Accident Cover: A personal accident cover turns out to be a saviour for the family and the injured person during severe mishaps. It provides financial assistance to the vehicle owner in the event of injuries, death, or permanent disabilities. So, you can provide financial security to your family during unexpected accidents. By choosing Digit, you protect not just yourself but also your family from sudden financial strain. Digit’s health insurance can also support you with hospital costs due to accidents.

Thus, on choosing a motor insurance policy from Digit, you can avail a bunch of benefits that can help to prevent unwanted financial outflow in the event of any mishaps.

Following are the car insurance add-ons available in Puri:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover