Car Insurance in Jaipur
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Besides being the capital city of Rajasthan, Jaipur is one of the most famous tourist destinations in India. Most tourists and locals travel in cars, and thus the traffic volume of this city is high round the clock.
Thus, being a vehicle owner in this area can be risky if you don’t have a car insurance policy. Also, the Motor Vehicles Act of 1988 has made it necessary for all vehicle owners to have a third-party insurance policy.
To avoid legal complications and prevent financial losses due to accidents or damages, having a car insurance policy is a must. If you are looking for a reliable car insurance policy provider, check out Digit. They allow you to customise the IDV of your vehicle according to your convenience.
Known as “the pink city of India”, Jaipur is a city that you can’t miss out. Considered as one of the world heritage sites and the tenth most populous city in India, Jaipur is a major hub for tourists across the world. Famous for Jantar Mantar, Hawa Mahal, Amer Fort, Jal Mahal, Jaipur is also regarded as the “city of forts”.
Every year thousands of tourists from all over the world come to explore this city. Jaipur is indeed a beautiful city to traverse. With constant development, the city has experienced a massive increase in vehicle counts.
Why Do You Need Car Insurance in Jaipur?
Let's look at some of the challenges faced by car owners in Jaipur which makes having a valid car insurance policy even more important.
Bad Road Condition
Jaipur is called the royal city of India But when it comes to the road condition can we consider this city as a royal city? The answer will be No! The roads of Jaipur are full of Potholes and dust. Such potholes and bad road conditions make the commute very challenging for the car owners of Jaipur. On most roads, dividers are not constructed properly, posing a threat to all the car owner.
Lack of Road Safety
A recent survey conducted on 10 roads of Jaipur has revealed that the city roads are lacking in road safety parameters. The survey was based on parameters like road congestion, poor road conditions, and street roads. Many obstructions such as public encroachments, electricity boxes, open drainage, garbage dumps, and parked vehicles were seen on the road. The places where footpaths were made were either occupied with obstructions or broken. Driving a car can be the biggest challenges for the car owners in such condition.
Car Theft
Thousands of visitors across the world visit Jaipur every month. In this case, car theft is very common in such a crowd. Thieves steal cars, change the number-plates and sell it to the neighbouring city. News released that Police have arrested seven persons in connection with the theft of two cars in Jaipur on November 1st. Stealing a car has become a very easy task for thieves in any crowded place and it is becoming difficult for people to save their vehicle.
Rising Road Accident Concerns in Jaipur
Jaipur is witnessing an alarming increase in road accidents, posing serious risks to both drivers and pedestrians. With such growing safety concerns, it’s more important than ever for vehicle owners to invest in a comprehensive car insurance policy that includes Personal Accident (PA) cover. To further strengthen your safety net, a separate health insurance plan can provide additional coverage for a wide range of medical expenses, ensuring you're well-prepared for both emergencies and everyday healthcare needs.
How Can Digit Insurance Save Your Car in Jaipur?
Protecting your car from the above situations can be quite difficult without car insurance. Digit Insurance assists you to buy the most suitable car insurance policy online without any middlemen or a broker with all customer services.
Choice of Car Insurance Policies:
- Third-Party Liability Policy: Digit third party car insurance can save you from the demand of liability which may arise if you are held responsible for the loss of any third party. However, this policy does not cover damage to your own car. So it has a lower premium amount.
- Comprehensive Car Insurance: Comprehensive policy is like a shield to your car which covers both the third party claims and insures your car from all the dents and damages caused due to natural calamities, theft, fires and other unforeseen situations.
- Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Drive Legally: It is mandatory for the car owner to have a third party car insurance in India to drive legally on the roads. The penalty amount for driving without any car insurance is Rs. 2000 and/or imprisonment for 3 months for such offence.
- Comprehensive Policy to Protect Your Car: With an increasing number of car thefts and road safety problems in Jaipur, a comprehensive car insurance policy can save your pocket from a huge loss. It protects the car owners financially if their car gets damaged due to above-mentioned challenges. Bad road conditions in Jaipur is an important reason why you must go for a comprehensive policy for your car.
- Add-ons Suitable for Jaipur: You can include multiple add-ons to comprehensive coverage. For example, If your car is new or a luxury one, it is always vulnerable to damages in heavy traffic. So you can buy a zero depreciation add-on. With this add-on, depreciation of the car components won’t be considered during the claim process, and in such way Digit, car insurance can be your saviour. You can also opt for roadside assistance to face unfortunate breakdowns on the damaged roads of Jaipur.
Why Choose Car Insurance in Jaipur by Digit?
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Jaipur?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Jaipur
Following are the car insurance add-ons available in Jaipur:
What’s not Covered in Digit Car Insurance in Jaipur?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Jaipur
| Third-Party | Comprehensive | Own Damage |
Damages/Losses to own car due to an accident |
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Damages/Losses to own car in case of fire |
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Damages/Losses to own car in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your car |
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Customize your IDV |
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Extra protection with customized add-ons |
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| Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party insurance
Digit's Cashless Garages
List of 9000+ Network Garages >Popular Cashless Garages in Digit's Network in Jaipur
Here’s the list of Digit's top 25 cashless garages in Jaipur, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.
Digit Insurance Registered Offices in Jaipur
Here is the list of office addresses in Hyderabad as of July 31st, 2025